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[Applause]

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as<00:00:12.530><c> a</c><00:00:12.589><c> present</c><00:00:13.009><c> or</c><00:00:13.549><c> ideally</c><00:00:14.509><c> actually</c><00:00:14.779><c> half</c><00:00:15.379><c> an</c>

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as a present or ideally actually half an
 

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as a present or ideally actually half an
hour

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hour
 

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hour
designing<00:00:17.710><c> conversation</c><00:00:19.270><c> okay</c>

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[Music]

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yeah<00:02:36.519><c> yeah</c>

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yeah yeah
 

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yeah yeah
oh<00:03:00.830><c> really</c>

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oh really
 

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oh really
it<00:03:03.780><c> basically</c><00:03:04.490><c> choose</c><00:03:05.490><c> your</c><00:03:05.760><c> own</c><00:03:05.970><c> risk</c>

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it basically choose your own risk
 

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it basically choose your own risk
insurance<00:03:08.000><c> actually</c><00:03:09.000><c> think</c><00:03:09.330><c> about</c><00:03:09.510><c> in</c><00:03:09.750><c> the</c>

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insurance actually think about in the
 

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insurance actually think about in the
United<00:03:10.080><c> States</c><00:03:10.560><c> your</c><00:03:10.800><c> risk</c><00:03:11.100><c> pool</c><00:03:11.370><c> is</c><00:03:11.550><c> your</c>

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United States your risk pool is your
 

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United States your risk pool is your
coworkers<00:03:13.580><c> but</c><00:03:15.080><c> if</c><00:03:16.080><c> everyone's</c><00:03:17.010><c> familiar</c>

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coworkers but if everyone's familiar
 

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coworkers but if everyone's familiar
with<00:03:17.660><c> microfinance</c><00:03:18.660><c> companies</c><00:03:18.780><c> like</c><00:03:19.470><c> axial</c>

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with microfinance companies like axial
 

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with microfinance companies like axial
or<00:03:20.210><c> Grameen</c><00:03:21.210><c> Bank</c><00:03:21.740><c> you</c><00:03:22.740><c> have</c><00:03:23.010><c> a</c><00:03:23.040><c> social</c>

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or Grameen Bank you have a social
 

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or Grameen Bank you have a social
mechanism<00:03:24.500><c> involved</c><00:03:25.500><c> with</c><00:03:25.710><c> policing</c><00:03:26.070><c> in</c><00:03:26.940><c> a</c>

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mechanism involved with policing in a
 

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mechanism involved with policing in a
way<00:03:27.300><c> that</c><00:03:27.780><c> you</c><00:03:27.990><c> would</c><00:03:28.140><c> not</c><00:03:28.320><c> have</c><00:03:28.380><c> a</c>

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way that you would not have a
 

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way that you would not have a
traditional<00:03:29.250><c> banking</c><00:03:30.080><c> system</c><00:03:31.080><c> right</c><00:03:31.440><c> so</c><00:03:32.750><c> the</c>

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traditional banking system right so the
 

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traditional banking system right so the
idea<00:03:33.780><c> in</c><00:03:34.350><c> microfinance</c><00:03:35.040><c> is</c><00:03:35.580><c> that</c><00:03:37.280><c> because</c><00:03:38.280><c> you</c>

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idea in microfinance is that because you
 

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idea in microfinance is that because you
get<00:03:38.550><c> a</c><00:03:38.580><c> joint</c><00:03:38.940><c> loan</c><00:03:39.210><c> if</c><00:03:40.140><c> someone</c><00:03:40.650><c> is</c><00:03:40.890><c> lazy</c><00:03:41.220><c> the</c>

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get a joint loan if someone is lazy the
 

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get a joint loan if someone is lazy the
other<00:03:42.180><c> people</c><00:03:42.480><c> who</c><00:03:42.630><c> have</c><00:03:42.840><c> the</c><00:03:43.050><c> responsibility</c>

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other people who have the responsibility
 

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other people who have the responsibility
are<00:03:43.890><c> going</c><00:03:44.040><c> to</c><00:03:44.100><c> come</c><00:03:44.280><c> count</c><00:03:44.550><c> in</c><00:03:44.700><c> the</c><00:03:44.820><c> door</c><00:03:45.060><c> and</c>

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are going to come count in the door and
 

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are going to come count in the door and
say<00:03:45.630><c> get</c><00:03:45.990><c> out</c><00:03:46.260><c> of</c><00:03:46.410><c> bed</c><00:03:46.620><c> you</c><00:03:47.060><c> need</c><00:03:48.060><c> to</c><00:03:48.150><c> work</c>

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say get out of bed you need to work
 

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say get out of bed you need to work
because<00:03:48.570><c> we're</c><00:03:48.840><c> all</c><00:03:49.020><c> going</c><00:03:49.290><c> to</c><00:03:49.350><c> suffer</c><00:03:49.560><c> as</c>

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because we're all going to suffer as
 

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because we're all going to suffer as
myself<00:03:50.490><c> so</c><00:03:50.760><c> the</c><00:03:50.940><c> social</c><00:03:51.420><c> mechanism</c><00:03:51.990><c> is</c><00:03:52.350><c> in</c><00:03:52.530><c> a</c>

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myself so the social mechanism is in a
 

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myself so the social mechanism is in a
really<00:03:52.770><c> important</c><00:03:53.190><c> part</c><00:03:53.370><c> of</c><00:03:53.640><c> the</c><00:03:53.880><c> success</c><00:03:54.270><c> of</c>

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really important part of the success of
 

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really important part of the success of
microfinance<00:03:55.050><c> well</c><00:03:55.830><c> apply</c><00:03:56.190><c> that</c><00:03:56.400><c> same</c><00:03:56.640><c> lens</c>

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microfinance well apply that same lens
 

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microfinance well apply that same lens
to<00:03:57.900><c> insurance</c><00:03:59.360><c> so</c><00:04:00.360><c> what</c><00:04:00.540><c> happens</c><00:04:00.870><c> is</c><00:04:01.080><c> you</c><00:04:01.770><c> put</c>

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to insurance so what happens is you put
 

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to insurance so what happens is you put
in<00:04:02.310><c> one</c><00:04:03.120><c> piece</c>

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in one piece
 

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in one piece
to<00:04:04.330><c> this</c><00:04:05.050><c> pool</c><00:04:05.470><c> okay</c><00:04:06.430><c> whatever</c><00:04:07.240><c> you</c><00:04:07.390><c> don't</c><00:04:07.660><c> eat</c>

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to this pool okay whatever you don't eat
 

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to this pool okay whatever you don't eat
it<00:04:07.990><c> into</c><00:04:08.320><c> it</c><00:04:08.520><c> you</c><00:04:09.520><c> can</c><00:04:09.670><c> of</c><00:04:09.760><c> course</c><00:04:09.790><c> pull</c><00:04:10.390><c> that</c>

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it into it you can of course pull that
 

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it into it you can of course pull that
out<00:04:10.750><c> without</c><00:04:11.110><c> any</c><00:04:11.500><c> meeting</c><00:04:12.190><c> for</c><00:04:12.400><c> any</c><00:04:12.490><c> votes</c>

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out without any meeting for any votes
 

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out without any meeting for any votes
but<00:04:13.630><c> if</c><00:04:13.960><c> you</c><00:04:14.260><c> need</c><00:04:14.500><c> health</c><00:04:14.800><c> care</c><00:04:14.890><c> and</c><00:04:15.340><c> let's</c>

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but if you need health care and let's
 

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but if you need health care and let's
just<00:04:16.150><c> say</c><00:04:16.270><c> you</c><00:04:16.300><c> need</c><00:04:16.720><c> point</c><00:04:17.080><c> to</c><00:04:17.290><c> easier</c><00:04:17.890><c> to</c><00:04:18.130><c> get</c>

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just say you need point to easier to get
 

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just say you need point to easier to get
a<00:04:18.310><c> shot</c><00:04:18.640><c> or</c><00:04:18.940><c> something</c><00:04:19.120><c> that</c><00:04:19.660><c> no</c><00:04:20.170><c> one</c><00:04:20.350><c> needs</c><00:04:20.470><c> to</c>

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a shot or something that no one needs to
 

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a shot or something that no one needs to
attest<00:04:21.489><c> to</c><00:04:21.790><c> but</c><00:04:22.780><c> anything</c><00:04:23.290><c> beyond</c><00:04:23.680><c> what</c><00:04:23.830><c> you</c>

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attest to but anything beyond what you
 

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attest to but anything beyond what you
resent<00:04:24.340><c> would</c><00:04:24.520><c> in</c><00:04:24.670><c> you</c><00:04:24.850><c> have</c><00:04:25.000><c> to</c><00:04:25.030><c> have</c><00:04:25.210><c> other</c>

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resent would in you have to have other
 

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resent would in you have to have other
people<00:04:25.620><c> vote</c><00:04:26.620><c> to</c><00:04:26.860><c> allow</c><00:04:27.190><c> you</c><00:04:27.550><c> to</c><00:04:27.700><c> be</c><00:04:27.790><c> able</c><00:04:27.910><c> to</c>

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people vote to allow you to be able to
 

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people vote to allow you to be able to
remove<00:04:28.240><c> the</c><00:04:28.480><c> money</c><00:04:28.710><c> the</c><00:04:29.710><c> maximum</c><00:04:30.340><c> that</c><00:04:30.460><c> you</c>

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remove the money the maximum that you
 

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remove the money the maximum that you
can<00:04:30.730><c> never</c><00:04:30.850><c> remove</c><00:04:31.300><c> from</c><00:04:31.510><c> the</c><00:04:31.630><c> pool</c><00:04:31.870><c> can</c><00:04:32.470><c> never</c>

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can never remove from the pool can never
 

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can never remove from the pool can never
be<00:04:32.980><c> higher</c><00:04:33.220><c> than</c><00:04:33.460><c> fifty</c><00:04:33.790><c> percent</c><00:04:33.910><c> but</c><00:04:34.180><c> what</c>

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be higher than fifty percent but what
 

