WEBVTT Kind: captions Language: en 00:00:01.070 --> 00:00:12.460 align:start position:0% [Applause] 00:00:12.460 --> 00:00:12.470 align:start position:0% 00:00:12.470 --> 00:00:15.560 align:start position:0% welcome<00:00:13.470> to<00:00:13.590> the<00:00:13.710> stop<00:00:14.070> all<00:00:14.400> of<00:00:14.430> you<00:00:14.730> my<00:00:15.540> name 00:00:15.560 --> 00:00:15.570 align:start position:0% welcome to the stop all of you my name 00:00:15.570 --> 00:00:18.080 align:start position:0% welcome to the stop all of you my name is<00:00:15.750> Sarah<00:00:16.200> segmented<00:00:16.830> I'm<00:00:16.920> a<00:00:17.040> PhD<00:00:17.310> student<00:00:17.550> at 00:00:18.080 --> 00:00:18.090 align:start position:0% is Sarah segmented I'm a PhD student at 00:00:18.090 --> 00:00:19.620 align:start position:0% is Sarah segmented I'm a PhD student at the<00:00:18.119> University 00:00:19.620 --> 00:00:19.630 align:start position:0% the University 00:00:19.630 --> 00:00:22.450 align:start position:0% the University forever<00:00:20.630> member<00:00:20.960> estroux<00:00:21.340> technologies<00:00:22.340> in 00:00:22.450 --> 00:00:22.460 align:start position:0% forever member estroux technologies in 00:00:22.460 --> 00:00:25.090 align:start position:0% forever member estroux technologies in practice<00:00:22.820> research<00:00:23.120> and<00:00:24.050> my<00:00:24.230> work<00:00:24.440> is<00:00:24.650> on<00:00:24.800> the 00:00:25.090 --> 00:00:25.100 align:start position:0% practice research and my work is on the 00:00:25.100 --> 00:00:27.250 align:start position:0% practice research and my work is on the social<00:00:26.000> infrastructure<00:00:26.510> of<00:00:26.870> digital 00:00:27.250 --> 00:00:27.260 align:start position:0% social infrastructure of digital 00:00:27.260 --> 00:00:29.800 align:start position:0% social infrastructure of digital payments<00:00:27.440> some<00:00:27.980> I<00:00:28.100> call<00:00:28.340> it<00:00:28.460> which<00:00:28.850> is<00:00:29.150> looking 00:00:29.800 --> 00:00:29.810 align:start position:0% payments some I call it which is looking 00:00:29.810 --> 00:00:32.170 align:start position:0% payments some I call it which is looking at<00:00:29.960> the<00:00:30.290> people<00:00:31.250> and<00:00:31.460> networks<00:00:31.790> that<00:00:32.029> may 00:00:32.170 --> 00:00:32.180 align:start position:0% at the people and networks that may 00:00:32.180 --> 00:00:34.810 align:start position:0% at the people and networks that may belong<00:00:32.419> to<00:00:32.530> presentations<00:00:33.530> so<00:00:34.370> you<00:00:34.430> can<00:00:34.670> use 00:00:34.810 --> 00:00:34.820 align:start position:0% belong to presentations so you can use 00:00:34.820 --> 00:00:36.910 align:start position:0% belong to presentations so you can use of<00:00:34.940> technology<00:00:35.450> and<00:00:35.630> how<00:00:35.840> technology<00:00:36.320> affects 00:00:36.910 --> 00:00:36.920 align:start position:0% of technology and how technology affects 00:00:36.920 --> 00:00:39.790 align:start position:0% of technology and how technology affects our<00:00:37.880> relationships<00:00:38.540> and<00:00:38.900> this<00:00:39.230> talk<00:00:39.530> is<00:00:39.710> going 00:00:39.790 --> 00:00:39.800 align:start position:0% our relationships and this talk is going 00:00:39.800 --> 00:00:41.530 align:start position:0% our relationships and this talk is going to<00:00:40.130> briefly 00:00:41.530 --> 00:00:41.540 align:start position:0% to briefly 00:00:41.540 --> 00:00:44.830 align:start position:0% to briefly curse'<00:00:42.440> findings<00:00:42.890> from<00:00:43.450> various<00:00:44.450> research 00:00:44.830 --> 00:00:44.840 align:start position:0% curse' findings from various research 00:00:44.840 --> 00:00:46.990 align:start position:0% curse' findings from various research project<00:00:45.380> on<00:00:45.620> digital<00:00:46.100> natives<00:00:46.460> and<00:00:46.610> Indonesia 00:00:46.990 --> 00:00:47.000 align:start position:0% project on digital natives and Indonesia 00:00:47.000 --> 00:00:51.700 align:start position:0% project on digital natives and Indonesia so<00:00:47.660> finally<00:00:48.140> I<00:00:48.260> shouldn't<00:00:48.770> work<00:00:48.920> so<00:00:50.710> for 00:00:51.700 --> 00:00:51.710 align:start position:0% so finally I shouldn't work so for 00:00:51.710 --> 00:00:54.910 align:start position:0% so finally I shouldn't work so for context<00:00:52.190> at<00:00:52.519> the<00:00:53.449> gentleman<00:00:53.960> watching<00:00:54.680> we 00:00:54.910 --> 00:00:54.920 align:start position:0% context at the gentleman watching we 00:00:54.920 --> 00:00:57.729 align:start position:0% context at the gentleman watching we talked<00:00:55.370> about<00:00:55.540> onboarding<00:00:56.540> using<00:00:56.900> this<00:00:57.050> - 00:00:57.729 --> 00:00:57.739 align:start position:0% talked about onboarding using this - 00:00:57.739 --> 00:01:00.570 align:start position:0% talked about onboarding using this - Lisa's<00:00:58.190> I<00:00:58.460> don't<00:00:59.030> people<00:00:59.180> in<00:00:59.480> scripture<00:00:59.900> and 00:01:00.570 --> 00:01:00.580 align:start position:0% Lisa's I don't people in scripture and 00:01:00.580 --> 00:01:04.040 align:start position:0% Lisa's I don't people in scripture and ideally<00:01:02.019> others<00:01:03.019> are<00:01:03.140> using 00:01:04.040 --> 00:01:04.050 align:start position:0% ideally others are using 00:01:04.050 --> 00:01:07.060 align:start position:0% ideally others are using today<00:01:04.440> and<00:01:04.710> so<00:01:05.220> this<00:01:05.790> talk<00:01:06.060> focuses<00:01:06.690> on 00:01:07.060 --> 00:01:07.070 align:start position:0% today and so this talk focuses on 00:01:07.070 --> 00:01:09.290 align:start position:0% today and so this talk focuses on commercial<00:01:08.070> items<00:01:08.640> or<00:01:08.910> in<00:01:09.120> particular 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position:0% main traditional knowledge specifically digital<00:01:17.130> law<00:01:17.460> that<00:01:17.700> occurs<00:01:17.940> relatively 00:01:18.740 --> 00:01:18.750 align:start position:0% digital law that occurs relatively 00:01:18.750 --> 00:01:22.340 align:start position:0% digital law that occurs relatively recently<00:01:20.180> and<00:01:21.180> specifically<00:01:21.960> I<00:01:22.050> am 00:01:22.340 --> 00:01:22.350 align:start position:0% recently and specifically I am 00:01:22.350 --> 00:01:23.950 align:start position:0% recently and specifically I am interested<00:01:22.830> in<00:01:22.920> the<00:01:23.100> relationships<00:01:23.670> between 00:01:23.950 --> 00:01:23.960 align:start position:0% interested in the relationships between 00:01:23.960 --> 00:01:26.450 align:start position:0% interested in the relationships between Jeanine<00:01:24.960> Aries<00:01:25.290> and<00:01:25.620> internet<00:01:26.040> version<00:01:26.220> that 00:01:26.450 --> 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--> 00:01:36.230 align:start position:0% research took place in Tunisia which hustle<00:01:34.530> by<00:01:34.620> position<00:01:35.010> of<00:01:35.100> over<00:01:35.280> 260<00:01:36.060> million 00:01:36.230 --> 00:01:36.240 align:start position:0% hustle by position of over 260 million 00:01:36.240 --> 00:01:38.960 align:start position:0% hustle by position of over 260 million people<00:01:36.690> and<00:01:36.900> currently<00:01:37.680> with<00:01:37.920> doing<00:01:38.460> really 00:01:38.960 --> 00:01:38.970 align:start position:0% people and currently with doing really 00:01:38.970 --> 00:01:41.690 align:start position:0% people and currently with doing really like<00:01:39.150> the<00:01:39.240> present<00:01:39.660> a<00:01:39.840> very<00:01:40.500> specific<00:01:40.920> profile 00:01:41.690 --> 00:01:41.700 align:start position:0% like the present a very specific profile 00:01:41.700 --> 00:01:43.940 align:start position:0% like the present a very specific profile about<00:01:42.000> increasing<00:01:42.630> digitalization<00:01:43.380> or<00:01:43.680> he 00:01:43.940 --> 00:01:43.950 align:start position:0% about increasing digitalization or he 00:01:43.950 --> 00:01:46.940 align:start position:0% about increasing digitalization or he refers<00:01:44.190> to<00:01:44.220> as<00:01:44.370> Indonesia<00:01:44.690> 4.0<00:01:45.830> bringing<00:01:46.830> in 00:01:46.940 --> 00:01:46.950 align:start position:0% refers to as Indonesia 4.0 bringing in 00:01:46.950 --> 00:01:48.200 align:start position:0% refers to as Indonesia 4.0 bringing in bells<00:01:47.160> are<00:01:47.490> sound<00:01:47.700> familiar 00:01:48.200 --> 00:01:48.210 align:start position:0% bells are sound familiar 00:01:48.210 --> 00:01:51.230 align:start position:0% bells are sound familiar yes<00:01:48.930> so<00:01:49.650> this<00:01:49.770> is<00:01:49.830> growing<00:01:50.340> emphasis<00:01:50.670> on 00:01:51.230 --> 00:01:51.240 align:start position:0% yes so this is growing emphasis on 00:01:51.240 --> 00:01:53.270 align:start position:0% yes so this is growing emphasis on e-commerce 00:01:53.270 --> 00:01:53.280 align:start position:0% e-commerce 00:01:53.280 --> 00:01:55.679 align:start position:0% e-commerce so<00:01:54.280> what<00:01:54.460> did<00:01:54.579> the<00:01:54.640> digital<00:01:54.969> human<00:01:55.299> look<00:01:55.479> like 00:01:55.679 --> 00:01:55.689 align:start position:0% so what did the digital human look like 00:01:55.689 --> 00:01:56.520 align:start position:0% so what did the digital human look like in<00:01:55.840> Indonesia 00:01:56.520 --> 00:01:56.530 align:start position:0% in Indonesia 00:01:56.530 --> 00:01:59.010 align:start position:0% in Indonesia well<00:01:57.119> fragment<00:01:58.119> infrastructures<00:01:58.869> for 00:01:59.010 --> 00:01:59.020 align:start position:0% well fragment infrastructures for 00:01:59.020 --> 00:02:01.319 align:start position:0% well fragment infrastructures for connectivity<00:01:59.679> and<00:02:00.189> deregulation<00:02:00.759> to<00:02:01.240> the 00:02:01.319 --> 00:02:01.329 align:start position:0% connectivity and deregulation to the 00:02:01.329 --> 00:02:03.719 align:start position:0% connectivity and deregulation to the telecommunications<00:02:02.289> industry<00:02:02.439> has<00:02:03.340> led<00:02:03.520> to 00:02:03.719 --> 00:02:03.729 align:start position:0% telecommunications industry has led to 00:02:03.729 --> 00:02:05.609 align:start position:0% telecommunications industry has led to really<00:02:03.880> rapid<00:02:04.509> uptake<00:02:04.659> of<00:02:04.960> mobile<00:02:05.319> phones 00:02:05.609 --> 00:02:05.619 align:start position:0% really rapid uptake of mobile phones 00:02:05.619 --> 00:02:07.319 align:start position:0% really rapid uptake of mobile phones because<00:02:06.069> there<00:02:06.219> was<00:02:06.369> between<00:02:06.549> the<00:02:07.119> more 00:02:07.319 --> 00:02:07.329 align:start position:0% because there was between the more 00:02:07.329 --> 00:02:09.740 align:start position:0% because there was between the more affordable<00:02:07.810> than<00:02:08.349> traditional<00:02:08.739> met<00:02:08.860> lines 00:02:09.740 --> 00:02:09.750 align:start position:0% affordable than traditional met lines 00:02:09.750 --> 00:02:12.839 align:start position:0% affordable than traditional met lines 80%<00:02:10.750> of<00:02:10.840> each<00:02:10.929> end<00:02:11.110> users<00:02:11.470> can<00:02:11.680> access<00:02:12.040> that<00:02:12.790> by 00:02:12.839 --> 00:02:12.849 align:start position:0% 80% of each