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be higher than fifty percent but what
remains<00:04:34.750><c> in</c><00:04:34.930><c> the</c><00:04:34.960><c> course</c><00:04:35.230><c> you</c><00:04:35.560><c> can't</c><00:04:35.800><c> have</c><00:04:35.950><c> one</c>

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remains in the course you can't have one
 

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remains in the course you can't have one
person<00:04:36.280><c> take</c><00:04:37.000><c> all</c><00:04:37.270><c> the</c><00:04:37.750><c> money</c><00:04:39.420><c> so</c><00:04:40.420><c> you</c><00:04:40.480><c> will</c>

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person take all the money so you will
 

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person take all the money so you will
have<00:04:40.870><c> this</c><00:04:41.110><c> injury</c><00:04:43.470><c> so</c><00:04:44.470><c> you</c><00:04:44.500><c> can</c><00:04:44.710><c> have</c><00:04:44.830><c> your</c>

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have this injury so you can have your
 

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have this injury so you can have your
family<00:04:45.330><c> if</c><00:04:46.330><c> you</c><00:04:46.390><c> want</c><00:04:46.750><c> to</c><00:04:46.870><c> have</c><00:04:47.020><c> your</c><00:04:47.200><c> family</c>

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family if you want to have your family
 

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family if you want to have your family
be<00:04:47.770><c> there</c><00:04:47.890><c> for</c><00:04:48.100><c> school</c><00:04:48.370><c> or</c><00:04:49.030><c> you</c><00:04:49.180><c> could</c>

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be there for school or you could
 

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be there for school or you could
actually<00:04:49.510><c> have</c><00:04:49.870><c> your</c><00:04:50.110><c> friends</c><00:04:50.740><c> you</c><00:04:50.920><c> all</c><00:04:51.130><c> know</c>

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actually have your friends you all know
 

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actually have your friends you all know
that<00:04:51.340><c> you</c><00:04:51.640><c> keep</c><00:04:51.850><c> healthy</c><00:04:52.300><c> and</c><00:04:52.750><c> in</c><00:04:53.140><c> these</c>

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that you keep healthy and in these
 

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that you keep healthy and in these
festive<00:04:53.740><c> things</c><00:04:53.860><c> everyone</c><00:04:54.250><c> sticks</c><00:04:54.580><c> their</c>

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festive things everyone sticks their
 

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festive things everyone sticks their
money<00:04:54.970><c> and</c><00:04:55.950><c> and</c><00:04:56.950><c> there's</c><00:04:57.190><c> room</c><00:04:57.520><c> for</c><00:04:57.550><c> two</c>

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money and and there's room for two
 

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money and and there's room for two
different<00:04:58.390><c> to</c><00:04:58.690><c> have</c><00:04:58.870><c> a</c><00:04:59.170><c> larger</c><00:04:59.560><c> patron</c><00:05:00.010><c> or</c><00:05:00.340><c> a</c>

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different to have a larger patron or a
 

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different to have a larger patron or a
benefactor<00:05:01.030><c> also</c><00:05:01.450><c> participate</c><00:05:01.990><c> so</c><00:05:02.200><c> it</c><00:05:02.290><c> could</c>

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benefactor also participate so it could
 

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benefactor also participate so it could
be<00:05:02.560><c> the</c><00:05:03.010><c> government</c><00:05:03.430><c> or</c><00:05:03.730><c> the</c><00:05:03.910><c> Gates</c>

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be the government or the Gates
 

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be the government or the Gates
Foundation<00:05:04.270><c> or</c><00:05:05.080><c> whatever</c><00:05:05.410><c> happens</c><00:05:05.710><c> to</c><00:05:05.770><c> be</c><00:05:05.860><c> and</c>

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Foundation or whatever happens to be and
 

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Foundation or whatever happens to be and
you<00:05:06.370><c> think</c><00:05:06.580><c> about</c><00:05:06.730><c> the</c><00:05:06.850><c> work</c><00:05:07.030><c> that</c><00:05:07.210><c> the</c><00:05:07.270><c> Gates</c>

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you think about the work that the Gates
 

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you think about the work that the Gates
Foundation<00:05:07.540><c> does</c><00:05:08.200><c> -</c><00:05:08.890><c> they're</c><00:05:09.520><c> basically</c>

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Foundation does - they're basically
 

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Foundation does - they're basically
donating<00:05:10.720><c> their</c><00:05:10.960><c> money</c><00:05:11.200><c> to</c><00:05:11.530><c> help</c><00:05:11.830><c> people</c><00:05:12.610><c> on</c>

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donating their money to help people on
 

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donating their money to help people on
the<00:05:13.330><c> health</c><00:05:13.480><c> care</c><00:05:13.540><c> approach</c><00:05:13.990><c> in</c><00:05:14.440><c> this</c><00:05:14.530><c> case</c>

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the health care approach in this case
 

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the health care approach in this case
you<00:05:14.980><c> say</c><00:05:15.190><c> put</c><00:05:15.790><c> in</c><00:05:15.910><c> some</c><00:05:16.120><c> money</c><00:05:16.240><c> that</c><00:05:16.720><c> we</c><00:05:16.960><c> could</c>

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you say put in some money that we could
 

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you say put in some money that we could
actually<00:05:17.260><c> act</c><00:05:17.590><c> as</c><00:05:17.740><c> a</c><00:05:17.800><c> patron</c><00:05:18.220><c> and</c><00:05:18.520><c> then</c><00:05:19.060><c> if</c><00:05:19.330><c> the</c>

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actually act as a patron and then if the
 

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actually act as a patron and then if the
money<00:05:19.750><c> is</c><00:05:19.900><c> put</c><00:05:20.110><c> in</c><00:05:20.260><c> and</c><00:05:20.470><c> then</c><00:05:20.560><c> you</c><00:05:20.650><c> convert</c><00:05:21.010><c> it</c>

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money is put in and then you convert it
 

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money is put in and then you convert it
into<00:05:21.310><c> a</c><00:05:21.850><c> stable</c><00:05:22.210><c> thing</c><00:05:22.600><c> so</c><00:05:23.230><c> that</c><00:05:23.380><c> you</c><00:05:23.410><c> don't</c>

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into a stable thing so that you don't
 

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into a stable thing so that you don't
have<00:05:23.830><c> a</c><00:05:23.890><c> fluctuations</c><00:05:24.640><c> then</c><00:05:24.970><c> you</c><00:05:25.060><c> could</c><00:05:25.240><c> walk</c>

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have a fluctuations then you could walk
 

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have a fluctuations then you could walk
that<00:05:25.990><c> money</c><00:05:26.170><c> is</c><00:05:26.290><c> sitting</c><00:05:26.620><c> there</c><00:05:26.740><c> you</c><00:05:26.950><c> could</c>

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that money is sitting there you could
 

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that money is sitting there you could
actually<00:05:27.220><c> put</c><00:05:27.520><c> it</c><00:05:27.640><c> into</c><00:05:27.760><c> someplace</c><00:05:28.210><c> like</c>

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actually put it into someplace like
 

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actually put it into someplace like
compound<00:05:28.960><c> to</c><00:05:29.500><c> a</c><00:05:29.530><c> generating</c><00:05:30.280><c> interest</c><00:05:30.490><c> and</c>

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compound to a generating interest and
 

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compound to a generating interest and
that<00:05:31.690><c> this</c><00:05:32.020><c> in</c><00:05:32.290><c> a</c><00:05:32.380><c> sense</c><00:05:32.680><c> is</c><00:05:32.800><c> kind</c><00:05:32.950><c> of</c><00:05:33.040><c> working</c>

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that this in a sense is kind of working
 

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that this in a sense is kind of working
as<00:05:33.430><c> endowment</c>

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as endowment
 

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as endowment
money<00:05:35.220><c> that</c><00:05:35.280><c> continues</c><00:05:35.850><c> to</c><00:05:36.060><c> grow</c><00:05:36.240><c> and</c><00:05:36.660><c> then</c>

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money that continues to grow and then
 

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money that continues to grow and then
people<00:05:37.740><c> if</c><00:05:38.040><c> they</c><00:05:38.250><c> need</c><00:05:38.460><c> to</c><00:05:38.490><c> pull</c><00:05:38.850><c> money</c><00:05:39.270><c> out</c>

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people if they need to pull money out
 

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people if they need to pull money out
they<00:05:39.750><c> can</c><00:05:39.990><c> now</c><00:05:40.680><c> be</c><00:05:41.160><c> incentive</c><00:05:41.670><c> for</c><00:05:41.850><c> you</c><00:05:41.970><c> to</c>

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they can now be incentive for you to
 

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they can now be incentive for you to
remain<00:05:43.020><c> a</c><00:05:43.440><c> participant</c><00:05:44.250><c> in</c><00:05:44.490><c> the</c><00:05:44.580><c> system</c><00:05:45.060><c> is</c>

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remain a participant in the system is
 

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remain a participant in the system is
that<00:05:45.720><c> for</c><00:05:45.960><c> every</c><00:05:46.260><c> year</c><00:05:46.620><c> you</c><00:05:46.860><c> participate</c><00:05:47.490><c> the</c>

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that for every year you participate the
 

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that for every year you participate the
cost<00:05:48.570><c> for</c><00:05:48.930><c> you</c><00:05:49.050><c> to</c><00:05:49.140><c> be</c><00:05:49.260><c> able</c><00:05:49.320><c> to</c><00:05:49.470><c> participate</c>

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cost for you to be able to participate
 

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cost for you to be able to participate
goes<00:05:50.370><c> down</c><00:05:51.620><c> so</c><00:05:52.620><c> it</c><00:05:52.890><c> goes</c><00:05:53.040><c> down</c><00:05:53.220><c> by</c><00:05:53.370><c> 10%</c><00:05:53.610><c> for</c>

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goes down so it goes down by 10% for
 

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goes down so it goes down by 10% for
every<00:05:54.150><c> year</c><00:05:54.450><c> anticipates</c><00:05:54.960><c> the</c><00:05:55.140><c> first</c><00:05:55.410><c> year</c>

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every year anticipates the first year
 

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every year anticipates the first year
that<00:05:55.950><c> you</c><00:05:56.040><c> purchase</c><00:05:56.340><c> it</c><00:05:56.550><c> is</c><00:05:56.670><c> to</c><00:05:56.850><c> compete</c><00:05:57.450><c> if</c>

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that you purchase it is to compete if
 

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that you purchase it is to compete if
you<00:05:57.810><c> don't</c><00:05:57.960><c> pull</c><00:05:58.170><c> anything</c><00:05:58.350><c> out</c><00:05:58.620><c> or</c><00:05:58.680><c> whatever</c>

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you don't pull anything out or whatever
 

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you don't pull anything out or whatever
is<00:05:59.550><c> great</c><00:05:59.820><c> but</c><00:06:00.300><c> the</c><00:06:00.450><c> next</c><00:06:00.780><c> but</c><00:06:01.140><c> you</c><00:06:01.170><c> can</c><00:06:01.410><c> pull</c>

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is great but the next but you can pull
 

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is great but the next but you can pull
up<00:06:01.880><c> as</c><00:06:02.880><c> much</c><00:06:03.090><c> as</c><00:06:03.300><c> 10</c><00:06:05.900><c> inchh</c><00:06:06.900><c> of</c><00:06:06.990><c> your</c><00:06:07.140><c> name</c><00:06:07.400><c> then</c>

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up as much as 10 inchh of your name then
 

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up as much as 10 inchh of your name then
in<00:06:09.360><c> the</c><00:06:09.600><c> next</c><00:06:09.870><c> year</c><00:06:10.050><c> going</c><00:06:10.260><c> to</c><00:06:10.410><c> be</c><00:06:10.500><c> better</c><00:06:10.710><c> if</c>

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in the next year going to be better if
 

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in the next year going to be better if
everybody<00:06:11.190><c> is</c><00:06:11.460><c> you</c><00:06:11.850><c> only</c><00:06:12.000><c> have</c><00:06:12.210><c> to</c><00:06:12.300><c> put</c><00:06:12.510><c> in</c>

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everybody is you only have to put in
 

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everybody is you only have to put in
point<00:06:13.710><c> ninety</c><00:06:14.280><c> but</c><00:06:14.730><c> you</c><00:06:14.850><c> can</c><00:06:14.970><c> still</c><00:06:15.150><c> pull</c><00:06:15.390><c> out</c>

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point ninety but you can still pull out
 

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point ninety but you can still pull out
the<00:06:16.560><c> ten</c><00:06:17.750><c> so</c><00:06:18.750><c> across</c><00:06:19.110><c> time</c><00:06:19.500><c> there's</c><00:06:19.890><c> a</c>

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the ten so across time there's a
 

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the ten so across time there's a
necessity<00:06:20.070><c> to</c><00:06:20.550><c> hang</c><00:06:20.730><c> around</c><00:06:20.820><c> for</c><00:06:20.970><c> ten</c><00:06:21.240><c> years</c>

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necessity to hang around for ten years
 

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necessity to hang around for ten years
and<00:06:22.130><c> participate</c><00:06:23.130><c> in</c><00:06:23.340><c> this</c><00:06:23.490><c> you</c><00:06:24.300><c> have</c><00:06:24.450><c> the</c>

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and participate in this you have the
 

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and participate in this you have the
room<00:06:24.810><c> for</c><00:06:25.140><c> the</c><00:06:25.650><c> larger</c><00:06:26.130><c> infants</c><00:06:26.520><c> to</c><00:06:26.670><c> be</c><00:06:26.820><c> there</c>

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room for the larger infants to be there
 

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room for the larger infants to be there
as<00:06:27.180><c> bad</c><00:06:27.420><c> vectors</c><00:06:27.870><c> and</c><00:06:28.800><c> then</c><00:06:29.220><c> of</c><00:06:29.340><c> course</c><00:06:29.580><c> you</c>

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as bad vectors and then of course you
 

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as bad vectors and then of course you
have<00:06:30.060><c> the</c><00:06:30.330><c> the</c><00:06:30.690><c> social</c><00:06:30.900><c> mechanism</c><00:06:31.590><c> of</c><00:06:31.740><c> you</c>

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have the the social mechanism of you
 

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have the the social mechanism of you
know<00:06:32.730><c> and</c><00:06:32.910><c> this</c><00:06:33.000><c> person</c><00:06:33.390><c> needs</c><00:06:33.690><c> it</c><00:06:34.170><c> broke</c>

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know and this person needs it broke
 

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know and this person needs it broke
their<00:06:34.650><c> arm</c><00:06:34.680><c> and</c><00:06:35.360><c> you're</c><00:06:36.360><c> like</c><00:06:36.510><c> I'm</c>

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their arm and you're like I'm
 

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their arm and you're like I'm
comfortable<00:06:36.840><c> with</c><00:06:37.110><c> them</c><00:06:37.260><c> pulling</c><00:06:37.470><c> the</c><00:06:37.680><c> money</c>

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comfortable with them pulling the money
 

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comfortable with them pulling the money
out<00:06:37.970><c> and</c><00:06:38.970><c> then</c><00:06:39.150><c> voting</c><00:06:39.780><c> and</c><00:06:39.960><c> allowing</c><00:06:40.290><c> them</c>

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those<00:06:45.720><c> claims</c>

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those claims
 

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those claims
yeah<00:06:48.220><c> so</c><00:06:48.700><c> we're</c><00:06:48.880><c> taking</c><00:06:49.000><c> some</c><00:06:49.330><c> shot</c><00:06:49.570><c> might</c><00:06:50.530><c> be</c>

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yeah so we're taking some shot might be
 

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yeah so we're taking some shot might be
better

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better
 

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better
you<00:06:51.880><c> actually</c><00:06:52.090><c> want</c><00:06:52.420><c> way</c><00:06:52.690><c> was</c><00:06:52.870><c> the</c><00:06:53.020><c> long</c><00:06:53.260><c> run</c>

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you actually want way was the long run
 

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you actually want way was the long run
to<00:06:53.590><c> get</c><00:06:53.740><c> much</c><00:06:53.980><c> better</c><00:06:54.160><c> outcomes</c><00:06:54.550><c> of</c><00:06:54.700><c> ever</c>

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to get much better outcomes of ever
 

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to get much better outcomes of ever
before<00:06:55.210><c> something</c><00:06:55.560><c> preventive</c><00:06:56.560><c> health</c><00:06:56.740><c> care</c>

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before something preventive health care
 

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before something preventive health care
rather<00:06:57.070><c> than</c><00:06:57.160><c> always</c><00:06:57.580><c> just</c><00:06:57.850><c> consumption</c><00:07:00.360><c> okay</c>

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rather than always just consumption okay
 

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rather than always just consumption okay
yeah<00:07:09.420><c> and</c><00:07:10.980><c> investigative</c><00:07:11.980><c> name</c><00:07:12.160><c> go</c>

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[Music]

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this<00:07:28.610><c> Mary</c><00:07:28.880><c> doesn't</c><00:07:29.090><c> like</c><00:07:29.270><c> Jim</c><00:07:29.960><c> there</c><00:07:30.170><c> is</c>

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this Mary doesn't like Jim there is
 

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this Mary doesn't like Jim there is
society's<00:07:30.860><c> work</c><00:07:31.840><c> in</c><00:07:32.840><c> order</c><00:07:33.170><c> supplies</c><00:07:33.530><c> scams</c>

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society's work in order supplies scams
 

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society's work in order supplies scams
an<00:07:36.730><c> acceptable</c>

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your<00:07:42.760><c> antennas</c><00:07:43.210><c> to</c><00:07:43.300><c> the</c><00:07:43.360><c> next</c><00:07:43.630><c> level</c><00:07:43.900><c> in</c><00:07:44.200><c> yes</c><00:07:44.950><c> I</c>

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your antennas to the next level in yes I
 

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your antennas to the next level in yes I
just<00:07:45.670><c> tell</c><00:07:46.060><c> it</c><00:07:46.090><c> aren't</c><00:07:46.450><c> you</c><00:07:46.600><c> is</c><00:07:46.780><c> on</c><00:07:47.370><c> two</c><00:07:48.370><c> slides</c>

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just tell it aren't you is on two slides
 

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just tell it aren't you is on two slides
quote

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[Music]

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[Music]
 

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[Music]
it's<00:07:58.620><c> about</c><00:07:59.460><c> minutes</c>

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it's about minutes
 

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it's about minutes
[Music]

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are<00:08:24.840><c> going</c><00:08:24.960><c> to</c><00:08:25.020><c> be</c><00:08:25.140><c> healthy</c><00:09:00.950><c> so</c><00:09:01.950><c> he</c><00:09:02.190><c> is</c>

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are going to be healthy so he is
 

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are going to be healthy so he is
presenting<00:09:03.150><c> his</c><00:09:03.560><c> energy</c>

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presenting his energy
 

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presenting his energy
[Music]

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[Music]
 

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[Music]
all<00:09:08.880><c> right</c><00:09:09.060><c> so</c><00:09:09.390><c> I</c><00:09:09.720><c> might</c><00:09:09.870><c> introduce</c><00:09:10.200><c> you</c><00:09:10.440><c> guys</c>

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all right so I might introduce you guys
 

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all right so I might introduce you guys
to<00:09:16.700><c> do</c><00:09:17.700><c> it</c><00:09:18.180><c> basically</c><00:09:18.510><c> is</c><00:09:18.960><c> a</c><00:09:18.990><c> renewable</c><00:09:19.410><c> energy</c>

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to do it basically is a renewable energy
 

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to do it basically is a renewable energy
fund<00:09:20.100><c> that</c><00:09:20.790><c> gives</c><00:09:21.710><c> micro</c><00:09:22.710><c> loans</c><00:09:22.980><c> to</c><00:09:23.190><c> people</c>

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fund that gives micro loans to people
 