end users can access that by 00:02:12.849 --> 00:02:15.630 align:start position:0% 80% of each end users can access that by using<00:02:13.060> their<00:02:13.299> smartphones<00:02:13.780> or<00:02:13.900> tablets<00:02:14.640> which 00:02:15.630 --> 00:02:15.640 align:start position:0% using their smartphones or tablets which 00:02:15.640 --> 00:02:18.000 align:start position:0% using their smartphones or tablets which is<00:02:15.760> kind<00:02:16.090> of<00:02:16.209> a<00:02:16.330> problem<00:02:17.230> out<00:02:17.470> of<00:02:17.560> things<00:02:17.799> you 00:02:18.000 --> 00:02:18.010 align:start position:0% is kind of a problem out of things you 00:02:18.010 --> 00:02:19.890 align:start position:0% is kind of a problem out of things you know<00:02:18.430> anything<00:02:18.790> a<00:02:18.910> mobile<00:02:19.239> phones<00:02:19.480> less<00:02:19.750> than 00:02:19.890 --> 00:02:19.900 align:start position:0% know anything a mobile phones less than 00:02:19.900 --> 00:02:22.290 align:start position:0% know anything a mobile phones less than half<00:02:20.049> of<00:02:20.080> us<00:02:20.290> work<00:02:20.590> for<00:02:20.799> myself 00:02:22.290 --> 00:02:22.300 align:start position:0% half of us work for myself 00:02:22.300 --> 00:02:25.440 align:start position:0% half of us work for myself not<00:02:22.600> access<00:02:23.080> an<00:02:23.230> infant<00:02:24.060> many<00:02:25.060> of<00:02:25.180> those<00:02:25.300> who 00:02:25.440 --> 00:02:25.450 align:start position:0% not access an infant many of those who 00:02:25.450 --> 00:02:28.040 align:start position:0% not access an infant many of those who do<00:02:25.630> accidentally<00:02:26.200> are<00:02:26.380> also<00:02:26.500> doing<00:02:26.800> so<00:02:27.100> with 00:02:28.040 --> 00:02:28.050 align:start position:0% do accidentally are also doing so with 00:02:28.050 --> 00:02:31.070 align:start position:0% do accidentally are also doing so with allocated<00:02:29.050> gigabytes<00:02:29.530> that<00:02:29.860> are<00:02:29.980> remaining 00:02:31.070 --> 00:02:31.080 align:start position:0% allocated gigabytes that are remaining 00:02:31.080 --> 00:02:34.390 align:start position:0% allocated gigabytes that are remaining targeting<00:02:32.080> so<00:02:32.680> here<00:02:33.040> so<00:02:33.730> for<00:02:33.910> example 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position:0% which is something to think about when we<00:02:43.920> talk<00:02:44.130> about<00:02:44.280> things<00:02:44.700> like<00:02:44.790> we've<00:02:45.180> run 00:02:45.410 --> 00:02:45.420 align:start position:0% we talk about things like we've run 00:02:45.420 --> 00:02:47.990 align:start position:0% we talk about things like we've run coming<00:02:45.720> out<00:02:45.930> and<00:02:46.410> if<00:02:47.040> we're<00:02:47.190> excited<00:02:47.580> to<00:02:47.819> that 00:02:47.990 --> 00:02:48.000 align:start position:0% coming out and if we're excited to that 00:02:48.000 --> 00:02:49.880 align:start position:0% coming out and if we're excited to that is<00:02:48.270> that<00:02:48.300> you<00:02:48.660> might<00:02:48.959> for<00:02:49.170> pointed<00:02:49.620> out<00:02:49.709> that 00:02:49.880 --> 00:02:49.890 align:start position:0% is that you might for pointed out that 00:02:49.890 --> 00:02:52.070 align:start position:0% is that you might for pointed out that even<00:02:50.280> though<00:02:50.430> they<00:02:50.640> can<00:02:51.390> explain<00:02:51.720> to<00:02:51.870> me<00:02:51.900> and 00:02:52.070 --> 00:02:52.080 align:start position:0% even though they can explain to me and 00:02:52.080 --> 00:02:53.809 align:start position:0% even though they can explain to me and he<00:02:52.200> said<00:02:52.380> why<00:02:52.650> girl<00:02:52.860> well<00:02:53.010> came<00:02:53.190> across<00:02:53.490> them 00:02:53.809 --> 00:02:53.819 align:start position:0% he said why girl well came across them 00:02:53.819 --> 00:02:55.580 align:start position:0% he said why girl well came across them they<00:02:54.030> don't<00:02:54.540> actually<00:02:54.750> use<00:02:54.930> me<00:02:55.200> because 00:02:55.580 --> 00:02:55.590 align:start position:0% they don't actually use me because 00:02:55.590 --> 00:02:57.470 align:start position:0% they don't actually use me because smartphones<00:02:56.490> are<00:02:56.640> social<00:02:57.030> call<00:02:57.270> these 00:02:57.470 --> 00:02:57.480 align:start position:0% smartphones are social call these 00:02:57.480 --> 00:02:59.180 align:start position:0% smartphones are social call these records<00:02:57.930> they<00:02:58.500> simply<00:02:58.830> don't<00:02:58.950> have<00:02:59.070> enough 00:02:59.180 --> 00:02:59.190 align:start position:0% records they simply don't have enough 00:02:59.190 --> 00:03:01.220 align:start position:0% records they simply don't have enough space<00:02:59.700> for<00:02:59.730> more<00:03:00.180> than<00:03:00.300> one<00:03:00.450> pin<00:03:00.660> about<00:03:00.930> and 00:03:01.220 --> 00:03:01.230 align:start position:0% space for more than one pin about and 00:03:01.230 --> 00:03:03.110 align:start position:0% space for more than one pin about and they<00:03:01.860> would<00:03:01.980> much<00:03:02.130> rather<00:03:02.190> forever<00:03:02.640> types<00:03:02.970> of 00:03:03.110 --> 00:03:03.120 align:start position:0% they would much rather forever types of 00:03:03.120 --> 00:03:05.090 align:start position:0% they would much rather forever types of so<00:03:03.270> he<00:03:03.360> needed<00:03:03.720> UPS<00:03:03.870> all<00:03:04.260> the<00:03:04.410> photographs<00:03:04.650> and 00:03:05.090 --> 00:03:05.100 align:start position:0% so he needed UPS all the photographs and 00:03:05.100 --> 00:03:09.890 align:start position:0% so he needed UPS all the photographs and for<00:03:05.310> Instagram<00:03:07.640> so<00:03:08.750> infrastructures<00:03:09.750> of 00:03:09.890 --> 00:03:09.900 align:start position:0% for Instagram so infrastructures of 00:03:09.900 --> 00:03:11.750 align:start position:0% for Instagram so infrastructures of payment<00:03:10.350> are<00:03:10.560> also<00:03:10.709> quite<00:03:11.040> fragmented<00:03:11.430> and 00:03:11.750 --> 00:03:11.760 align:start position:0% payment are also quite fragmented and 00:03:11.760 --> 00:03:13.090 align:start position:0% payment are also quite fragmented and how<00:03:12.000> much<00:03:12.180> huge<00:03:12.390> lack<00:03:12.570> of<00:03:12.750> interoperability 00:03:13.090 --> 00:03:13.100 align:start position:0% how much huge lack of interoperability 00:03:13.100 --> 00:03:15.979 align:start position:0% how much huge lack of interoperability secure<00:03:14.100> and<00:03:14.370> the<00:03:14.489> regulations<00:03:15.000> where<00:03:15.209> you<00:03:15.780> see 00:03:15.979 --> 00:03:15.989 align:start position:0% secure and the regulations where you see 00:03:15.989 --> 00:03:18.199 align:start position:0% secure and the regulations where you see seven<00:03:16.230> different<00:03:16.500> card<00:03:16.860> readers<00:03:17.130> by<00:03:17.850> are 00:03:18.199 --> 00:03:18.209 align:start position:0% seven different card readers by are 00:03:18.209 --> 00:03:20.570 align:start position:0% seven different card readers by are providing<00:03:18.690> for<00:03:18.840> banks<00:03:19.170> to<00:03:19.220> perform<00:03:20.220> above<00:03:20.459> a 00:03:20.570 --> 00:03:20.580 align:start position:0% providing for banks to perform above a 00:03:20.580 --> 00:03:23.479 align:start position:0% providing for banks to perform above a statements<00:03:21.530> less<00:03:22.530> than<00:03:22.709> half<00:03:22.920> of<00:03:22.950> the<00:03:23.160> mutant 00:03:23.479 --> 00:03:23.489 align:start position:0% statements less than half of the mutant 00:03:23.489 --> 00:03:25.190 align:start position:0% statements less than half of the mutant population<00:03:23.610> has<00:03:24.150> access<00:03:24.330> to<00:03:24.600> formal 00:03:25.190 --> 00:03:25.200 align:start position:0% population has access to formal 00:03:25.200 --> 00:03:27.440 align:start position:0% population has access to formal financial<00:03:25.470> services<00:03:25.980> and<00:03:26.820> that<00:03:26.970> includes<00:03:27.269> it 00:03:27.440 --> 00:03:27.450 align:start position:0% financial services and that includes it 00:03:27.450 --> 00:03:29.180 align:start position:0% financial services and that includes it which<00:03:27.600> associates<00:03:28.290> them<00:03:28.530> ability<00:03:29.130> to 00:03:29.180 --> 00:03:29.190 align:start position:0% which associates them ability to 00:03:29.190 --> 00:03:30.650 align:start position:0% which associates them ability to actually<00:03:29.340> get<00:03:29.610> cash<00:03:29.910> in<00:03:30.239> your<00:03:30.450> local 00:03:30.650 --> 00:03:30.660 align:start position:0% actually get cash in your local 00:03:30.660 --> 00:03:33.860 align:start position:0% actually get cash in your local community<00:03:31.340> and<00:03:32.340> of<00:03:32.580> those<00:03:32.790> only<00:03:33.180> an<00:03:33.360> estimated 00:03:33.860 --> 00:03:33.870 align:start position:0% community and of those only an estimated 00:03:33.870 --> 00:03:35.630 align:start position:0% community and of those only an estimated 11<00:03:33.989> percent<00:03:34.530> of<00:03:34.650> account<00:03:34.920> holders<00:03:34.980> have<00:03:35.400> other 00:03:35.630 --> 00:03:35.640 align:start position:0% 11 percent of account holders have other 00:03:35.640 --> 00:03:38.830 align:start position:0% 11 percent of account holders have other parts<00:03:36.030> so<00:03:36.570> systems<00:03:36.930> like<00:03:37.080> this<00:03:37.290> are<00:03:37.769> still<00:03:37.980> for 00:03:38.830 --> 00:03:38.840 align:start position:0% parts so systems like this are still for 00:03:38.840 --> 00:03:42.550 align:start position:0% parts so systems like this are still for the<00:03:39.230> shoe<00:03:40.720> low<00:03:41.720> access<00:03:42.170> to<00:03:42.349> conventional 00:03:42.550 --> 00:03:42.560 align:start position:0% the shoe low access to conventional 00:03:42.560 --> 00:03:44.800 align:start position:0% the shoe low access to conventional financial<00:03:43.160> services<00:03:43.489> any<00:03:44.239> person<00:03:44.690> uses 00:03:44.800 --> 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community hope so this is why we see this<00:03:54.260> rapid<00:03:54.770> growth<00:03:54.800> of<00:03:55.190> digital<00:03:55.310> pains<00:03:55.670> in 00:03:55.870 --> 00:03:55.880 align:start position:0% this rapid growth of digital pains in 00:03:55.880 --> 00:03:58.180 align:start position:0% this rapid growth of digital pains in the<00:03:55.940> data<00:03:56.120> and<00:03:56.680> particularly<00:03:57.680> this<00:03:57.980> path 00:03:58.180 --> 00:03:58.190 align:start position:0% the data and particularly this path 00:03:58.190 --> 00:04:00.220 align:start position:0% the data and particularly this path contract<00:03:59.000> which<00:03:59.510> is<00:03:59.660> a<00:03:59.690> video<00:03:59.870> just<00:04:00.080> for 00:04:00.220 --> 00:04:00.230 align:start position:0% contract which is a video just for 00:04:00.230 --> 00:04:02.770 align:start position:0% contract which is a video just for exterior<00:04:00.819> flourishing<00:04:01.819> and<00:04:02.000> in<00:04:02.209> parts<00:04:02.569> Bank 00:04:02.770 --> 00:04:02.780 align:start position:0% exterior flourishing and in parts Bank 00:04:02.780 --> 00:04:05.770 align:start position:0% exterior flourishing and in parts Bank rules<00:04:03.680> which<00:04:04.580> jutted<00:04:04.790> 1<00:04:05.150> billion<00:04:05.360> dollar 00:04:05.770 --> 00:04:05.780 align:start position:0% rules which jutted 1 billion dollar 00:04:05.780 --> 00:04:09.759 align:start position:0% rules which jutted 1 billion dollar deletion<00:04:07.030> so<00:04:08.050> absolutely<00:04:09.050> these<00:04:09.110> allow<00:04:09.440> users 00:04:09.759 --> 00:04:09.769 align:start position:0% deletion so absolutely these allow users 00:04:09.769 --> 00:04:11.890 align:start position:0% deletion so absolutely these allow users to<00:04:09.800> top<00:04:10.250> up<00:04:10.550> your<00:04:10.970> infrastructure<00:04:11.420> memcache 00:04:11.890 --> 00:04:11.900 align:start position:0% to top up your infrastructure memcache 00:04:11.900 --> 00:04:14.590 align:start position:0% to top up your infrastructure memcache and<00:04:12.739> it<00:04:13.220> doesn't<00:04:13.489> be<00:04:13.549> an<00:04:13.610> agent<00:04:14.030> and<00:04:14.209> they<00:04:14.420> can 00:04:14.590 --> 00:04:14.600 align:start position:0% and it doesn't be an agent and they can 00:04:14.600 --> 00:04:15.850 align:start position:0% and it doesn't be an agent and they can use<00:04:14.840> that<00:04:14.870> app<00:04:15.290> to<00:04:15.470> make<00:04:15.590> a<00:04:15.650> digital 00:04:15.850 --> 00:04:15.860 align:start position:0% use that app to make a digital 00:04:15.860 --> 00:04:18.159 align:start position:0% use that app to make a digital transaction<00:04:16.609> in<00:04:17.000> a<00:04:17.030> specific<00:04:17.479> situation<00:04:17.660> so 00:04:18.159 --> 00:04:18.169 align:start position:0% transaction in a specific situation so 00:04:18.169 --> 00:04:21.460 align:start position:0% transaction in a specific situation so many<00:04:18.650> wasn't<00:04:19.010> use<00:04:19.130> a<00:04:19.160> debt<00:04:19.400> to<00:04:19.549> perform<00:04:20.470> these 00:04:21.460 --> 00:04:21.470 align:start position:0% many wasn't use a debt to perform these 00:04:21.470 --> 00:04:23.530 align:start position:0% many wasn't use a debt to perform these bridges<00:04:21.859> important<00:04:22.490> to<00:04:22.610> show<00:04:22.760> for<00:04:23.000> GABA<00:04:23.210> the 00:04:23.530 --> 00:04:23.540 align:start position:0% bridges important to show for GABA the 00:04:23.540 --> 00:04:25.480 align:start position:0% bridges important to show for GABA the web<00:04:23.660> server<00:04:23.990> the<00:04:24.050> proxy<00:04:24.350> banking<00:04:25.010> banking 00:04:25.480 --> 00:04:25.490 align:start position:0% web server the proxy banking banking 00:04:25.490 --> 00:04:27.250 align:start position:0% web server the proxy banking banking lights<00:04:25.820> each<00:04:26.330> other<00:04:26.570> in<00:04:26.750> people's<00:04:27.050> lives 00:04:27.250 --> 00:04:27.260 align:start position:0% lights each other in people's lives 00:04:27.260 --> 00:04:29.860 align:start position:0% lights each other in people's lives something<00:04:28.100> that<00:04:28.340> you<00:04:28.430> can<00:04:28.639> upgrade<00:04:28.880> with<00:04:29.419> to 00:04:29.860 --> 00:04:29.870 align:start position:0% something that you can upgrade with to 00:04:29.870 --> 00:04:32.100 align:start position:0% something that you can upgrade with to get<00:04:29.990> more<00:04:30.200> features<00:04:30.380> such<00:04:30.919> as 00:04:32.100 --> 00:04:32.110 align:start position:0% get more features such as 00:04:32.110 --> 00:04:35.270 align:start position:0% get more features such as -<00:04:32.349> advocate<00:04:32.949> or<00:04:33.460> send<00:04:33.699> money<00:04:33.849> to<00:04:33.939> your<00:04:34.060> friends 00:04:35.270 --> 00:04:35.280 align:start position:0% - advocate or send money to your friends 00:04:35.280 --> 00:04:38.219 align:start position:0% - advocate or send money to your friends so<00:04:36.280> this<00:04:36.729> particular<00:04:36.970> officer<00:04:37.569> has<00:04:37.780> a<00:04:37.810> smooth 00:04:38.219 --> 00:04:38.229 align:start position:0% so this particular officer has a smooth 00:04:38.229 --> 00:04:40.200 align:start position:0% so this particular officer has a smooth healing<00:04:38.620> service<00:04:39.009> they're<00:04:39.490> gonna<00:04:39.610> call<00:04:39.970> it 00:04:40.200 --> 00:04:40.210 align:start position:0% healing service they're gonna call it 00:04:40.210 --> 00:04:42.570 align:start position:0% healing service they're gonna call it that<00:04:40.449> someone<00:04:40.750> would<00:04:40.840> come<00:04:40.990> up<00:04:41.620> 2015 00:04:42.570 --> 00:04:42.580 align:start position:0% that someone would come up 2015 00:04:42.580 --> 00:04:46.100 align:start position:0% that someone would come up 2015 normalizes<00:04:43.330> math<00:04:43.599> and<00:04:44.229> to<00:04:44.439> the<00:04:44.560> 17th<00:04:45.219> is 00:04:46.100 --> 00:04:46.110 align:start position:0% normalizes math and to the 17th is 00:04:46.110 --> 00:04:49.709 align:start position:0% normalizes math and to the 17th is developed<00:04:47.110> this<00:04:47.849> built-in<00:04:48.849> wallets<00:04:49.360> which 00:04:49.709 --> 00:04:49.719 align:start position:0% developed this built-in wallets which 00:04:49.719 --> 00:04:51.659 align:start position:0% developed this built-in wallets which now<00:04:49.930> bridges<00:04:50.379> an<00:04:50.500> entire<00:04:50.740> ecosystem<00:04:50.949> of<00:04:51.490> apps 00:04:51.659 --> 00:04:51.669 align:start position:0% now bridges an entire ecosystem of apps 00:04:51.669 --> 00:04:53.909 align:start position:0% now bridges an entire ecosystem of apps that<00:04:52.030> range<00:04:52.240> them<00:04:52.509> to<00:04:52.900> acquire<00:04:53.169> to<00:04:53.560> move<00:04:53.680> food 00:04:53.909 --> 00:04:53.919 align:start position:0% that range them to acquire to move food 00:04:53.919 --> 00:04:56.219 align:start position:0% that range them to acquire to move food to<00:04:54.219> go<00:04:54.340> massage<00:04:54.699> although<00:04:55.599> we<00:04:55.719> should<00:04:55.780> pay 00:04:56.219 --> 00:04:56.229 align:start position:0% to go massage although we should pay 00:04:56.229 --> 00:04:58.439 align:start position:0% to go massage although we should pay inside<00:04:56.770> the<00:04:56.889> app<00:04:57.039> using<00:04:57.669> their<00:04:57.819> wallets 00:04:58.439 --> 00:04:58.449 align:start position:0% inside the app using their wallets 00:04:58.449 --> 00:05:00.240 align:start position:0% inside the app using their wallets and<00:04:59.169> the<00:04:59.409> wallet<00:04:59.590> of<00:04:59.770> course<00:04:59.949> is<00:05:00.099> called 00:05:00.240 --> 00:05:00.250 align:start position:0% and the wallet of course is called 00:05:00.250 --> 00:05:04.589 align:start position:0% and the wallet of course is called cocaine<00:05:00.759> just<00:05:01.060> several<00:05:01.719> theater<00:05:03.000> so<00:05:04.000> where<00:05:04.569> I 00:05:04.589 --> 00:05:04.599 align:start position:0% cocaine just several theater so where I 00:05:04.599 --> 00:05:07.080 align:start position:0% cocaine just several theater so where I can<00:05:04.930> be<00:05:05.050> elephants<00:05:05.440> well<00:05:05.770> I've<00:05:06.520> heard<00:05:06.789> it<00:05:06.909> said 00:05:07.080 --> 00:05:07.090 align:start position:0% can be elephants well I've heard it said 00:05:07.090 --> 00:05:08.790 align:start position:0% can be elephants well I've heard it said a<00:05:07.150> lot<00:05:07.240> of<00:05:07.389> times<00:05:07.719> here<00:05:07.990> that<00:05:08.199> technology<00:05:08.740> is 00:05:08.790 --> 00:05:08.800 align:start position:0% a lot of times here that technology is 00:05:08.800 --> 00:05:11.040 align:start position:0% a lot of times here that technology is not<00:05:08.919> a<00:05:08.979> mission<00:05:09.190> artifacts<00:05:09.759> reshape<00:05:10.690> it<00:05:10.870> and 00:05:11.040 --> 00:05:11.050 align:start position:0% not a mission artifacts reshape it and 00:05:11.050 --> 00:05:13.860 align:start position:0% not a mission artifacts reshape it and it<00:05:11.199> shapes<00:05:11.440> us<00:05:11.650> and<00:05:11.979> the<00:05:12.789> aspirations<00:05:13.539> of<00:05:13.659> the 00:05:13.860 --> 00:05:13.870 align:start position:0% it shapes us and the aspirations of the 00:05:13.870 --> 00:05:15.600 align:start position:0% it shapes us and the aspirations of the technologies<00:05:14.319> creators<00:05:14.830> tend<00:05:15.370> to<00:05:15.490> the 00:05:15.600 --> 00:05:15.610 align:start position:0% technologies creators tend to the 00:05:15.610 --> 00:05:17.010 align:start position:0% technologies creators tend to the implementing<00:05:16.120> houses<00:05:16.599> or<00:05:16.870> other 00:05:17.010 --> 00:05:17.020 align:start position:0% implementing houses or other 00:05:17.020 --> 00:05:19.649 align:start position:0% implementing houses or other technologies<00:05:17.530> that<00:05:17.650> we<00:05:17.770> make<00:05:17.949> so<00:05:18.909> forms<00:05:19.509> of 00:05:19.649 --> 00:05:19.659 align:start position:0% technologies that we make so forms of 00:05:19.659 --> 00:05:21.480 align:start position:0% technologies that we make so forms of money<00:05:19.810> also<00:05:20.169> convey<00:05:20.620> meanings<00:05:20.949> and<00:05:21.159> they<00:05:21.250> tell 00:05:21.480 --> 00:05:21.490 align:start position:0% money also convey meanings and they tell 00:05:21.490 --> 00:05:22.390 align:start position:0% money also convey meanings and they tell us<00:05:21.520> pollinator 00:05:22.390 --> 00:05:22.400 align:start position:0% us pollinator 00:05:22.400 --> 00:05:24.490 align:start position:0% us pollinator nice<00:05:22.639> and<00:05:23.000> this<00:05:23.810> I<00:05:23.870> think<00:05:24.020> is<00:05:24.290> a<00:05:24.320> pretty 00:05:24.490 --> 00:05:24.500 align:start position:0% nice and this I think is a pretty 00:05:24.500 --> 00:05:26.110 align:start position:0% nice and this I think is a pretty familiar<00:05:24.770> of<00:05:25.100> thought<00:05:25.340> or<00:05:25.610> ethic<00:05:25.940> when<00:05:26.060> we 00:05:26.110 --> 00:05:26.120 align:start position:0% familiar of thought or ethic when we 00:05:26.120 --> 00:05:29.140 align:start position:0% familiar of thought or ethic when we talking<00:05:26.570> the<00:05:27.050> etherion<00:05:27.680> community<00:05:28.120> it<00:05:29.120> also 00:05:29.140 --> 00:05:29.150 align:start position:0% talking the etherion community it also 00:05:29.150 --> 00:05:31.120 align:start position:0% talking the etherion community it also means<00:05:29.600> that<00:05:29.720> notices<00:05:30.320> when<00:05:30.530> mobile<00:05:30.800> money 00:05:31.120 --> 00:05:31.130 align:start position:0% means that notices when mobile money 00:05:31.130 --> 00:05:32.980 align:start position:0% means that notices when mobile money transactions<00:05:31.880> to<00:05:32.060> not<00:05:32.419> be<00:05:32.630> concerns 00:05:32.980 --> 00:05:32.990 align:start position:0% transactions to not be concerns 00:05:32.990 --> 00:05:35.310 align:start position:0% transactions to not be concerns considered<00:05:33.770> as<00:05:33.860> isolated<00:05:34.310> individuals 00:05:35.310 --> 00:05:35.320 align:start position:0% considered as isolated individuals 00:05:35.320 --> 00:05:37.960 align:start position:0% considered as isolated individuals decision<00:05:36.320> to<00:05:36.440> make<00:05:36.710> about<00:05:37.070> our<00:05:37.310> purchasing 00:05:37.960 --> 00:05:37.970 align:start position:0% decision to make about our purchasing 00:05:37.970 --> 00:05:40.270 align:start