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fund that gives micro loans to people
want<00:09:23.700><c> s</c><00:09:23.880><c> or</c><00:09:24.060><c> solar</c><00:09:24.240><c> panels</c><00:09:24.420><c> because</c><00:09:24.990><c> the</c>

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want s or solar panels because the
 

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want s or solar panels because the
package<00:09:25.380><c> port</c><00:09:27.170><c> Cygnus</c><00:09:28.170><c> the</c><00:09:29.010><c> problem</c><00:09:29.370><c> is</c><00:09:29.550><c> even</c>

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package port Cygnus the problem is even
 

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package port Cygnus the problem is even
though<00:09:29.970><c> we</c><00:09:30.060><c> did</c><00:09:30.240><c> your</c><00:09:30.390><c> government</c><00:09:30.570><c> gives</c><00:09:30.960><c> you</c>

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though we did your government gives you
 

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though we did your government gives you
an<00:09:31.110><c> incentive</c>

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an incentive
 

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an incentive
don't<00:09:32.189><c> want</c><00:09:32.369><c> on</c><00:09:32.639><c> that</c><00:09:32.879><c> upfront</c><00:09:33.209><c> cluster</c><00:09:33.720><c> is</c>

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don't want on that upfront cluster is
 

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don't want on that upfront cluster is
for<00:09:34.019><c> solar</c><00:09:34.230><c> panels</c><00:09:34.439><c> and</c><00:09:34.889><c> it's</c><00:09:35.639><c> not</c><00:09:35.910><c> a</c><00:09:36.149><c> reason</c>

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for solar panels and it's not a reason
 

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for solar panels and it's not a reason
why<00:09:37.170><c> the</c><00:09:37.230><c> packs</c><00:09:37.739><c> on</c><00:09:37.949><c> our</c><00:09:37.980><c> condolences</c><00:09:38.399><c> because</c>

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why the packs on our condolences because
 

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why the packs on our condolences because
there's<00:09:39.119><c> nothing</c><00:09:39.300><c> that</c><00:09:39.449><c> nature</c><00:09:39.989><c> became</c><00:09:40.949><c> to</c>

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there's nothing that nature became to
 

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there's nothing that nature became to
give<00:09:41.369><c> out</c><00:09:41.489><c> loans</c><00:09:41.730><c> to</c><00:09:41.939><c> based</c><00:09:42.480><c> on</c><00:09:42.660><c> future</c>

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give out loans to based on future
 

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give out loans to based on future
projections

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projections
 

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projections
even<00:09:44.040><c> though</c><00:09:44.309><c> Sola</c><00:09:45.209><c> has</c><00:09:45.389><c> probably</c><00:09:45.809><c> in</c>

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even though Sola has probably in
 

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even though Sola has probably in
something<00:09:46.800><c> very</c><00:09:46.829><c> predictable</c><00:09:47.639><c> very</c><00:09:47.699><c> stable</c>

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something very predictable very stable
 

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something very predictable very stable
returns<00:09:48.389><c> they</c><00:09:49.259><c> always</c><00:09:49.649><c> require</c><00:09:49.980><c> some</c><00:09:50.610><c> sort</c><00:09:50.759><c> of</c>

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returns they always require some sort of
 

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returns they always require some sort of
collateral<00:09:51.209><c> a</c><00:09:51.689><c> fixed</c><00:09:52.259><c> deposit</c><00:09:52.350><c> or</c><00:09:53.279><c> a</c><00:09:53.339><c> car</c><00:09:53.850><c> and</c>

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collateral a fixed deposit or a car and
 

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collateral a fixed deposit or a car and
property<00:09:54.809><c> okay</c><00:09:55.290><c> to</c><00:09:55.350><c> back</c><00:09:55.649><c> it</c><00:09:55.799><c> up</c><00:09:55.920><c> that</c><00:09:56.189><c> is</c>

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property okay to back it up that is
 

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property okay to back it up that is
quite<00:09:57.119><c> a</c><00:09:57.149><c> lot</c><00:09:57.540><c> of</c><00:09:57.660><c> these</c><00:09:57.809><c> certain</c><00:09:58.259><c> problems</c>

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quite a lot of these certain problems
 

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quite a lot of these certain problems
and<00:09:58.889><c> awning</c><00:09:59.790><c> so</c><00:09:59.910><c> I'm</c><00:10:00.029><c> walking</c><00:10:00.209><c> I'm</c><00:10:00.509><c> storing</c>

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and awning so I'm walking I'm storing
 

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and awning so I'm walking I'm storing
solar<00:10:01.199><c> so</c><00:10:02.129><c> we</c><00:10:02.939><c> are</c><00:10:03.089><c> proposing</c><00:10:03.389><c> to</c><00:10:03.660><c> create</c><00:10:04.230><c> a</c>

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solar so we are proposing to create a
 

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solar so we are proposing to create a
renewable<00:10:06.029><c> energy</c><00:10:06.329><c> from</c><00:10:06.480><c> ok</c><00:10:07.170><c> managed</c><00:10:07.559><c> by</c><00:10:07.860><c> a</c>

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renewable energy from ok managed by a
 

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renewable energy from ok managed by a
town<00:10:09.499><c> essentially</c><00:10:10.499><c> we</c><00:10:10.739><c> collect</c><00:10:11.129><c> funds</c><00:10:11.610><c> from</c>

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town essentially we collect funds from
 

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town essentially we collect funds from
investors<00:10:13.610><c> put</c><00:10:14.610><c> into</c><00:10:14.910><c> the</c><00:10:14.999><c> fund</c><00:10:15.209><c> which</c><00:10:15.389><c> to</c><00:10:15.509><c> cut</c>

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investors put into the fund which to cut
 

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investors put into the fund which to cut
it<00:10:16.079><c> out</c><00:10:16.230><c> and</c><00:10:16.619><c> then</c><00:10:17.369><c> we</c><00:10:17.639><c> give</c><00:10:17.850><c> up</c><00:10:17.999><c> these</c><00:10:18.149><c> and</c><00:10:18.569><c> I</c>

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it out and then we give up these and I
 

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it out and then we give up these and I
close<00:10:19.589><c> to</c><00:10:19.949><c> the</c><00:10:20.600><c> anybody</c><00:10:21.600><c> in</c><00:10:21.869><c> the</c><00:10:21.989><c> world</c><00:10:22.170><c> who</c>

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close to the anybody in the world who
 

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close to the anybody in the world who
wants<00:10:22.949><c> to</c><00:10:23.069><c> install</c><00:10:23.309><c> solar</c><00:10:23.489><c> panels</c><00:10:23.910><c> and</c><00:10:24.149><c> a</c><00:10:24.809><c> fun</c>

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wants to install solar panels and a fun
 

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wants to install solar panels and a fun
performance<00:10:26.549><c> is</c><00:10:27.089><c> dependent</c><00:10:27.660><c> upon</c><00:10:27.869><c> how</c><00:10:28.319><c> well</c>

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performance is dependent upon how well
 

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performance is dependent upon how well
fund<00:10:29.999><c> managers</c><00:10:30.480><c> in</c><00:10:30.629><c> the</c><00:10:30.929><c> Dow</c><00:10:31.279><c> select</c><00:10:32.279><c> and</c><00:10:32.519><c> give</c>

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fund managers in the Dow select and give
 

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fund managers in the Dow select and give
experiments<00:10:33.600><c> and</c><00:10:34.019><c> capitalize</c><00:10:34.649><c> on</c><00:10:34.679><c> the</c>

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experiments and capitalize on the
 

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experiments and capitalize on the
government

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government
 

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government
Thanks<00:10:41.650><c> so</c><00:10:42.650><c> the</c><00:10:42.950><c> user</c><00:10:43.130><c> experience</c><00:10:43.550><c> is</c><00:10:43.820><c> very</c>

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Thanks so the user experience is very
 

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Thanks so the user experience is very
very<00:10:44.720><c> suitable</c><00:10:45.020><c> okay</c>

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very suitable okay
 

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very suitable okay
investors<00:10:48.740><c> make</c><00:10:48.950><c> money</c><00:10:49.130><c> okay</c><00:10:49.880><c> because</c><00:10:50.150><c> they</c>

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investors make money okay because they
 

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investors make money okay because they
have<00:10:51.230><c> a</c><00:10:52.010><c> new</c><00:10:52.700><c> income</c><00:10:53.360><c> to</c><00:10:54.250><c> invest</c><00:10:55.250><c> in</c><00:10:56.950><c> and</c><00:10:57.950><c> other</c>

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have a new income to invest in and other
 

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have a new income to invest in and other
interests<00:10:58.880><c> so</c><00:10:59.660><c> if</c><00:10:59.779><c> not</c><00:10:59.930><c> and</c><00:11:00.230><c> the</c><00:11:01.810><c> hopefulness</c>

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interests so if not and the hopefulness
 

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interests so if not and the hopefulness
I<00:11:03.170><c> can</c><00:11:03.470><c> get</c><00:11:03.740><c> access</c><00:11:04.040><c> to</c><00:11:04.339><c> credit</c><00:11:04.640><c> to</c><00:11:04.970><c> those</c>

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I can get access to credit to those
 

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I can get access to credit to those
because<00:11:05.540><c> the</c><00:11:05.630><c> banks</c><00:11:05.900><c> don't</c><00:11:06.080><c> give</c><00:11:06.320><c> it</c><00:11:06.410><c> the</c>

00:11:07.200 --> 00:11:07.210 align:start position:0%
because the banks don't give it the
 

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because the banks don't give it the
opportunity<00:11:08.210><c> here</c><00:11:08.540><c> is</c><00:11:08.779><c> a</c><00:11:09.140><c> win</c><00:11:09.410><c> win</c><00:11:09.440><c> win</c><00:11:09.589><c> for</c>

00:11:09.730 --> 00:11:09.740 align:start position:0%
opportunity here is a win win win for
 

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opportunity here is a win win win for
everyone<00:11:10.150><c> because</c><00:11:11.150><c> we</c><00:11:11.510><c> get</c><00:11:12.200><c> to</c><00:11:12.380><c> earn</c><00:11:12.589><c> okay</c><00:11:13.160><c> so</c>

00:11:13.210 --> 00:11:13.220 align:start position:0%
everyone because we get to earn okay so
 

00:11:13.220 --> 00:11:14.950 align:start position:0%
everyone because we get to earn okay so
imagine<00:11:13.640><c> a</c><00:11:13.970><c> plastic</c><00:11:14.330><c> waste</c><00:11:14.510><c> offer</c><00:11:14.690><c> you're</c>

00:11:14.950 --> 00:11:14.960 align:start position:0%
imagine a plastic waste offer you're
 

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imagine a plastic waste offer you're
getting<00:11:15.110><c> a</c><00:11:15.490><c> loan</c><00:11:16.510><c> instead</c><00:11:17.510><c> of</c><00:11:17.660><c> putting</c><00:11:18.560><c> out</c>

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getting a loan instead of putting out
 

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getting a loan instead of putting out
one<00:11:18.800><c> hundred</c><00:11:19.220><c> percent</c><00:11:19.370><c> and</c><00:11:19.850><c> seven</c><00:11:20.300><c> percent</c><00:11:20.510><c> of</c>

00:11:20.860 --> 00:11:20.870 align:start position:0%
one hundred percent and seven percent of
 

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one hundred percent and seven percent of
energy<00:11:21.200><c> what</c><00:11:21.470><c> if</c><00:11:21.800><c> because</c><00:11:22.610><c> of</c><00:11:23.029><c> the</c><00:11:23.150><c> solution</c>

00:11:23.440 --> 00:11:23.450 align:start position:0%
energy what if because of the solution
 

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energy what if because of the solution
instead<00:11:24.170><c> of</c><00:11:24.380><c> saving</c><00:11:24.650><c> 100</c><00:11:25.040><c> percent</c><00:11:25.339><c> you</c><00:11:25.400><c> save</c>

00:11:25.600 --> 00:11:25.610 align:start position:0%
instead of saving 100 percent you save
 

00:11:25.610 --> 00:11:27.700 align:start position:0%
instead of saving 100 percent you save
five<00:11:25.820><c> percent</c><00:11:26.180><c> of</c><00:11:26.240><c> your</c><00:11:26.270><c> energy</c><00:11:26.450><c> bills</c><00:11:26.900><c> and</c><00:11:27.140><c> 95</c>

00:11:27.700 --> 00:11:27.710 align:start position:0%
five percent of your energy bills and 95
 

00:11:27.710 --> 00:11:30.010 align:start position:0%
five percent of your energy bills and 95
percent<00:11:28.160><c> of</c><00:11:28.339><c> whatever</c><00:11:28.580><c> you</c><00:11:28.940><c> say</c><00:11:29.180><c> goes</c><00:11:29.960><c> to</c>

00:11:30.010 --> 00:11:30.020 align:start position:0%
percent of whatever you say goes to
 

00:11:30.020 --> 00:11:33.280 align:start position:0%
percent of whatever you say goes to
repay<00:11:30.620><c> the</c><00:11:30.680><c> loan</c><00:11:31.279><c> plus</c><00:11:31.910><c> interest</c><00:11:32.150><c> so</c><00:11:32.930><c> we</c><00:11:33.080><c> make</c>

00:11:33.280 --> 00:11:33.290 align:start position:0%
repay the loan plus interest so we make
 

00:11:33.290 --> 00:11:35.140 align:start position:0%
repay the loan plus interest so we make
money<00:11:33.500><c> you</c><00:11:34.460><c> save</c><00:11:34.730><c> energy</c>

00:11:35.140 --> 00:11:35.150 align:start position:0%
money you save energy
 

00:11:35.150 --> 00:11:37.870 align:start position:0%
money you save energy
okay<00:11:35.839><c> and</c><00:11:36.080><c> the</c><00:11:36.440><c> Dow</c><00:11:36.650><c> is</c><00:11:36.860><c> dead</c><00:11:37.130><c> ensure</c><00:11:37.610><c> that</c><00:11:37.640><c> the</c>

00:11:37.870 --> 00:11:37.880 align:start position:0%
okay and the Dow is dead ensure that the
 

00:11:37.880 --> 00:11:41.140 align:start position:0%
okay and the Dow is dead ensure that the
trusses<00:11:38.120><c> long</c><00:11:38.420><c> beach</c><00:11:39.339><c> so</c><00:11:40.339><c> that's</c><00:11:40.610><c> basically</c>

00:11:41.140 --> 00:11:41.150 align:start position:0%
trusses long beach so that's basically
 

00:11:41.150 --> 00:11:47.760 align:start position:0%
trusses long beach so that's basically
the<00:11:41.290><c> power</c><00:11:42.290><c> in</c><00:11:42.470><c> your</c><00:11:42.589><c> body</c>

00:11:47.760 --> 00:11:47.770 align:start position:0%
 
 

00:11:47.770 --> 00:11:54.580 align:start position:0%
 
[Applause]

00:11:54.580 --> 00:11:54.590 align:start position:0%
 
 

00:11:54.590 --> 00:11:57.950 align:start position:0%
 
no<00:11:55.590><c> I</c><00:11:55.620><c> come</c><00:11:56.010><c> to</c><00:11:56.160><c> that</c><00:11:56.480><c> expense</c><00:11:57.480><c> called</c><00:11:57.660><c> dream</c>

00:11:57.950 --> 00:11:57.960 align:start position:0%
no I come to that expense called dream
 

00:11:57.960 --> 00:12:02.620 align:start position:0%
no I come to that expense called dream
die<00:11:58.230><c> québécois</c><00:11:58.860><c> dream</c><00:11:59.100><c> today</c>

00:12:02.620 --> 00:12:02.630 align:start position:0%
 
 

00:12:02.630 --> 00:12:05.330 align:start position:0%
 
Wow<00:12:03.690><c> nothing</c><00:12:04.350><c> and</c><00:12:04.680><c> here's</c><00:12:04.920><c> all</c><00:12:05.040><c> their</c><00:12:05.160><c> this</c>

00:12:05.330 --> 00:12:05.340 align:start position:0%
Wow nothing and here's all their this
 

00:12:05.340 --> 00:12:07.040 align:start position:0%
Wow nothing and here's all their this
weekend<00:12:05.700><c> and</c><00:12:05.970><c> there's</c><00:12:06.450><c> other</c><00:12:06.630><c> prizes</c>

00:12:07.040 --> 00:12:07.050 align:start position:0%
weekend and there's other prizes
 

00:12:07.050 --> 00:12:10.900 align:start position:0%
weekend and there's other prizes
yeah<00:12:07.560><c> there's</c><00:12:08.370><c> like</c><00:12:08.750><c> first</c><00:12:09.750><c> place</c><00:12:09.990><c> anyway</c>

00:12:10.900 --> 00:12:10.910 align:start position:0%
yeah there's like first place anyway
 

00:12:10.910 --> 00:12:14.060 align:start position:0%
yeah there's like first place anyway
alright<00:12:11.910><c> so</c><00:12:12.870><c> keep</c><00:12:13.020><c> thanks</c><00:12:13.320><c> thank</c><00:12:13.800><c> you</c>

00:12:14.060 --> 00:12:14.070 align:start position:0%
alright so keep thanks thank you
 

00:12:14.070 --> 00:12:19.280 align:start position:0%
alright so keep thanks thank you
oh<00:12:14.550><c> sorry</c><00:12:15.540><c> god</c><00:12:16.760><c> it's</c><00:12:17.760><c> okay</c><00:12:18.030><c> everybody</c><00:12:18.300><c> you</c>

00:12:19.280 --> 00:12:19.290 align:start position:0%
oh sorry god it's okay everybody you
 

00:12:19.290 --> 00:12:20.420 align:start position:0%
oh sorry god it's okay everybody you
know<00:12:19.410><c> I'm</c><00:12:19.500><c> just</c><00:12:19.620><c> telling</c><00:12:19.800><c> the</c><00:12:20.010><c> camera</c><00:12:20.190><c> because</c>

00:12:20.420 --> 00:12:20.430 align:start position:0%
know I'm just telling the camera because
 

00:12:20.430 --> 00:12:25.940 align:start position:0%
know I'm just telling the camera because
my<00:12:20.580><c> bosses</c><00:12:20.910><c> are</c><00:12:20.970><c> Nazis</c><00:12:24.230><c> so</c><00:12:25.230><c> guys</c><00:12:25.440><c> let's</c><00:12:25.740><c> have</c><00:12:25.890><c> a</c>

00:12:25.940 --> 00:12:25.950 align:start position:0%
my bosses are Nazis so guys let's have a
 

00:12:25.950 --> 00:12:27.470 align:start position:0%
my bosses are Nazis so guys let's have a
rich<00:12:26.130><c> discussion</c><00:12:26.640><c> about</c><00:12:26.880><c> what</c><00:12:27.060><c> it</c><00:12:27.210><c> was</c><00:12:27.300><c> the</c>

00:12:27.470 --> 00:12:27.480 align:start position:0%
rich discussion about what it was the
 

00:12:27.480 --> 00:12:29.150 align:start position:0%
rich discussion about what it was the
experience<00:12:27.720><c> give</c><00:12:28.110><c> me</c><00:12:28.140><c> some</c><00:12:28.440><c> feedback</c><00:12:28.680><c> on</c><00:12:29.070><c> the</c>

00:12:29.150 --> 00:12:29.160 align:start position:0%
experience give me some feedback on the
 

00:12:29.160 --> 00:12:31.370 align:start position:0%
experience give me some feedback on the
canvas<00:12:29.580><c> what</c><00:12:30.090><c> you</c><00:12:30.300><c> wish</c><00:12:30.450><c> was</c><00:12:30.630><c> better</c><00:12:30.840><c> what</c><00:12:31.140><c> you</c>

00:12:31.370 --> 00:12:31.380 align:start position:0%
canvas what you wish was better what you
 