position:0% decision to make about our purchasing her<00:05:38.150> money<00:05:38.750> behavior<00:05:39.199> are<00:05:39.620> not<00:05:39.680> contact 00:05:40.270 --> 00:05:40.280 align:start position:0% her money behavior are not contact 00:05:40.280 --> 00:05:42.280 align:start position:0% her money behavior are not contact street<00:05:40.639> there<00:05:41.300> are<00:05:41.330> affected<00:05:41.900> by<00:05:42.050> some 00:05:42.280 --> 00:05:42.290 align:start position:0% street there are affected by some 00:05:42.290 --> 00:05:47.170 align:start position:0% street there are affected by some expenses<00:05:44.320> so<00:05:45.320> what<00:05:46.070> does<00:05:46.220> project<00:05:46.850> tell<00:05:47.060> us 00:05:47.170 --> 00:05:47.180 align:start position:0% expenses so what does project tell us 00:05:47.180 --> 00:05:48.760 align:start position:0% expenses so what does project tell us about<00:05:47.360> the<00:05:47.540> communities<00:05:47.990> we<00:05:48.169> live<00:05:48.320> in<00:05:48.380> or<00:05:48.680> the 00:05:48.760 --> 00:05:48.770 align:start position:0% about the communities we live in or the 00:05:48.770 --> 00:05:50.520 align:start position:0% about the communities we live in or the ones<00:05:48.949> that<00:05:49.100> they<00:05:49.220> may<00:05:49.340> imagine<00:05:49.610> us<00:05:49.880> living 00:05:50.520 --> 00:05:50.530 align:start position:0% ones that they may imagine us living 00:05:50.530 --> 00:05:54.670 align:start position:0% ones that they may imagine us living this<00:05:51.530> is<00:05:51.710> a<00:05:51.820> stills<00:05:52.820> from<00:05:53.030> anatomies<00:05:53.780> 2016 00:05:54.670 --> 00:05:54.680 align:start position:0% this is a stills from anatomies 2016 00:05:54.680 --> 00:05:56.950 align:start position:0% this is a stills from anatomies 2016 it's<00:05:55.100> an<00:05:55.190> advertisement<00:05:55.669> that<00:05:56.210> was<00:05:56.570> made<00:05:56.870> in 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align:start position:0% working for this app there's multiple 00:06:04.190 --> 00:06:06.400 align:start position:0% working for this app there's multiple clips<00:06:04.430> she's<00:06:04.760> driving<00:06:05.210> to<00:06:05.389> drone<00:06:05.810> marches 00:06:06.400 --> 00:06:06.410 align:start position:0% clips she's driving to drone marches 00:06:06.410 --> 00:06:07.890 align:start position:0% clips she's driving to drone marches she's<00:06:06.740> left<00:06:06.949> her<00:06:07.070> about<00:06:07.250> Good<00:06:07.400> Morning 00:06:07.890 --> 00:06:07.900 align:start position:0% she's left her about Good Morning 00:06:07.900 --> 00:06:10.000 align:start position:0% she's left her about Good Morning America<00:06:08.900> and<00:06:09.350> she<00:06:09.560> goes<00:06:09.680> for<00:06:09.800> the<00:06:09.889> whole 00:06:10.000 --> 00:06:10.010 align:start position:0% America and she goes for the whole 00:06:10.010 --> 00:06:12.279 align:start position:0% America and she goes for the whole package<00:06:10.220> so<00:06:10.669> she's<00:06:11.510> driving<00:06:11.900> around<00:06:12.050> all<00:06:12.260> day 00:06:12.279 --> 00:06:12.289 align:start position:0% package so she's driving around all day 00:06:12.289 --> 00:06:14.409 align:start position:0% package so she's driving around all day it's<00:06:12.680> with<00:06:12.889> hot<00:06:13.130> passion<00:06:13.729> just<00:06:13.850> crank<00:06:14.240> you 00:06:14.409 --> 00:06:14.419 align:start position:0% it's with hot passion just crank you 00:06:14.419 --> 00:06:17.800 align:start position:0% it's with hot passion just crank you their<00:06:14.600> room<00:06:14.840> and<00:06:15.020> on<00:06:15.740> the<00:06:15.770> final<00:06:16.039> pastor<00:06:16.669> is<00:06:16.880> he 00:06:17.800 --> 00:06:17.810 align:start position:0% their room and on the final pastor is he 00:06:17.810 --> 00:06:20.470 align:start position:0% their room and on the final pastor is he Orphanage<00:06:18.370> as<00:06:19.370> the<00:06:19.490> driver<00:06:19.730> watches<00:06:20.000> of<00:06:20.300> happy 00:06:20.470 --> 00:06:20.480 align:start position:0% Orphanage as the driver watches of happy 00:06:20.480 --> 00:06:22.900 align:start position:0% Orphanage as the driver watches of happy children<00:06:20.570> which<00:06:21.080> is<00:06:21.110> stylis<00:06:21.730> meanwhile<00:06:22.730> help 00:06:22.900 --> 00:06:22.910 align:start position:0% children which is stylis meanwhile help 00:06:22.910 --> 00:06:24.909 align:start position:0% children which is stylis meanwhile help her<00:06:23.060> daughter<00:06:23.300> to<00:06:23.600> move<00:06:24.169> differently<00:06:24.560> and 00:06:24.909 --> 00:06:24.919 align:start position:0% her daughter to move differently and 00:06:24.919 --> 00:06:27.040 align:start position:0% her daughter to move differently and inside<00:06:25.880> there's<00:06:26.150> a<00:06:26.210> card<00:06:26.510> for<00:06:26.780> mother 00:06:27.040 --> 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everyone else gets home in time to break 00:06:32.720 --> 00:06:35.470 align:start position:0% everyone else gets home in time to break the<00:06:32.840> bus<00:06:33.250> finally<00:06:34.250> I<00:06:34.700> should<00:06:34.850> brakes<00:06:35.180> if<00:06:35.330> I 00:06:35.470 --> 00:06:35.480 align:start position:0% the bus finally I should brakes if I 00:06:35.480 --> 00:06:37.600 align:start position:0% the bus finally I should brakes if I suppose<00:06:35.870> on<00:06:36.139> the<00:06:36.200> side<00:06:36.380> of<00:06:36.410> the<00:06:36.590> road<00:06:36.800> with<00:06:37.550> a 00:06:37.600 --> 00:06:37.610 align:start position:0% suppose on the side of the road with a 00:06:37.610 --> 00:06:39.580 align:start position:0% suppose on the side of the road with a glass<00:06:37.790> of<00:06:37.820> water<00:06:38.150> she<00:06:38.900> starts<00:06:39.200> to<00:06:39.290> receive 00:06:39.580 --> 00:06:39.590 align:start position:0% glass of water she starts to receive 00:06:39.590 --> 00:06:41.230 align:start position:0% glass of water she starts to receive messages<00:06:40.040> through<00:06:40.370> the<00:06:40.400> app<00:06:40.610> from<00:06:41.060> happy 00:06:41.230 --> 00:06:41.240 align:start position:0% messages through the app from happy 00:06:41.240 --> 00:06:43.510 align:start position:0% messages through the app from happy customers<00:06:41.710> thanking<00:06:42.710> her<00:06:42.830> for<00:06:42.860> her<00:06:43.100> hard<00:06:43.430> work 00:06:43.510 --> 00:06:43.520 align:start position:0% customers thanking her for her hard work 00:06:43.520 --> 00:06:46.260 align:start position:0% customers thanking her for her hard work given<00:06:44.419> her<00:06:44.540> a<00:06:44.600> lot<00:06:44.720> of<00:06:44.840> Radiance 00:06:46.260 --> 00:06:46.270 align:start position:0% given her a lot of Radiance 00:06:46.270 --> 00:06:49.030 align:start position:0% given her a lot of Radiance so<00:06:47.270> that<00:06:47.419> presents<00:06:48.050> to<00:06:48.139> have<00:06:48.590> a<00:06:48.620> reason 00:06:49.030 --> 00:06:49.040 align:start position:0% so that presents to have a reason 00:06:49.040 --> 00:06:50.620 align:start position:0% so that presents to have a reason intended<00:06:49.490> users<00:06:49.880> there's<00:06:50.270> the<00:06:50.450> service 00:06:50.620 --> 00:06:50.630 align:start position:0% intended users there's the service 00:06:50.630 --> 00:06:53.320 align:start position:0% intended users there's the service provider<00:06:51.110> and<00:06:51.440> the<00:06:51.560> service<00:06:51.889> user<00:06:52.330> seconding 00:06:53.320 --> 00:06:53.330 align:start position:0% provider and the service user seconding 00:06:53.330 --> 00:06:55.120 align:start position:0% provider and the service user seconding of<00:06:53.419> the<00:06:53.510> company<00:06:53.810> itself<00:06:54.139> is<00:06:54.440> hardly<00:06:54.979> present 00:06:55.120 --> 00:06:55.130 align:start position:0% of the company itself is hardly present 00:06:55.130 --> 00:06:57.490 align:start position:0% of the company itself is hardly present the<00:06:56.030> role<00:06:56.270> is<00:06:56.419> intermediary<00:06:57.080> only<00:06:57.380> have 00:06:57.490 --> 00:06:57.500 align:start position:0% the role is intermediary only have 00:06:57.500 --> 00:06:59.200 align:start position:0% the role is intermediary only have curiam<00:06:57.950> of<00:06:58.040> the<00:06:58.160> phones<00:06:58.400> at<00:06:58.610> the<00:06:58.700> very<00:06:58.880> end<00:06:59.120> of 00:06:59.200 --> 00:06:59.210 align:start position:0% curiam of the phones at the very end of 00:06:59.210 --> 00:07:01.719 align:start position:0% curiam of the phones at the very end of that<00:06:59.419> attachment<00:06:59.690> and<00:07:00.139> this<00:07:00.830> is<00:07:01.040> some<00:07:01.280> users 00:07:01.719 --> 00:07:01.729 align:start position:0% that attachment and this is some users 00:07:01.729 --> 00:07:04.180 align:start position:0% that attachment and this is some users helping<00:07:02.419> each<00:07:02.510> other<00:07:02.630> out<00:07:02.840> through<00:07:03.800> the<00:07:03.889> sense 00:07:04.180 --> 00:07:04.190 align:start position:0% helping each other out through the sense 00:07:04.190 --> 00:07:06.850 align:start position:0% helping each other out through the sense of<00:07:04.370> social<00:07:04.610> responsibility<00:07:05.650> rewarded<00:07:06.650> by 00:07:06.850 --> 00:07:06.860 align:start position:0% of social responsibility rewarded by 00:07:06.860 --> 00:07:07.439 align:start position:0% of social responsibility rewarded by their<00:07:07.010> thank 00:07:07.439 --> 00:07:07.449 align:start position:0% their thank 00:07:07.449 --> 00:07:10.709 align:start position:0% their thank here's<00:07:08.159> the<00:07:09.159> I<00:07:09.189> possess<00:07:09.729> the<00:07:09.849> specifics<00:07:10.419> level 00:07:10.709 --> 00:07:10.719 align:start position:0% here's the I possess the specifics level 00:07:10.719 --> 00:07:12.260 align:start position:0% here's the I possess the specifics level understanding<00:07:10.930> of<00:07:11.379> the<00:07:11.469> I<00:07:11.499> realize<00:07:11.949> user 00:07:12.260 --> 00:07:12.270 align:start position:0% understanding of the I realize user 00:07:12.270 --> 00:07:14.580 align:start position:0% understanding of the I realize user performing<00:07:13.270> set<00:07:13.509> by<00:07:13.719> social<00:07:14.110> infrastructure 00:07:14.580 --> 00:07:14.590 align:start position:0% performing set by social infrastructure 00:07:14.590 --> 00:07:17.590 align:start position:0% performing set by social infrastructure roles<00:07:14.979> while<00:07:15.639> minimizing<00:07:16.300> the<00:07:16.330> role<00:07:16.479> of 00:07:17.590 --> 00:07:17.600 align:start position:0% roles while minimizing the role of 00:07:17.600 --> 00:07:19.930 align:start position:0% roles while minimizing the role of interactions<00:07:18.500> with<00:07:18.620> me<00:07:18.830> doubt<00:07:19.010> these 00:07:19.930 --> 00:07:19.940 align:start position:0% interactions with me doubt these 00:07:19.940 --> 00:07:21.670 align:start position:0% interactions with me doubt these interactions<00:07:20.630> are<00:07:20.750> often<00:07:20.930> being<00:07:21.200> referred<00:07:21.260> to 00:07:21.670 --> 00:07:21.680 align:start position:0% interactions are often being referred to 00:07:21.680 --> 00:07:24.100 align:start position:0% interactions are often being referred to increasingly<00:07:22.160> as<00:07:22.400> being<00:07:22.610> emotion<00:07:23.030> appear<00:07:23.330> in 