00:12:31.380 --> 00:12:33.410 align:start position:0%
canvas what you wish was better what you
wish<00:12:31.560><c> would</c><00:12:31.740><c> change</c><00:12:32.010><c> and</c><00:12:32.280><c> then</c><00:12:32.970><c> we</c><00:12:33.090><c> can</c><00:12:33.240><c> call</c>

00:12:33.410 --> 00:12:33.420 align:start position:0%
wish would change and then we can call
 

00:12:33.420 --> 00:12:37.310 align:start position:0%
wish would change and then we can call
it<00:12:33.540><c> a</c><00:12:33.600><c> day</c>

00:12:37.310 --> 00:12:37.320 align:start position:0%
 
 

00:12:37.320 --> 00:12:39.810 align:start position:0%
 
[Music]

00:12:39.810 --> 00:12:39.820 align:start position:0%
[Music]
 

00:12:39.820 --> 00:12:41.700 align:start position:0%
[Music]
that<00:12:40.330><c> made</c><00:12:40.480><c> a</c><00:12:40.510><c> lot</c><00:12:40.780><c> of</c><00:12:40.810><c> crystallize</c><00:12:41.380><c> did</c><00:12:41.620><c> you</c>

00:12:41.700 --> 00:12:41.710 align:start position:0%
that made a lot of crystallize did you
 

00:12:41.710 --> 00:12:45.390 align:start position:0%
that made a lot of crystallize did you
actually<00:12:42.070><c> showed</c><00:12:42.310><c> us</c><00:12:42.900><c> your</c><00:12:43.900><c> doubt</c><00:12:44.620><c> and</c><00:12:45.190><c> some</c>

00:12:45.390 --> 00:12:45.400 align:start position:0%
actually showed us your doubt and some
 

00:12:45.400 --> 00:12:47.010 align:start position:0%
actually showed us your doubt and some
of<00:12:45.490><c> the</c><00:12:45.610><c> infrastructure</c><00:12:46.150><c> and</c><00:12:46.300><c> like</c><00:12:46.660><c> went</c>

00:12:47.010 --> 00:12:47.020 align:start position:0%
of the infrastructure and like went
 

00:12:47.020 --> 00:12:50.850 align:start position:0%
of the infrastructure and like went
through<00:12:47.230><c> a</c><00:12:47.590><c> sample</c><00:12:48.630><c> voting</c><00:12:49.630><c> mechanism</c><00:12:49.860><c> Jewish</c>

00:12:50.850 --> 00:12:50.860 align:start position:0%
through a sample voting mechanism Jewish
 

00:12:50.860 --> 00:12:52.170 align:start position:0%
through a sample voting mechanism Jewish
that<00:12:51.070><c> would</c><00:12:51.220><c> come</c><00:12:51.430><c> first</c>

00:12:52.170 --> 00:12:52.180 align:start position:0%
that would come first
 

00:12:52.180 --> 00:12:55.230 align:start position:0%
that would come first
yeah<00:12:52.330><c> I</c><00:12:52.750><c> think</c><00:12:52.930><c> that</c><00:12:53.140><c> would</c><00:12:53.380><c> be</c><00:12:53.550><c> I</c><00:12:54.550><c> think</c><00:12:54.970><c> my</c>

00:12:55.230 --> 00:12:55.240 align:start position:0%
yeah I think that would be I think my
 

00:12:55.240 --> 00:12:58.050 align:start position:0%
yeah I think that would be I think my
bias<00:12:55.510><c> is</c><00:12:55.780><c> to</c><00:12:56.020><c> create</c><00:12:56.560><c> the</c><00:12:56.740><c> need</c><00:12:56.980><c> and</c><00:12:57.820><c> help</c>

00:12:58.050 --> 00:12:58.060 align:start position:0%
bias is to create the need and help
 

00:12:58.060 --> 00:12:59.910 align:start position:0%
bias is to create the need and help
people<00:12:58.210><c> operate</c><00:12:58.780><c> under</c><00:12:59.170><c> a</c><00:12:59.200><c> certain</c><00:12:59.500><c> amount</c><00:12:59.770><c> of</c>

00:12:59.910 --> 00:12:59.920 align:start position:0%
people operate under a certain amount of
 

00:12:59.920 --> 00:13:03.620 align:start position:0%
people operate under a certain amount of
the<00:13:00.040><c> certainty</c><00:13:00.520><c> and</c><00:13:00.790><c> then</c><00:13:01.570><c> throw</c><00:13:02.020><c> the</c><00:13:02.290><c> water</c>

00:13:03.620 --> 00:13:03.630 align:start position:0%
the certainty and then throw the water
 

00:13:03.630 --> 00:13:07.230 align:start position:0%
the certainty and then throw the water
let<00:13:04.630><c> you</c><00:13:04.750><c> walk</c><00:13:04.930><c> through</c><00:13:05.110><c> the</c><00:13:05.200><c> best</c><00:13:05.410><c> Yahoo</c><00:13:06.240><c> get</c>

00:13:07.230 --> 00:13:07.240 align:start position:0%
let you walk through the best Yahoo get
 

00:13:07.240 --> 00:13:13.260 align:start position:0%
let you walk through the best Yahoo get
a<00:13:07.270><c> little</c><00:13:07.510><c> thirsty</c><00:13:11.550><c> but</c><00:13:12.550><c> you</c><00:13:12.700><c> have</c><00:13:12.880><c> no</c><00:13:13.030><c> reason</c>

00:13:13.260 --> 00:13:13.270 align:start position:0%
a little thirsty but you have no reason
 

00:13:13.270 --> 00:13:27.210 align:start position:0%
a little thirsty but you have no reason
to<00:13:13.510><c> actually</c><00:13:14.130><c> yeah</c><00:13:25.620><c> so</c><00:13:26.620><c> we</c><00:13:26.770><c> don't</c><00:13:26.890><c> know</c><00:13:27.040><c> we</c>

00:13:27.210 --> 00:13:27.220 align:start position:0%
to actually yeah so we don't know we
 

00:13:27.220 --> 00:13:28.590 align:start position:0%
to actually yeah so we don't know we
don't<00:13:27.280><c> have</c><00:13:27.550><c> to</c><00:13:27.640><c> go</c><00:13:27.880><c> in</c><00:13:28.030><c> a</c><00:13:28.120><c> circle</c><00:13:28.300><c> like</c>

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don't have to go in a circle like
 

00:13:28.600 --> 00:13:31.410 align:start position:0%
don't have to go in a circle like
everybody<00:13:29.020><c> speaks</c><00:13:29.380><c> or</c><00:13:29.920><c> we</c><00:13:30.250><c> can</c><00:13:30.490><c> if</c><00:13:31.120><c> you</c><00:13:31.270><c> guys</c>

00:13:31.410 --> 00:13:31.420 align:start position:0%
everybody speaks or we can if you guys
 

00:13:31.420 --> 00:13:34.470 align:start position:0%
everybody speaks or we can if you guys
won<00:13:31.740><c> but</c><00:13:32.740><c> I</c><00:13:32.950><c> would</c><00:13:33.220><c> like</c><00:13:33.310><c> to</c><00:13:33.370><c> know</c><00:13:33.580><c> like</c><00:13:33.610><c> what</c>

00:13:34.470 --> 00:13:34.480 align:start position:0%
won but I would like to know like what
 

00:13:34.480 --> 00:13:37.470 align:start position:0%
won but I would like to know like what
was<00:13:34.750><c> that</c><00:13:35.500><c> open</c><00:13:36.010><c> what</c><00:13:36.700><c> are</c><00:13:36.730><c> the</c><00:13:36.880><c> possibilities</c>

00:13:37.470 --> 00:13:37.480 align:start position:0%
was that open what are the possibilities
 

00:13:37.480 --> 00:13:39.280 align:start position:0%
was that open what are the possibilities
in<00:13:37.630><c> your</c><00:13:37.660><c> mind</c><00:13:38.020><c> in</c><00:13:38.230><c> life</c><00:13:38.440><c> that</c><00:13:38.740><c> have</c>

00:13:39.280 --> 00:13:39.290 align:start position:0%
in your mind in life that have
 

00:13:39.290 --> 00:13:42.310 align:start position:0%
in your mind in life that have
you<00:13:39.350><c> have</c><00:13:40.009><c> look</c><00:13:40.880><c> at</c><00:13:41.060><c> the</c><00:13:41.180><c> canvas</c><00:13:41.570><c> was</c><00:13:42.139><c> there</c>

00:13:42.310 --> 00:13:42.320 align:start position:0%
you have look at the canvas was there
 

00:13:42.320 --> 00:13:44.199 align:start position:0%
you have look at the canvas was there
any<00:13:42.470><c> misconception</c><00:13:43.339><c> that</c><00:13:43.370><c> you</c><00:13:43.579><c> had</c><00:13:43.790><c> about</c><00:13:44.029><c> the</c>

00:13:44.199 --> 00:13:44.209 align:start position:0%
any misconception that you had about the
 

00:13:44.209 --> 00:13:51.329 align:start position:0%
any misconception that you had about the
house<00:13:44.300><c> that</c><00:13:44.540><c> was</c><00:13:45.790><c> rearranged</c><00:13:47.199><c> I</c><00:13:49.300><c> don't</c><00:13:50.300><c> know</c>

00:13:51.329 --> 00:13:51.339 align:start position:0%
house that was rearranged I don't know
 

00:13:51.339 --> 00:13:54.610 align:start position:0%
house that was rearranged I don't know
it<00:13:52.339><c> was</c><00:13:52.430><c> a</c><00:13:52.550><c> lot</c>

00:13:54.610 --> 00:13:54.620 align:start position:0%
it was a lot
 

00:13:54.620 --> 00:14:06.310 align:start position:0%
it was a lot
[Music]

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00:14:06.320 --> 00:14:07.850 align:start position:0%
 
[Music]

00:14:07.850 --> 00:14:07.860 align:start position:0%
[Music]
 

00:14:07.860 --> 00:14:11.490 align:start position:0%
[Music]
Senate

00:14:11.490 --> 00:14:11.500 align:start position:0%
 
 