00:07:24.100 --> 00:07:24.110 align:start position:0% increasingly as being emotion appear in 00:07:24.110 --> 00:07:27.130 align:start position:0% increasingly as being emotion appear in Turkey<00:07:24.730> so<00:07:25.730> I<00:07:25.760> regard<00:07:26.180> you<00:07:26.330> that<00:07:26.660> too<00:07:26.870> in<00:07:27.020> this 00:07:27.130 --> 00:07:27.140 align:start position:0% Turkey so I regard you that too in this 00:07:27.140 --> 00:07:28.840 align:start position:0% Turkey so I regard you that too in this context<00:07:27.650> is<00:07:27.800> much<00:07:28.010> more<00:07:28.250> than<00:07:28.490> just<00:07:28.520> a 00:07:28.840 --> 00:07:28.850 align:start position:0% context is much more than just a 00:07:28.850 --> 00:07:31.270 align:start position:0% context is much more than just a directional<00:07:29.600> message<00:07:30.170> it's<00:07:30.620> not<00:07:30.800> just<00:07:31.040> from 00:07:31.270 --> 00:07:31.280 align:start position:0% directional message it's not just from 00:07:31.280 --> 00:07:33.700 align:start position:0% directional message it's not just from here<00:07:31.550> to<00:07:31.580> here<00:07:32.060> it's<00:07:32.630> also<00:07:32.810> a<00:07:32.960> placeholder<00:07:33.260> for 00:07:33.700 --> 00:07:33.710 align:start position:0% here to here it's also a placeholder for 00:07:33.710 --> 00:07:36.040 align:start position:0% here to here it's also a placeholder for the<00:07:33.950> cemetery<00:07:34.400> company<00:07:35.030> and<00:07:35.270> I<00:07:35.780> would<00:07:35.930> argue 00:07:36.040 --> 00:07:36.050 align:start position:0% the cemetery company and I would argue 00:07:36.050 --> 00:07:37.150 align:start position:0% the cemetery company and I would argue that<00:07:36.260> the<00:07:36.530> peas 00:07:37.150 --> 00:07:37.160 align:start position:0% that the peas 00:07:37.160 --> 00:07:38.980 align:start position:0% that the peas actually<00:07:37.760> color<00:07:38.060> really<00:07:38.300> an<00:07:38.480> adequate 00:07:38.980 --> 00:07:38.990 align:start position:0% actually color really an adequate 00:07:38.990 --> 00:07:40.690 align:start position:0% actually color really an adequate signifier<00:07:39.500> for<00:07:39.860> different<00:07:40.190> types<00:07:40.400> of<00:07:40.520> user 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align:start position:0% sharing files without a second server now<00:07:49.040> thats<00:07:49.370> increasingly<00:07:49.880> seeing<00:07:50.150> use<00:07:50.420> to 00:07:50.770 --> 00:07:50.780 align:start position:0% now thats increasingly seeing use to 00:07:50.780 --> 00:07:52.930 align:start position:0% now thats increasingly seeing use to gain<00:07:50.990> traction<00:07:51.380> and<00:07:51.950> a<00:07:52.100> wide<00:07:52.370> range<00:07:52.760> of 00:07:52.930 --> 00:07:52.940 align:start position:0% gain traction and a wide range of 00:07:52.940 --> 00:07:56.140 align:start position:0% gain traction and a wide range of associated<00:07:53.450> activity<00:07:54.430> remittances<00:07:55.430> lending 00:07:56.140 --> 00:07:56.150 align:start position:0% associated activity remittances lending 00:07:56.150 --> 00:07:58.630 align:start position:0% associated activity remittances lending watching<00:07:56.870> and<00:07:57.470> of<00:07:57.590> course<00:07:57.620> digital<00:07:58.070> wallets 00:07:58.630 --> 00:07:58.640 align:start position:0% watching and of course digital wallets 00:07:58.640 --> 00:08:01.090 align:start position:0% watching and of course digital wallets the<00:07:59.090> proprietor<00:07:59.780> infrastructure<00:08:00.410> governance 00:08:01.090 --> 00:08:01.100 align:start position:0% the proprietor infrastructure governance 00:08:01.100 --> 00:08:03.820 align:start position:0% the proprietor infrastructure governance practice<00:08:01.490> by<00:08:01.820> central<00:08:02.270> in<00:08:02.540> areas<00:08:02.810> such<00:08:03.800> as 00:08:03.820 --> 00:08:03.830 align:start position:0% practice by central in areas such as 00:08:03.830 --> 00:08:07.390 align:start position:0% practice by central in areas such as function<00:08:04.280> in<00:08:05.240> a<00:08:05.390> social<00:08:05.690> context<00:08:06.350> when<00:08:07.130> we<00:08:07.220> use 00:08:07.390 --> 00:08:07.400 align:start position:0% function in a social context when we use 00:08:07.400 --> 00:08:10.420 align:start position:0% function in a social context when we use the<00:08:07.610> word<00:08:07.640> here<00:08:08.150> or<00:08:08.330> we<00:08:08.420> associated<00:08:08.990> with<00:08:09.350> some 00:08:10.420 --> 00:08:10.430 align:start position:0% the word here or we associated with some 00:08:10.430 --> 00:08:12.920 align:start position:0% the word here or we associated with some quality<00:08:11.430> something<00:08:12.090> that<00:08:12.330> they<00:08:12.450> are<00:08:12.480> for 00:08:12.920 --> 00:08:12.930 align:start position:0% quality something that they are for 00:08:12.930 --> 00:08:16.040 align:start position:0% quality something that they are for example<00:08:12.990> leans<00:08:13.889> heavily<00:08:14.160> into<00:08:14.790> and<00:08:15.060> this<00:08:15.780> I 00:08:16.040 --> 00:08:16.050 align:start position:0% example leans heavily into and this I 00:08:16.050 --> 00:08:17.810 align:start position:0% example leans heavily into and this I would<00:08:16.290> argue<00:08:16.410> is<00:08:16.710> not<00:08:16.920> really<00:08:17.310> an<00:08:17.400> accurate 00:08:17.810 --> 00:08:17.820 align:start position:0% would argue is not really an accurate 00:08:17.820 --> 00:08:18.980 align:start position:0% would argue is not really an accurate representation<00:08:18.180> of<00:08:18.600> the<00:08:18.840> relationship 00:08:18.980 --> 00:08:18.990 align:start position:0% representation of the relationship 00:08:18.990 --> 00:08:22.879 align:start position:0% representation of the relationship between<00:08:19.590> most<00:08:20.280> peers<00:08:21.260> that<00:08:22.260> this<00:08:22.500> app<00:08:22.710> is 00:08:22.879 --> 00:08:22.889 align:start position:0% between most peers that this app is 00:08:22.889 --> 00:08:26.440 align:start position:0% between most peers that this app is trying<00:08:23.040> to<00:08:23.280> connect<00:08:24.320> so<00:08:25.320> many<00:08:25.500> more<00:08:25.710> like<00:08:25.919> this 00:08:26.440 --> 00:08:26.450 align:start position:0% trying to connect so many more like this 00:08:26.450 --> 00:08:29.840 align:start position:0% trying to connect so many more like this the<00:08:27.450> socio-economic<00:08:27.840> cup<00:08:28.470> so<00:08:28.919> yeah<00:08:29.310> finally 00:08:29.840 --> 00:08:29.850 align:start position:0% the socio-economic cup so yeah finally 00:08:29.850 --> 00:08:31.970 align:start position:0% the socio-economic cup so yeah finally socially<00:08:30.270> mounted<00:08:30.600> maybe<00:08:30.780> the<00:08:30.960> two<00:08:31.139> in<00:08:31.440> the<00:08:31.560> PT 00:08:31.970 --> 00:08:31.980 align:start position:0% socially mounted maybe the two in the PT 00:08:31.980 --> 00:08:33.860 align:start position:0% socially mounted maybe the two in the PT represents<00:08:32.580> the<00:08:32.700> relationship<00:08:33.180> but<00:08:33.690> there 00:08:33.860 --> 00:08:33.870 align:start position:0% represents the relationship but there 00:08:33.870 --> 00:08:37.820 align:start position:0% represents the relationship but there has<00:08:34.229> some<00:08:34.409> company<00:08:35.960> so<00:08:36.960> not<00:08:37.110> only<00:08:37.229> do<00:08:37.650> they<00:08:37.680> in 00:08:37.820 --> 00:08:37.830 align:start position:0% has some company so not only do they in 00:08:37.830 --> 00:08:39.320 align:start position:0% has some company so not only do they in relationship<00:08:38.370> to<00:08:38.400> each<00:08:38.550> other<00:08:38.669> but<00:08:38.969> else<00:08:39.210> the 00:08:39.320 --> 00:08:39.330 align:start position:0% relationship to each other but else the 00:08:39.330 --> 00:08:41.450 align:start position:0% relationship to each other but else the relationship<00:08:39.870> to<00:08:39.960> the<00:08:40.050> two<00:08:40.229> so<00:08:40.950> I<00:08:40.979> asked 00:08:41.450 --> 00:08:41.460 align:start position:0% relationship to the two so I asked 00:08:41.460 --> 00:08:43.430 align:start position:0% relationship to the two so I asked drivers<00:08:41.640> Indonesia<00:08:42.330> about<00:08:42.810> the<00:08:42.930> relationship 00:08:43.430 --> 00:08:43.440 align:start position:0% drivers Indonesia about the relationship 00:08:43.440 --> 00:08:45.710 align:start position:0% drivers Indonesia about the relationship to<00:08:43.620> my<00:08:43.710> company<00:08:44.039> the<00:08:44.219> tires<00:08:44.460> words<00:08:44.850> explains 00:08:45.710 --> 00:08:45.720 align:start position:0% to my company the tires words explains 00:08:45.720 --> 00:08:47.150 align:start position:0% to my company the tires words explains to<00:08:45.839> me<00:08:45.870> that<00:08:45.990> they<00:08:46.230> are<00:08:46.260> meets<00:08:46.589> up<00:08:46.770> meeting 00:08:47.150 --> 00:08:47.160 align:start position:0% to me that they are meets up meeting 00:08:47.160 --> 00:08:49.760 align:start position:0% to me that they are meets up meeting premise<00:08:47.580> and<00:08:48.300> during<00:08:48.570> the<00:08:48.630> focus<00:08:48.810> group<00:08:49.140> one 00:08:49.760 --> 00:08:49.770 align:start position:0% premise and during the focus group one 00:08:49.770 --> 00:08:51.410 align:start position:0% premise and during the focus group one of<00:08:49.890> the<00:08:49.950> dragon<00:08:50.370> truck<00:08:50.550> to<00:08:50.640> the<00:08:50.730> scene<00:08:50.910> but 00:08:51.410 --> 00:08:51.420 align:start position:0% of the dragon truck to the scene but 00:08:51.420 --> 00:08:53.870 align:start position:0% of the dragon truck to the scene but we've<00:08:51.570> never<00:08:51.720> met<00:08:52.070> just<00:08:53.070> to<00:08:53.220> be<00:08:53.339> clear<00:08:53.370> and 00:08:53.870 --> 00:08:53.880 align:start position:0% we've never met just to be clear and 00:08:53.880 --> 00:08:55.910 align:start position:0% we've never met just to be clear and this<00:08:54.660> relationship<00:08:55.110> which<00:08:55.320> with<00:08:55.470> Dragons 00:08:55.910 --> 00:08:55.920 align:start position:0% this relationship which with Dragons 00:08:55.920 --> 00:08:57.410 align:start position:0% this relationship which with Dragons leader<00:08:56.250> is<00:08:56.520> not<00:08:56.760> in<00:08:56.880> fact<00:08:57.150> that<00:08:57.330> you've 00:08:57.410 --> 00:08:57.420 align:start position:0% leader is not in fact that you've 00:08:57.420 --> 00:08:58.730 align:start position:0% leader is not in fact that you've encouraged<00:08:57.870> them<00:08:58.020> but<00:08:58.170> they<00:08:58.320> like<00:08:58.500> to<00:08:58.680> play 00:08:58.730 --> 00:08:58.740 align:start position:0% encouraged them but they like to play 00:08:58.740 --> 00:09:01.700 align:start position:0% encouraged them but they like to play leader<00:08:59.190> from<00:08:59.700> acacia<00:08:59.970> material<00:09:00.570> it<00:09:01.290> for<00:09:01.620> the 00:09:01.700 --> 00:09:01.710 align:start position:0% leader from acacia material it for the 00:09:01.710 --> 00:09:03.290 align:start position:0% leader from acacia material it for the company<00:09:02.040> as<00:09:02.160> the<00:09:02.280> transactions<00:09:02.850> made<00:09:03.060> by<00:09:03.240> the 00:09:03.290 --> 00:09:03.300 align:start position:0% company as the transactions made by the 00:09:03.300 --> 00:09:05.690 align:start position:0% company as the transactions made by the customers<00:09:03.839> are<00:09:03.990> profitable<00:09:04.440> and<00:09:05.130> thus<00:09:05.460> the 00:09:05.690 --> 00:09:05.700 align:start position:0% customers are profitable and thus the 00:09:05.700 --> 00:09:07.460 align:start position:0% customers are profitable and thus the drivers<00:09:06.120> become<00:09:06.270> the<00:09:06.750> tools<00:09:06.990> to<00:09:07.260> provide 00:09:07.460 --> 00:09:07.470 align:start position:0% drivers become the tools to provide 00:09:07.470 --> 00:09:11.930 align:start position:0% drivers become the tools to provide customers<00:09:07.980> free<00:09:08.190> services<00:09:10.430> so<00:09:11.430> in<00:09:11.550> contrast 00:09:11.930 --> 00:09:11.940 align:start position:0% customers free services so in contrast 00:09:11.940 --> 00:09:14.249 align:start position:0% customers free services so in contrast the<00:09:12.210> is<00:09:12.630> magnetized 00:09:14.249 --> 00:09:14.259 align:start position:0% the is magnetized 00:09:14.259 --> 00:09:16.469 align:start position:0% the is magnetized some<00:09:14.709> areas<00:09:15.160> have<00:09:15.189> specific<00:09:15.819> mechanisms<00:09:16.359> and 00:09:16.469 --> 00:09:16.479 align:start position:0% some areas have specific mechanisms and 00:09:16.479 --> 00:09:18.780 align:start position:0% some areas have specific mechanisms and interfaces<00:09:17.079> in<00:09:17.319> fact<00:09:17.559> deliberately<00:09:18.189> skew<00:09:18.639> the 00:09:18.780 --> 00:09:18.790 align:start position:0% interfaces in fact deliberately skew the 00:09:18.790 --> 00:09:20.519 align:start position:0% interfaces in fact deliberately skew the relationship<00:09:19.329> between<00:09:19.869> the<00:09:20.169> potential 00:09:20.519 --> 00:09:20.529 align:start position:0% relationship between the potential 00:09:20.529 --> 00:09:22.559 align:start position:0% relationship between the potential appears<00:09:20.859> towards<00:09:21.129> configured<00:09:21.939> inequality 00:09:22.559 --> 00:09:22.569 align:start position:0% appears towards configured inequality 00:09:22.569 --> 00:09:24.599 align:start position:0% appears towards configured inequality there's<00:09:23.379> incentivizing<00:09:24.129> drivers<00:09:24.459> some 00:09:24.599 --> 00:09:24.609 align:start position:0% there's incentivizing drivers some 00:09:24.609 --> 00:09:27.650 align:start position:0% there's incentivizing drivers some excellent<00:09:24.910> tips<00:09:25.239> and<00:09:25.660> first<00:09:25.959> one<00:09:26.169> and<00:09:27.009> is 00:09:27.650 --> 00:09:27.660 align:start position:0% excellent tips and first one and is 00:09:27.660 --> 00:09:29.819 align:start position:0% excellent tips and first one and is incentive<00:09:28.660> tiers<00:09:29.139> where<00:09:29.439> they<00:09:29.559> can<00:09:29.709> achieve 00:09:29.819 --> 00:09:29.829 align:start position:0% incentive tiers where they can achieve 00:09:29.829 --> 00:09:32.519 align:start position:0% incentive tiers where they can achieve bonuses<00:09:30.519> are<00:09:31.089> called<00:09:31.389> bonuses<00:09:31.839> for<00:09:31.989> artifact 00:09:32.519 --> 00:09:32.529 align:start position:0% bonuses are called bonuses for artifact 00:09:32.529 --> 00:09:34.679 align:start position:0% bonuses are called bonuses for artifact or<00:09:32.679> the<00:09:32.769> important<00:09:33.399> element<00:09:33.970> of<00:09:34.149> the<00:09:34.389> doing 00:09:34.679 --> 00:09:34.689 align:start position:0% or the important element of the doing 00:09:34.689 --> 00:09:37.919 align:start position:0% or the important element of the doing otherwise<00:09:35.199> to<00:09:35.470> be<00:09:35.769> sustainable<00:09:36.220> job<00:09:36.429> so<00:09:37.119> it's 00:09:37.919 --> 00:09:37.929 align:start position:0% otherwise to be sustainable job so it's 00:09:37.929 --> 00:09:40.199 align:start position:0% otherwise to be sustainable job so it's completely<00:09:38.699> compulsory<00:09:39.699> is<00:09:39.819> reached<00:09:40.059> in 00:09:40.199 --> 00:09:40.209 align:start position:0% completely compulsory is reached in 00:09:40.209 --> 00:09:43.259 align:start position:0% completely compulsory is reached in everyday<00:09:41.009> items<00:09:42.009> great<00:09:42.189> drivers<00:09:42.699> so<00:09:42.970> what<00:09:43.179> is 00:09:43.259 --> 00:09:43.269 align:start position:0% everyday items great drivers so what is 00:09:43.269 --> 00:09:44.939 align:start position:0% everyday items great drivers so what is the<00:09:43.449> question<00:09:43.809> of<00:09:44.079> millimeters<00:09:44.619> with<00:09:44.829> my 00:09:44.939 --> 00:09:44.949 align:start position:0% the question of millimeters with my 00:09:44.949 --> 00:09:47.069 align:start position:0% the question of millimeters with my thumb<00:09:45.249> to<00:09:45.429> slap<00:09:45.639> on<00:09:45.939> can<00:09:46.600> be<00:09:46.749> the<00:09:46.929> difference 00:09:47.069 --> 00:09:47.079 align:start position:0% thumb to slap on can be the difference 00:09:47.079 --> 00:09:48.869 align:start position:0% thumb to slap on can be the difference between<00:09:47.350> continuing<00:09:48.129> a<00:09:48.220> job<00:09:48.429> and<00:09:48.729> being 00:09:48.869 --> 00:09:48.879 align:start position:0% between continuing a job and being 00:09:48.879 --> 00:09:50.819 align:start position:0% between continuing a job and being banned<00:09:49.119> from<00:09:49.239> the<00:09:49.389> app<00:09:49.629> if<00:09:50.079> it's<00:09:50.379> a<00:09:50.439> book<00:09:50.589> it<00:09:50.739> on 00:09:50.819 --> 00:09:50.829 align:start position:0% banned from the app if it's a book it on 00:09:50.829 --> 00:09:55.559 align:start position:0% banned from the app if it's a book it on my<00:09:50.919> star<00:09:52.559> rating<00:09:53.669> the<00:09:54.669> apples<00:09:54.999> assets<00:09:55.329> roots 00:09:55.559 --> 00:09:55.569 align:start position:0% my star rating the apples assets roots 00:09:55.569 --> 00:09:57.629 align:start position:0% my star rating the apples assets roots of<00:09:55.720> price<00:09:55.929> and<00:09:56.319> because<00:09:56.889> of<00:09:56.919> the<00:09:57.129> mechanisms 00:09:57.629 --> 00:09:57.639 align:start position:0% of price and because of the mechanisms 00:09:57.639 --> 00:09:59.429 align:start position:0% of price and because of the mechanisms of<00:09:57.759> quite<00:09:57.999> a<00:09:58.029> few<00:09:58.539> seconds<00:09:58.929> to<00:09:59.019> decide<00:09:59.259> whether 00:09:59.429 --> 00:09:59.439 align:start position:0% of quite a few seconds to decide whether 00:09:59.439 --> 00:10:01.739 align:start position:0% of quite a few seconds to decide whether not<00:09:59.619> to<00:09:59.649> accept<00:09:59.979> them<00:10:00.220> so<00:10:00.429> drivers<00:10:01.209> don't<00:10:01.449> have 00:10:01.739 --> 00:10:01.749 align:start position:0% not to accept them so drivers don't have 00:10:01.749 --> 00:10:04.259 align:start position:0% not to accept them so drivers don't have a<00:10:01.929> chance<00:10:02.439> to<00:10:02.829> make<00:10:03.009> a<00:10:03.039> decision<00:10:03.579> about<00:10:03.729> it<00:10:04.059> and 00:10:04.259 --> 00:10:04.269 align:start position:0% a chance to make a decision about it and 00:10:04.269 --> 00:10:06.929 align:start position:0% a chance to make a decision about it and one<00:10:04.359> piece<00:10:04.539> one<00:10:04.749> person<00:10:05.019> pointed<00:10:05.319> up<00:10:05.939> because 00:10:06.929 --> 00:10:06.939 align:start position:0% one piece one person pointed up because 00:10:06.939 --> 00:10:08.969 align:start position:0% one piece one person pointed up because of<00:10:07.059> my<00:10:07.119> smartphone<00:10:07.449> is<00:10:07.629> some<00:10:07.869> oh<00:10:07.929> crap<00:10:08.169> this 00:10:08.969 --> 00:10:08.979 align:start position:0% of my smartphone is some oh crap this 00:10:08.979 --> 00:10:10.949 align:start position:0% of my smartphone is some oh crap this interface<00:10:09.489> goes<00:10:09.699> beyond<00:10:10.029> wreck<00:10:10.419> you<00:10:10.629> can<00:10:10.749> see 00:10:10.949 --> 00:10:10.959 align:start position:0% interface goes beyond wreck you can see 00:10:10.959 --> 00:10:12.449 align:start position:0% interface goes beyond wreck you can see where<00:10:11.139> he<00:10:11.229> was<00:10:11.410> going<00:10:11.499> so<00:10:11.889> I<00:10:12.009> have<00:10:12.220> to<00:10:12.339> click 00:10:12.449 --> 00:10:12.459 align:start position:0% where he was going so I have to click 00:10:12.459 --> 00:10:14.129 align:start position:0% where he was going so I have to click before<00:10:12.910> you<00:10:12.970> know<00:10:13.149> where<00:10:13.359> this<00:10:13.479> is<00:10:13.539> going<00:10:13.869> or 00:10:14.129 --> 00:10:14.139 align:start position:0% before you know where this is going or 00:10:14.139 --> 00:10:14.560 align:start position:0% before you know where this is going or how<00:10:14.229> much 00:10:14.560 --> 00:10:14.570 align:start position:0% how much 00:10:14.570 --> 00:10:18.670 align:start position:0% how much on<00:10:14.990> it<00:10:15.850> finally<00:10:16.900> cancellations<00:10:17.900> drivers<00:10:18.530> to 00:10:18.670 --> 00:10:18.680 align:start position:0% on it finally cancellations drivers to 00:10:18.680 --> 00:10:22.730 align:start position:0% on it finally cancellations drivers to maximum<00:10:19.100> castle<00:10:19.490> 25%<00:10:20.210> of<00:10:20.270> orders 00:10:22.730 --> 00:10:22.740 align:start position:0% 00:10:22.740 --> 00:10:24.889 align:start position:0% this<00:10:23.100> means<00:10:23.339> that<00:10:23.490> drivers<00:10:24.360> typically<00:10:24.779> will 00:10:24.889 --> 00:10:24.899 align:start position:0% this means that drivers typically will 00:10:24.899 --> 00:10:26.560 align:start position:0% this means that drivers typically will ask<00:10:25.080> customer<00:10:25.740> hassle 00:10:26.560 --> 00:10:26.570 align:start position:0% ask customer hassle 00:10:26.570 --> 00:10:29.560 align:start position:0% ask customer hassle don't<00:10:26.720> take<00:10:27.020> the<00:10:27.110> trip<00:10:27.350> it's<00:10:28.250> fine<00:10:28.460> the<00:10:29.360> app 00:10:29.560 --> 00:10:29.570 align:start position:0% don't take the trip it's fine the app 00:10:29.570 --> 00:10:31.480 align:start position:0% don't take the trip it's fine the app then<00:10:29.780> it<00:10:29.870> just<00:10:30.080> a<00:10:30.170> new<00:10:30.290> but<00:10:30.500> you're<00:10:30.650> going<00:10:30.890> pain 00:10:31.480 --> 00:10:31.490 align:start position:0% then it just a new but you're going pain 00:10:31.490 --> 00:10:33.280 align:start position:0% then it just a new but you're going pain did<00:10:31.730> the<00:10:31.850> try<00:10:32.030> rested<00:10:32.480> pencil<00:10:32.900> when<00:10:33.170> you're 00:10:33.280 --> 00:10:33.290 align:start position:0% did the try rested pencil when you're 00:10:33.290 --> 00:10:36.190 align:start position:0% did the try rested pencil when you're trying<00:10:33.410> to<00:10:33.500> pencil<00:10:34.030> that<00:10:35.030> and<00:10:35.390> it<00:10:35.810> turns<00:10:35.990> out 00:10:36.190 --> 00:10:36.200 align:start position:0% trying to pencil that and it turns out 00:10:36.200 --> 00:10:37.690 align:start position:0% trying to pencil that and it turns out when<00:10:36.440> you<00:10:36.590> click<00:10:36.830> it<00:10:36.920> they<00:10:37.130> will<00:10:37.220> be<00:10:37.280> suspended 