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French

00:14:14.100 --> 00:14:14.110 align:start position:0%
French
 

00:14:14.110 --> 00:14:17.490 align:start position:0%
French
they<00:14:14.650><c> think</c><00:14:14.980><c> also</c><00:14:15.450><c> we're</c><00:14:16.450><c> drawing</c><00:14:16.750><c> parallels</c>

00:14:17.490 --> 00:14:17.500 align:start position:0%
they think also we're drawing parallels
 

00:14:17.500 --> 00:14:20.790 align:start position:0%
they think also we're drawing parallels
to<00:14:17.910><c> existing</c><00:14:18.910><c> systems</c><00:14:19.450><c> right</c><00:14:20.230><c> and</c><00:14:20.500><c> if</c><00:14:20.680><c> you</c>

00:14:20.790 --> 00:14:20.800 align:start position:0%
to existing systems right and if you
 

00:14:20.800 --> 00:14:21.810 align:start position:0%
to existing systems right and if you
think<00:14:20.950><c> about</c><00:14:21.040><c> it</c><00:14:21.190><c> a</c><00:14:21.220><c> lot</c><00:14:21.310><c> people</c><00:14:21.490><c> were</c><00:14:21.670><c> using</c>

00:14:21.810 --> 00:14:21.820 align:start position:0%
think about it a lot people were using
 

00:14:21.820 --> 00:14:24.390 align:start position:0%
think about it a lot people were using
analogies<00:14:22.440><c> you</c><00:14:23.440><c> know</c><00:14:23.800><c> like</c><00:14:23.980><c> to</c><00:14:24.100><c> think</c><00:14:24.280><c> about</c>

00:14:24.390 --> 00:14:24.400 align:start position:0%
analogies you know like to think about
 

00:14:24.400 --> 00:14:26.190 align:start position:0%
analogies you know like to think about
explanation<00:14:24.940><c> I</c><00:14:25.000><c> was</c><00:14:25.150><c> giving</c><00:14:25.450><c> this</c><00:14:25.570><c> analogy</c>

00:14:26.190 --> 00:14:26.200 align:start position:0%
explanation I was giving this analogy
 

00:14:26.200 --> 00:14:28.350 align:start position:0%
explanation I was giving this analogy
used<00:14:26.440><c> in</c><00:14:26.620><c> analogy</c><00:14:27.130><c> and</c><00:14:27.580><c> the</c><00:14:27.880><c> other</c><00:14:28.180><c> day</c><00:14:28.330><c> that</c>

00:14:28.350 --> 00:14:28.360 align:start position:0%
used in analogy and the other day that
 

00:14:28.360 --> 00:14:30.720 align:start position:0%
used in analogy and the other day that
the<00:14:28.540><c> jewel</c><00:14:28.720><c> was</c><00:14:28.840><c> like</c><00:14:29.050><c> well</c><00:14:29.680><c> you</c><00:14:30.130><c> elect</c>

00:14:30.720 --> 00:14:30.730 align:start position:0%
the jewel was like well you elect
 

00:14:30.730 --> 00:14:32.220 align:start position:0%
the jewel was like well you elect
members<00:14:31.060><c> of</c><00:14:31.270><c> Congress</c><00:14:31.720><c> and</c><00:14:31.870><c> here's</c><00:14:32.020><c> what</c><00:14:32.140><c> they</c>

00:14:32.220 --> 00:14:32.230 align:start position:0%
members of Congress and here's what they
 

00:14:32.230 --> 00:14:34.890 align:start position:0%
members of Congress and here's what they
do<00:14:32.380><c> I</c><00:14:32.590><c> think</c><00:14:32.830><c> actually</c><00:14:32.980><c> having</c><00:14:33.670><c> a</c><00:14:33.880><c> place</c><00:14:34.690><c> in</c>

00:14:34.890 --> 00:14:34.900 align:start position:0%
do I think actually having a place in
 

00:14:34.900 --> 00:14:38.370 align:start position:0%
do I think actually having a place in
here<00:14:35.110><c> for</c><00:14:35.380><c> is</c><00:14:35.560><c> there</c><00:14:35.800><c> an</c><00:14:35.920><c> analogous</c><00:14:37.050><c> system</c><00:14:38.050><c> it</c>

00:14:38.370 --> 00:14:38.380 align:start position:0%
here for is there an analogous system it
 

00:14:38.380 --> 00:14:39.990 align:start position:0%
here for is there an analogous system it
being<00:14:38.800><c> used</c><00:14:38.950><c> it's</c><00:14:39.160><c> the</c><00:14:39.340><c> other</c><00:14:39.580><c> thing</c><00:14:39.850><c> that</c>

00:14:39.990 --> 00:14:40.000 align:start position:0%
being used it's the other thing that
 

00:14:40.000 --> 00:14:41.250 align:start position:0%
being used it's the other thing that
people<00:14:40.090><c> are</c><00:14:40.210><c> familiar</c><00:14:40.330><c> with</c><00:14:40.570><c> that</c><00:14:40.690><c> could</c><00:14:41.050><c> help</c>

00:14:41.250 --> 00:14:41.260 align:start position:0%
people are familiar with that could help
 

00:14:41.260 --> 00:14:43.260 align:start position:0%
people are familiar with that could help
us<00:14:41.980><c> to</c><00:14:42.130><c> wrap</c><00:14:42.310><c> our</c><00:14:42.460><c> brain</c><00:14:42.640><c> around</c><00:14:42.670><c> it</c><00:14:42.970><c> because</c>

00:14:43.260 --> 00:14:43.270 align:start position:0%
us to wrap our brain around it because
 

00:14:43.270 --> 00:14:45.090 align:start position:0%
us to wrap our brain around it because
in<00:14:43.390><c> the</c><00:14:43.480><c> end</c><00:14:43.540><c> there's</c><00:14:43.990><c> only</c><00:14:44.110><c> certain</c><00:14:44.350><c> ways</c>

00:14:45.090 --> 00:14:45.100 align:start position:0%
in the end there's only certain ways
 

00:14:45.100 --> 00:14:46.920 align:start position:0%
in the end there's only certain ways
that<00:14:45.130><c> we</c><00:14:45.400><c> can</c><00:14:45.550><c> organize</c><00:14:45.700><c> and</c><00:14:46.180><c> there</c><00:14:46.750><c> might</c><00:14:46.900><c> be</c>

00:14:46.920 --> 00:14:46.930 align:start position:0%
that we can organize and there might be
 

00:14:46.930 --> 00:14:49.860 align:start position:0%
that we can organize and there might be
other<00:14:47.260><c> norms</c><00:14:48.250><c> so</c><00:14:48.730><c> I</c><00:14:48.760><c> think</c><00:14:48.940><c> even</c><00:14:49.510><c> adding</c>

00:14:49.860 --> 00:14:49.870 align:start position:0%
other norms so I think even adding
 

00:14:49.870 --> 00:14:51.960 align:start position:0%
other norms so I think even adding
appeals<00:14:50.260><c> to</c><00:14:50.620><c> this</c><00:14:50.740><c> and</c><00:14:51.040><c> saying</c><00:14:51.280><c> is</c><00:14:51.820><c> there</c>

00:14:51.960 --> 00:14:51.970 align:start position:0%
appeals to this and saying is there
 

00:14:51.970 --> 00:14:53.940 align:start position:0%
appeals to this and saying is there
another<00:14:52.180><c> example</c><00:14:52.720><c> outside</c><00:14:52.930><c> of</c><00:14:53.290><c> where</c><00:14:53.740><c> you're</c>

00:14:53.940 --> 00:14:53.950 align:start position:0%
another example outside of where you're
 

00:14:53.950 --> 00:15:07.920 align:start position:0%
another example outside of where you're
trying<00:14:54.370><c> to</c><00:14:54.520><c> this</c><00:14:54.670><c> work</c><00:15:05.640><c> but</c><00:15:06.640><c> maybe</c><00:15:07.540><c> even</c><00:15:07.810><c> the</c>

00:15:07.920 --> 00:15:07.930 align:start position:0%
trying to this work but maybe even the
 

00:15:07.930 --> 00:15:15.450 align:start position:0%
trying to this work but maybe even the
goal<00:15:08.140><c> feel</c><00:15:08.440><c> like</c><00:15:08.620><c> this</c><00:15:08.980><c> isn't</c><00:15:14.100><c> is</c><00:15:15.100><c> there</c><00:15:15.130><c> room</c>

00:15:15.450 --> 00:15:15.460 align:start position:0%
goal feel like this isn't is there room
 

00:15:15.460 --> 00:15:16.830 align:start position:0%
goal feel like this isn't is there room
for<00:15:15.520><c> analogies</c><00:15:16.150><c> or</c><00:15:16.270><c> better</c><00:15:16.450><c> for</c>

00:15:16.830 --> 00:15:16.840 align:start position:0%
for analogies or better for
 

00:15:16.840 --> 00:15:23.850 align:start position:0%
for analogies or better for
for<00:15:17.620><c> sure</c><00:15:17.800><c> we</c><00:15:18.010><c> always</c><00:15:18.220><c> use</c><00:15:18.400><c> them</c><00:15:22.650><c> yes</c><00:15:23.650><c> that's</c>

00:15:23.850 --> 00:15:23.860 align:start position:0%
for sure we always use them yes that's
 

00:15:23.860 --> 00:15:27.630 align:start position:0%
for sure we always use them yes that's
it<00:15:24.450><c> thank</c><00:15:25.450><c> you</c><00:15:25.510><c> guys</c><00:15:25.720><c> for</c><00:15:25.960><c> coming</c><00:15:26.550><c> thank</c><00:15:27.550><c> you</c>

00:15:27.630 --> 00:15:27.640 align:start position:0%
it thank you guys for coming thank you
 

00:15:27.640 --> 00:15:30.630 align:start position:0%
it thank you guys for coming thank you
for<00:15:27.820><c> putting</c><00:15:28.000><c> up</c><00:15:28.210><c> with</c><00:15:28.240><c> a</c><00:15:28.480><c> large</c><00:15:29.640><c> checking</c>