00:10:37.690 --> 00:10:37.700 align:start position:0% when you click it they will be suspended 00:10:37.700 --> 00:10:39.820 align:start position:0% when you click it they will be suspended it<00:10:38.450> doesn't<00:10:38.750> tell<00:10:38.930> you<00:10:39.020> but<00:10:39.470> they<00:10:39.560> will<00:10:39.710> be 00:10:39.820 --> 00:10:39.830 align:start position:0% it doesn't tell you but they will be 00:10:39.830 --> 00:10:43.210 align:start position:0% it doesn't tell you but they will be suspended<00:10:40.450> they<00:10:41.450> later<00:10:41.750> on<00:10:41.990> it's<00:10:42.620> the<00:10:42.830> Volta 00:10:43.210 --> 00:10:43.220 align:start position:0% suspended they later on it's the Volta 00:10:43.220 --> 00:10:45.310 align:start position:0% suspended they later on it's the Volta infer<00:10:43.610> them<00:10:43.820> to<00:10:43.970> this<00:10:44.090> entire<00:10:44.480> and<00:10:44.810> a<00:10:44.870> list<00:10:45.140> of 00:10:45.310 --> 00:10:45.320 align:start position:0% infer them to this entire and a list of 00:10:45.320 --> 00:10:48.870 align:start position:0% infer them to this entire and a list of pictograms<00:10:45.890> which<00:10:46.820> say<00:10:47.510> anything<00:10:47.840> from<00:10:48.170> I 00:10:48.870 --> 00:10:48.880 align:start position:0% pictograms which say anything from I 00:10:48.880 --> 00:10:51.160 align:start position:0% pictograms which say anything from I reached<00:10:49.880> the<00:10:50.000> drivers<00:10:50.420> drivers<00:10:50.750> really<00:10:50.870> far 00:10:51.160 --> 00:10:51.170 align:start position:0% reached the drivers drivers really far 00:10:51.170 --> 00:10:54.700 align:start position:0% reached the drivers drivers really far away<00:10:52.510> you<00:10:53.510> know<00:10:53.630> a<00:10:53.750> whole<00:10:53.990> variety<00:10:54.380> of 00:10:54.700 --> 00:10:54.710 align:start position:0% away you know a whole variety of 00:10:54.710 --> 00:10:56.470 align:start position:0% away you know a whole variety of different<00:10:54.770> options<00:10:55.400> for<00:10:55.700> you<00:10:55.850> to<00:10:55.880> cancel<00:10:56.360> with 00:10:56.470 --> 00:10:56.480 align:start position:0% different options for you to cancel with 00:10:56.480 --> 00:10:59.110 align:start position:0% different options for you to cancel with and<00:10:56.780> basically<00:10:57.530> a<00:10:57.860> minefield<00:10:58.520> about<00:10:58.850> gold 00:10:59.110 --> 00:10:59.120 align:start position:0% and basically a minefield about gold 00:10:59.120 --> 00:11:00.640 align:start position:0% and basically a minefield about gold with<00:10:59.240> consequences<00:10:59.750> between<00:11:00.200> you<00:11:00.380> and<00:11:00.560> the 00:11:00.640 --> 00:11:00.650 align:start position:0% with consequences between you and the 00:11:00.650 --> 00:11:03.880 align:start position:0% with consequences between you and the driver<00:11:00.850> so<00:11:01.850> not<00:11:02.000> only<00:11:02.330> uses<00:11:03.110> which<00:11:03.230> OPP 00:11:03.880 --> 00:11:03.890 align:start position:0% driver so not only uses which OPP 00:11:03.890 --> 00:11:06.820 align:start position:0% driver so not only uses which OPP conceal<00:11:04.820> these<00:11:04.970> embedded<00:11:05.480> inequalities<00:11:06.230> but 00:11:06.820 --> 00:11:06.830 align:start position:0% conceal these embedded inequalities but 00:11:06.830 --> 00:11:08.590 align:start position:0% conceal these embedded inequalities but it<00:11:06.950> off<00:11:07.220> the<00:11:07.430> state's<00:11:07.700> the<00:11:07.880> role<00:11:08.120> of<00:11:08.300> the<00:11:08.390> two 00:11:08.590 --> 00:11:08.600 align:start position:0% it off the state's the role of the two 00:11:08.600 --> 00:11:10.480 align:start position:0% it off the state's the role of the two into<00:11:08.930> five<00:11:09.140> in<00:11:09.440> terms<00:11:09.590> of<00:11:09.800> the<00:11:09.920> relationship 00:11:10.480 --> 00:11:10.490 align:start position:0% into five in terms of the relationship 00:11:10.490 --> 00:11:14.320 align:start position:0% into five in terms of the relationship which<00:11:10.670> communities<00:11:11.180> agrees<00:11:12.790> so<00:11:13.790> it's 00:11:14.320 --> 00:11:14.330 align:start position:0% which communities agrees so it's 00:11:14.330 --> 00:11:15.820 align:start position:0% which communities agrees so it's important<00:11:14.690> to<00:11:14.750> stress<00:11:15.020> that<00:11:15.050> users<00:11:15.500> were<00:11:15.650> not 00:11:15.820 --> 00:11:15.830 align:start position:0% important to stress that users were not 00:11:15.830 --> 00:11:18.460 align:start position:0% important to stress that users were not are<00:11:16.070> selling<00:11:16.430> passive<00:11:16.910> consumers<00:11:17.390> there<00:11:18.350> are 00:11:18.460 --> 00:11:18.470 align:start position:0% are selling passive consumers there are 00:11:18.470 --> 00:11:20.800 align:start position:0% are selling passive consumers there are many<00:11:18.680> examples<00:11:18.800> of<00:11:19.190> resistance<00:11:19.670> to<00:11:20.510> these<00:11:20.600> out 00:11:20.800 --> 00:11:20.810 align:start position:0% many examples of resistance to these out 00:11:20.810 --> 00:11:23.230 align:start position:0% many examples of resistance to these out mechanisms<00:11:21.380> a<00:11:21.560> brief<00:11:22.130> story<00:11:22.400> about<00:11:22.760> one<00:11:23.030> man 00:11:23.230 --> 00:11:23.240 align:start position:0% mechanisms a brief story about one man 00:11:23.240 --> 00:11:26.630 align:start position:0% mechanisms a brief story about one man finds<00:11:23.620> his<00:11:24.620> brother<00:11:25.130> died 00:11:26.630 --> 00:11:26.640 align:start position:0% finds his brother died 00:11:26.640 --> 00:11:29.329 align:start position:0% finds his brother died village<00:11:27.170> to<00:11:28.170> be<00:11:28.290> a<00:11:28.320> participant<00:11:28.769> in<00:11:28.950> funeral 00:11:29.329 --> 00:11:29.339 align:start position:0% village to be a participant in funeral 00:11:29.339 --> 00:11:30.800 align:start position:0% village to be a participant in funeral arrangements<00:11:29.880> when<00:11:30.209> it<00:11:30.300> came<00:11:30.420> back<00:11:30.480> to 00:11:30.800 --> 00:11:30.810 align:start position:0% arrangements when it came back to 00:11:30.810 --> 00:11:32.710 align:start position:0% arrangements when it came back to junction<00:11:31.110> where<00:11:31.380> my<00:11:31.500> research<00:11:31.649> in<00:11:31.890> place<00:11:32.130> a 00:11:32.710 --> 00:11:32.720 align:start position:0% junction where my research in place a 00:11:32.720 --> 00:11:34.850 align:start position:0% junction where my research in place a journalist<00:11:33.720> out<00:11:33.899> that<00:11:34.140> he<00:11:34.200> found<00:11:34.470> it<00:11:34.620> wasn't 00:11:34.850 --> 00:11:34.860 align:start position:0% journalist out that he found it wasn't 00:11:34.860 --> 00:11:36.920 align:start position:0% journalist out that he found it wasn't receiving<00:11:35.370> words<00:11:35.670> not<00:11:36.480> there<00:11:36.600> driving<00:11:36.810> around 00:11:36.920 --> 00:11:36.930 align:start position:0% receiving words not there driving around 00:11:36.930 --> 00:11:39.230 align:start position:0% receiving words not there driving around an<00:11:37.200> entire<00:11:37.320> day<00:11:37.680> receiving<00:11:38.310> new<00:11:38.430> orders<00:11:38.760> calls 00:11:39.230 --> 00:11:39.240 align:start position:0% an entire day receiving new orders calls 00:11:39.240 --> 00:11:41.690 align:start position:0% an entire day receiving new orders calls customer<00:11:40.050> service<00:11:40.380> and<00:11:40.620> they<00:11:41.399> told<00:11:41.610> me 00:11:41.690 --> 00:11:41.700 align:start position:0% customer service and they told me 00:11:41.700 --> 00:11:43.160 align:start position:0% customer service and they told me there's<00:11:41.850> no<00:11:41.940> problem<00:11:42.089> this<00:11:42.660> is<00:11:42.810> a<00:11:42.870> journey 00:11:43.160 --> 00:11:43.170 align:start position:0% there's no problem this is a journey 00:11:43.170 --> 00:11:43.910 align:start position:0% there's no problem this is a journey just<00:11:43.380> like 00:11:43.910 --> 00:11:43.920 align:start position:0% just like 00:11:43.920 --> 00:11:46.340 align:start position:0% just like carry<00:11:44.190> on<00:11:44.279> and<00:11:44.579> after<00:11:45.420> about<00:11:45.630> 20<00:11:45.899> days<00:11:46.050> of<00:11:46.200> this 00:11:46.340 --> 00:11:46.350 align:start position:0% carry on and after about 20 days of this 00:11:46.350 --> 00:11:48.560 align:start position:0% carry on and after about 20 days of this finally<00:11:47.250> and<00:11:47.490> I<00:11:47.550> gave<00:11:47.730> up<00:11:47.880> and<00:11:48.240> stole<00:11:48.420> his 00:11:48.560 --> 00:11:48.570 align:start position:0% finally and I gave up and stole his 00:11:48.570 --> 00:11:51.079 align:start position:0% finally and I gave up and stole his account<00:11:48.870> for<00:11:49.410> her<00:11:49.560> all<00:11:49.769> my<00:11:50.370> tax<00:11:50.700> dollars 00:11:51.079 --> 00:11:51.089 align:start position:0% account for her all my tax dollars 00:11:51.089 --> 00:11:53.060 align:start position:0% account for her all my tax dollars this<00:11:52.079> was<00:11:52.200> a<00:11:52.230> pretty<00:11:52.500> cheaper<00:11:52.709> account 00:11:53.060 --> 00:11:53.070 align:start position:0% this was a pretty cheaper account 00:11:53.070 --> 00:11:54.199 align:start position:0% this was a pretty cheaper account because<00:11:53.430> at<00:11:53.610> the<00:11:53.700> moment<00:11:53.730> it<00:11:54.060> wasn't 00:11:54.199 --> 00:11:54.209 align:start position:0% because at the moment it wasn't 00:11:54.209 --> 00:11:56.540 align:start position:0% because at the moment it wasn't receiving<00:11:54.570> any<00:11:54.750> orders<00:11:55.019> but<00:11:55.980> also<00:11:56.160> it<00:11:56.339> was<00:11:56.430> in 00:11:56.540 --> 00:11:56.550 align:start position:0% receiving any orders but also it was in 00:11:56.550 --> 00:11:58.550 align:start position:0% receiving any orders but also it was in this<00:11:56.670> dead<00:11:56.880> brother's<00:11:57.240> name<00:11:57.450> which<00:11:58.110> means<00:11:58.350> he 00:11:58.550 --> 00:11:58.560 align:start position:0% this dead brother's name which means he 00:11:58.560 --> 00:12:00.199 align:start position:0% this dead brother's name which means he was<00:11:58.740> able<00:11:59.040> to<00:11:59.070> change<00:11:59.339> their<00:11:59.550> way<00:11:59.820> to<00:11:59.880> make<00:12:00.089> the 00:12:00.199 --> 00:12:00.209 align:start position:0% was able to change their way to make the 00:12:00.209 --> 00:12:01.939 align:start position:0% was able to change their way to make the contrary<00:12:00.630> he<00:12:00.810> also<00:12:00.930> had<00:12:01.170> to<00:12:01.290> sell<00:12:01.470> his<00:12:01.560> ATM 00:12:01.939 --> 00:12:01.949 align:start position:0% contrary he also had to sell his ATM 00:12:01.949 --> 00:12:04.110 align:start position:0% contrary he also had to sell his ATM card<00:12:02.000> to<00:12:03.000> go<00:12:03.149> witness 00:12:04.110 --> 00:12:04.120 align:start position:0% card to go witness 00:12:04.120 --> 00:12:09.750 align:start position:0% card to go witness extract<00:12:04.930> insurance<00:12:07.440> months<00:12:08.440> later<00:12:08.760> he 00:12:09.750 --> 00:12:09.760 align:start position:0% extract insurance months later he 00:12:09.760 --> 00:12:11.820 align:start position:0% extract