00:15:30.630 --> 00:15:30.640 align:start position:0%
for putting up with a large checking
 

00:15:30.640 --> 00:15:32.400 align:start position:0%
for putting up with a large checking
around<00:15:30.820><c> where</c><00:15:31.210><c> we</c><00:15:31.240><c> really</c><00:15:31.779><c> talk</c><00:15:31.990><c> about</c><00:15:32.260><c> where</c>

00:15:32.400 --> 00:15:32.410 align:start position:0%
around where we really talk about where
 

00:15:32.410 --> 00:15:34.710 align:start position:0%
around where we really talk about where
we<00:15:32.500><c> are</c><00:15:32.529><c> at</c><00:15:32.890><c> that</c><00:15:33.400><c> type</c><00:15:34.060><c> of</c><00:15:34.089><c> stuff</c><00:15:34.360><c> super</c>

00:15:34.710 --> 00:15:34.720 align:start position:0%
we are at that type of stuff super
 

00:15:34.720 --> 00:15:37.380 align:start position:0%
we are at that type of stuff super
important<00:15:35.430><c> it's</c><00:15:36.430><c> a</c><00:15:36.580><c> way</c><00:15:36.610><c> of</c><00:15:36.760><c> the</c><00:15:36.970><c> co-creation</c>

00:15:37.380 --> 00:15:37.390 align:start position:0%
important it's a way of the co-creation
 

00:15:37.390 --> 00:15:41.910 align:start position:0%
important it's a way of the co-creation
time<00:15:39.180><c> mine</c><00:15:40.180><c> my</c><00:15:40.600><c> bias</c><00:15:40.870><c> that</c><00:15:41.200><c> I</c><00:15:41.230><c> like</c><00:15:41.440><c> to</c><00:15:41.589><c> seed</c>

00:15:41.910 --> 00:15:41.920 align:start position:0%
time mine my bias that I like to seed
 

00:15:41.920 --> 00:15:43.470 align:start position:0%
time mine my bias that I like to seed
into<00:15:42.190><c> watching</c><00:15:42.610><c> spaces</c><00:15:42.880><c> that</c><00:15:43.270><c> the</c>

00:15:43.470 --> 00:15:43.480 align:start position:0%
into watching spaces that the
 

00:15:43.480 --> 00:15:45.960 align:start position:0%
into watching spaces that the
intelligence<00:15:44.020><c> isn't</c><00:15:44.440><c> in</c><00:15:44.500><c> the</c><00:15:44.650><c> audience</c><00:15:45.040><c> more</c>

00:15:45.960 --> 00:15:45.970 align:start position:0%
intelligence isn't in the audience more
 

00:15:45.970 --> 00:15:48.150 align:start position:0%
intelligence isn't in the audience more
more<00:15:46.300><c> often</c><00:15:46.450><c> than</c><00:15:46.750><c> not</c><00:15:46.779><c> and</c><00:15:47.170><c> they</c><00:15:47.800><c> go</c><00:15:47.950><c> to</c><00:15:48.010><c> these</c>

00:15:48.150 --> 00:15:48.160 align:start position:0%
more often than not and they go to these
 

00:15:48.160 --> 00:15:50.519 align:start position:0%
more often than not and they go to these
conferences<00:15:48.580><c> and</c><00:15:48.970><c> watch</c><00:15:49.270><c> these</c><00:15:49.480><c> panels</c><00:15:50.020><c> like</c>

00:15:50.519 --> 00:15:50.529 align:start position:0%
conferences and watch these panels like
 

00:15:50.529 --> 00:15:53.940 align:start position:0%
conferences and watch these panels like
three<00:15:51.279><c> brains</c><00:15:51.610><c> of</c><00:15:51.880><c> stage</c><00:15:52.150><c> but</c><00:15:52.990><c> the</c><00:15:53.140><c> 500</c><00:15:53.710><c> brains</c>

00:15:53.940 --> 00:15:53.950 align:start position:0%
three brains of stage but the 500 brains
 

00:15:53.950 --> 00:15:56.040 align:start position:0%
three brains of stage but the 500 brains
of<00:15:54.130><c> the</c><00:15:54.220><c> room</c><00:15:54.400><c> are</c><00:15:54.730><c> aware</c><00:15:54.910><c> the</c><00:15:55.240><c> magic</c><00:15:55.660><c> is</c><00:15:55.839><c> set</c>

00:15:56.040 --> 00:15:56.050 align:start position:0%
of the room are aware the magic is set
 

00:15:56.050 --> 00:16:00.540 align:start position:0%
of the room are aware the magic is set
and<00:15:57.010><c> that's</c><00:15:57.190><c> why</c><00:15:57.339><c> we</c><00:15:57.550><c> have</c><00:15:57.760><c> shape</c><00:15:58.589><c> so</c><00:15:59.589><c> super</c>

00:16:00.540 --> 00:16:00.550 align:start position:0%
and that's why we have shape so super
 

00:16:00.550 --> 00:16:01.980 align:start position:0%
and that's why we have shape so super
important<00:16:01.000><c> for</c><00:16:01.029><c> me</c><00:16:01.210><c> to</c><00:16:01.300><c> know</c><00:16:01.450><c> who's</c><00:16:01.750><c> in</c><00:16:01.900><c> the</c>

00:16:01.980 --> 00:16:01.990 align:start position:0%
important for me to know who's in the
 

00:16:01.990 --> 00:16:04.200 align:start position:0%
important for me to know who's in the
room<00:16:02.170><c> you</c><00:16:02.350><c> want</c><00:16:02.830><c> experiences</c><00:16:03.490><c> to</c><00:16:03.580><c> carry</c><00:16:03.880><c> what</c>

00:16:04.200 --> 00:16:04.210 align:start position:0%
room you want experiences to carry what
 

00:16:04.210 --> 00:16:06.860 align:start position:0%
room you want experiences to carry what
are<00:16:04.300><c> the</c><00:16:04.420><c> things</c><00:16:04.720><c> your</c><00:16:04.990><c> research</c><00:16:05.370><c> this</c><00:16:06.370><c> is</c>

00:16:06.860 --> 00:16:06.870 align:start position:0%
are the things your research this is
 

00:16:06.870 --> 00:16:09.450 align:start position:0%
are the things your research this is
where<00:16:07.870><c> the</c><00:16:07.960><c> magic</c><00:16:08.230><c> comes</c><00:16:08.260><c> from</c><00:16:08.560><c> and</c><00:16:08.710><c> that's</c>

00:16:09.450 --> 00:16:09.460 align:start position:0%
where the magic comes from and that's
 

00:16:09.460 --> 00:16:11.130 align:start position:0%
where the magic comes from and that's
what<00:16:09.610><c> we</c><00:16:09.820><c> find</c><00:16:10.000><c> also</c><00:16:10.330><c> making</c><00:16:10.630><c> use</c><00:16:10.750><c> any</c><00:16:10.930><c> down</c>

00:16:11.130 --> 00:16:11.140 align:start position:0%
what we find also making use any down
 

00:16:11.140 --> 00:16:14.690 align:start position:0%
what we find also making use any down
fast<00:16:11.440><c> as</c><00:16:11.620><c> I</c><00:16:11.710><c> can</c><00:16:11.770><c> so</c><00:16:12.100><c> if</c><00:16:12.190><c> you</c><00:16:12.339><c> have</c><00:16:12.760><c> a</c><00:16:13.110><c> desire</c>

00:16:14.690 --> 00:16:14.700 align:start position:0%
fast as I can so if you have a desire
 

00:16:14.700 --> 00:16:18.329 align:start position:0%
fast as I can so if you have a desire
and<00:16:15.700><c> organized</c><00:16:16.180><c> a</c><00:16:16.420><c> needs</c><00:16:16.750><c> size</c><00:16:17.140><c> event</c><00:16:17.920><c> around</c>

00:16:18.329 --> 00:16:18.339 align:start position:0%
and organized a needs size event around
 

00:16:18.339 --> 00:16:20.570 align:start position:0%
and organized a needs size event around
those

00:16:20.570 --> 00:16:20.580 align:start position:0%
 
 

00:16:20.580 --> 00:16:22.340 align:start position:0%
 
please<00:16:20.850><c> reach</c><00:16:21.060><c> out</c><00:16:21.209><c> let's</c><00:16:21.630><c> make</c><00:16:21.839><c> a</c><00:16:21.870><c> Hellfest</c>

00:16:22.340 --> 00:16:22.350 align:start position:0%
please reach out let's make a Hellfest
 

00:16:22.350 --> 00:16:24.530 align:start position:0%
please reach out let's make a Hellfest
happiness<00:16:22.800><c> which</c><00:16:23.040><c> would</c><00:16:23.160><c> be</c><00:16:23.220><c> the</c><00:16:23.310><c> best</c><00:16:23.519><c> oh</c><00:16:23.700><c> and</c>

00:16:24.530 --> 00:16:24.540 align:start position:0%
happiness which would be the best oh and
 

00:16:24.540 --> 00:16:27.190 align:start position:0%
happiness which would be the best oh and
my<00:16:24.990><c> telegram</c><00:16:25.589><c> is</c><00:16:25.709><c> elementary</c><00:16:26.250><c> complexity</c>

00:16:27.190 --> 00:16:27.200 align:start position:0%
my telegram is elementary complexity
 

00:16:27.200 --> 00:16:30.540 align:start position:0%
my telegram is elementary complexity
altogether<00:16:28.200><c> small</c>

00:16:30.540 --> 00:16:30.550 align:start position:0%
altogether small
 

00:16:30.550 --> 00:16:41.090 align:start position:0%
altogether small
[Music]

00:16:41.090 --> 00:16:41.100 align:start position:0%
 
 

00:16:41.100 --> 00:16:48.590 align:start position:0%
 
[Applause]

00:16:48.590 --> 00:16:48.600 align:start position:0%
 
 

00:16:48.600 --> 00:16:50.660 align:start position:0%
 
you