insurance months later he recounted<00:12:10.240> to<00:12:10.390> me<00:12:10.540> that<00:12:11.080> the<00:12:11.230> buyer<00:12:11.410> had<00:12:11.650> got 00:12:11.820 --> 00:12:11.830 align:start position:0% recounted to me that the buyer had got 00:12:11.830 --> 00:12:13.230 align:start position:0% recounted to me that the buyer had got in<00:12:11.950> touch<00:12:12.070> with<00:12:12.130> Angelo<00:12:12.610> in<00:12:12.760> Rome<00:12:12.940> and<00:12:13.180> he 00:12:13.230 --> 00:12:13.240 align:start position:0% in touch with Angelo in Rome and he 00:12:13.240 --> 00:12:15.450 align:start position:0% in touch with Angelo in Rome and he finally<00:12:13.570> managed<00:12:13.960> to<00:12:14.050> resuscitate<00:12:14.500> accounts 00:12:15.450 --> 00:12:15.460 align:start position:0% finally managed to resuscitate accounts 00:12:15.460 --> 00:12:17.310 align:start position:0% finally managed to resuscitate accounts meaning<00:12:15.940> of<00:12:16.029> spiny<00:12:16.300> receiving<00:12:16.750> orders<00:12:16.960> again 00:12:17.310 --> 00:12:17.320 align:start position:0% meaning of spiny receiving orders again 00:12:17.320 --> 00:12:20.250 align:start position:0% meaning of spiny receiving orders again the<00:12:18.250> why<00:12:18.430> I<00:12:18.460> didn't<00:12:19.089> come<00:12:19.360> for<00:12:19.930> they<00:12:20.020> call 00:12:20.250 --> 00:12:20.260 align:start position:0% the why I didn't come for they call 00:12:20.260 --> 00:12:23.390 align:start position:0% the why I didn't come for they call therapy<00:12:20.800> and<00:12:21.190> brightly<00:12:21.760> nurse<00:12:21.940> affect<00:12:22.330> health 00:12:23.390 --> 00:12:23.400 align:start position:0% therapy and brightly nurse affect health 00:12:23.400 --> 00:12:25.769 align:start position:0% therapy and brightly nurse affect health count<00:12:24.400> their<00:12:24.610> business<00:12:25.000> attorneys<00:12:25.570> where 00:12:25.769 --> 00:12:25.779 align:start position:0% count their business attorneys where 00:12:25.779 --> 00:12:27.210 align:start position:0% count their business attorneys where drivers<00:12:26.200> to<00:12:26.320> describe<00:12:26.680> a<00:12:26.710> variety<00:12:27.070> of 00:12:27.210 --> 00:12:27.220 align:start position:0% drivers to describe a variety of 00:12:27.220 --> 00:12:29.550 align:start position:0% drivers to describe a variety of practices<00:12:27.839> deployed<00:12:28.839> to<00:12:29.200> training 00:12:29.550 --> 00:12:29.560 align:start position:0% practices deployed to training 00:12:29.560 --> 00:12:31.380 align:start position:0% practices deployed to training algorithms<00:12:30.130> that<00:12:30.279> govern<00:12:30.610> our<00:12:30.730> institution 00:12:31.380 --> 00:12:31.390 align:start position:0% algorithms that govern our institution 00:12:31.390 --> 00:12:33.810 align:start position:0% algorithms that govern our institution with<00:12:31.510> hot<00:12:31.750> water<00:12:31.960> so<00:12:32.950> therapy<00:12:33.400> is<00:12:33.460> a<00:12:33.520> permanent 00:12:33.810 --> 00:12:33.820 align:start position:0% with hot water so therapy is a permanent 00:12:33.820 --> 00:12:35.850 align:start position:0% with hot water so therapy is a permanent to<00:12:34.060> mention<00:12:34.390> it<00:12:34.870> was<00:12:34.990> also<00:12:35.260> continuing 00:12:35.850 --> 00:12:35.860 align:start position:0% to mention it was also continuing 00:12:35.860 --> 00:12:37.870 align:start position:0% to mention it was also continuing practices<00:12:36.520> maintained<00:12:37.000> minutes 00:12:37.870 --> 00:12:37.880 align:start position:0% practices maintained minutes 00:12:37.880 --> 00:12:39.759 align:start position:0% practices maintained minutes accounts<00:12:38.360> because<00:12:38.839> it<00:12:39.050> necessary<00:12:39.470> for<00:12:39.680> the 00:12:39.759 --> 00:12:39.769 align:start position:0% accounts because it necessary for the 00:12:39.769 --> 00:12:41.949 align:start position:0% accounts because it necessary for the job<00:12:39.800> there<00:12:40.550> Chavez<00:12:40.910> government<00:12:41.060> algorithms 00:12:41.949 --> 00:12:41.959 align:start position:0% job there Chavez government algorithms 00:12:41.959 --> 00:12:45.759 align:start position:0% job there Chavez government algorithms me<00:12:43.389> so<00:12:44.389> aside<00:12:45.050> from<00:12:45.110> the<00:12:45.259> relationship 00:12:45.759 --> 00:12:45.769 align:start position:0% me so aside from the relationship 00:12:45.769 --> 00:12:47.620 align:start position:0% me so aside from the relationship brokered<00:12:46.279> by<00:12:46.430> the<00:12:46.490> app<00:12:46.699> customers<00:12:47.389> in<00:12:47.480> terms 00:12:47.620 --> 00:12:47.630 align:start position:0% brokered by the app customers in terms 00:12:47.630 --> 00:12:49.930 align:start position:0% brokered by the app customers in terms work<00:12:48.050> together<00:12:48.290> to<00:12:48.589> grow<00:12:48.740> up<00:12:48.949> a<00:12:49.130> platform<00:12:49.639> in 00:12:49.930 --> 00:12:49.940 align:start position:0% work together to grow up a platform in 00:12:49.940 --> 00:12:53.110 align:start position:0% work together to grow up a platform in this<00:12:50.060> informal<00:12:50.899> arrangement<00:12:51.910> they<00:12:52.910> made 00:12:53.110 --> 00:12:53.120 align:start position:0% this informal arrangement they made 00:12:53.120 --> 00:12:54.970 align:start position:0% this informal arrangement they made ships<00:12:53.329> offline<00:12:53.750> so<00:12:54.199> the<00:12:54.290> drivers<00:12:54.649> have 00:12:54.970 --> 00:12:54.980 align:start position:0% ships offline so the drivers have 00:12:54.980 --> 00:12:56.680 align:start position:0% ships offline so the drivers have worried<00:12:55.190> the<00:12:55.310> twenty<00:12:55.550> percent<00:12:55.579> cuts<00:12:56.060> but<00:12:56.480> the 00:12:56.680 --> 00:12:56.690 align:start position:0% worried the twenty percent cuts but the 00:12:56.690 --> 00:12:58.990 align:start position:0% worried the twenty percent cuts but the app<00:12:56.870> takes<00:12:57.170> on<00:12:57.589> the<00:12:57.740> trips<00:12:57.980> they<00:12:58.759> make 00:12:58.990 --> 00:12:59.000 align:start position:0% app takes on the trips they make 00:12:59.000 --> 00:13:00.790 align:start position:0% app takes on the trips they make additional<00:12:59.420> booking<00:12:59.779> Sedaris<00:13:00.259> to<00:13:00.410> reach<00:13:00.620> that 00:13:00.790 --> 00:13:00.800 align:start position:0% additional booking Sedaris to reach that 00:13:00.800 --> 00:13:02.889 align:start position:0% additional booking Sedaris to reach that last<00:13:01.069> point<00:13:01.730> ear<00:13:02.029> that<00:13:02.209> they<00:13:02.360> need<00:13:02.540> to<00:13:02.569> get 00:13:02.889 --> 00:13:02.899 align:start position:0% last point ear that they need to get 00:13:02.899 --> 00:13:06.189 align:start position:0% last point ear that they need to get their<00:13:03.139> daily<00:13:03.649> bonus<00:13:04.389> they<00:13:05.389> need<00:13:05.600> my<00:13:05.750> transfer 00:13:06.189 --> 00:13:06.199 align:start position:0% their daily bonus they need my transfer 00:13:06.199 --> 00:13:07.749 align:start position:0% their daily bonus they need my transfer drivers<00:13:06.529> when<00:13:06.800> drivers<00:13:07.040> are<00:13:07.190> waiting<00:13:07.459> to<00:13:07.579> take 00:13:07.749 --> 00:13:07.759 align:start position:0% drivers when drivers are waiting to take 00:13:07.759 --> 00:13:09.550 align:start position:0% drivers when drivers are waiting to take the<00:13:07.880> order<00:13:08.180> to<00:13:08.420> get<00:13:08.540> their<00:13:08.690> order<00:13:08.930> mr.<00:13:09.350> Amerson 00:13:09.550 --> 00:13:09.560 align:start position:0% the order to get their order mr. Amerson 00:13:09.560 --> 00:13:12.129 align:start position:0% the order to get their order mr. Amerson is<00:13:09.769> sitting<00:13:10.009> like<00:13:10.600> parents<00:13:11.600> off<00:13:11.810> which<00:13:12.050> would 00:13:12.129 --> 00:13:12.139 align:start position:0% is sitting like parents off which would 00:13:12.139 --> 00:13:12.759 align:start position:0% is sitting like parents off which would come<00:13:12.319> off<00:13:12.440> like<00:13:12.560> that 00:13:12.759 --> 00:13:12.769 align:start position:0% come off like that 00:13:12.769 --> 00:13:16.840 align:start position:0% come off like that buy<00:13:13.220> yourself<00:13:13.339> a<00:13:13.670> coffee<00:13:15.370> but<00:13:16.370> that's<00:13:16.579> kind<00:13:16.790> of 00:13:16.840 --> 00:13:16.850 align:start position:0% buy yourself a coffee but that's kind of 00:13:16.850 --> 00:13:18.430 align:start position:0% buy yourself a coffee but that's kind of an<00:13:17.000> interesting<00:13:17.149> enactment<00:13:17.810> that<00:13:17.959> was<00:13:18.170> period 00:13:18.430 --> 00:13:18.440 align:start position:0% an interesting enactment that was period 00:13:18.440 --> 00:13:20.319 align:start position:0% an interesting enactment that was period it<00:13:18.709> doesn't<00:13:18.740> materialize<00:13:19.639> in<00:13:19.790> the<00:13:19.880> of<00:13:20.000> itself 00:13:20.319 --> 00:13:20.329 align:start position:0% it doesn't materialize in the of itself 00:13:20.329 --> 00:13:22.420 align:start position:0% it doesn't materialize in the of itself so<00:13:21.050> these<00:13:21.380> are<00:13:21.529> all<00:13:21.589> strategies<00:13:22.160> to<00:13:22.310> be 00:13:22.420 --> 00:13:22.430 align:start position:0% so these are all strategies to be 00:13:22.430 --> 00:13:23.740 align:start position:0% so these are all strategies to be surviving<00:13:23.029> within<00:13:23.300> these<00:13:23.420> proprietary 00:13:23.740 --> 00:13:23.750 align:start position:0% surviving within these proprietary 00:13:23.750 --> 00:13:26.350 align:start position:0% surviving within these proprietary platforms<00:13:24.680> viable<00:13:25.160> maintained<00:13:25.880> and<00:13:26.120> and<00:13:26.300> a 00:13:26.350 --> 00:13:26.360 align:start position:0% platforms viable maintained and and a 00:13:26.360 --> 00:13:28.960 align:start position:0% platforms viable maintained and and a flexibility<00:13:27.079> within<00:13:27.769> this<00:13:27.920> impose<00:13:28.370> digital 00:13:28.960 --> 00:13:28.970 align:start position:0% flexibility within this impose digital 00:13:28.970 --> 00:13:32.590 align:start position:0% flexibility within this impose digital virginity<00:13:30.880> beyond<00:13:31.880> the<00:13:32.029> fact<00:13:32.240> that<00:13:32.300> there<00:13:32.480> is 00:13:32.590 --> 00:13:32.600 align:start position:0% virginity beyond the fact that there is 00:13:32.600 --> 00:13:34.360 align:start position:0% virginity beyond the fact that there is from<00:13:32.899> the<00:13:33.019> arrogant<00:13:33.410> equality<00:13:33.829> here<00:13:34.040> there's 00:13:34.360 --> 00:13:34.370 align:start position:0% from the arrogant equality here there's 00:13:34.370 --> 00:13:36.730 align:start position:0% from the arrogant equality here there's also<00:13:34.579> it's<00:13:35.269> also<00:13:35.389> for<00:13:35.660> distressed<00:13:36.079> that<00:13:36.290> these 00:13:36.730 --> 00:13:36.740 align:start position:0% also it's also for distressed that these 00:13:36.740 --> 00:13:38.350 align:start position:0% also it's also for distressed that these two<00:13:36.980> peer<00:13:37.279> groups<00:13:37.519> have<00:13:37.699> not<00:13:37.910> monolithic 00:13:38.350 --> 00:13:38.360 align:start position:0% two peer groups have not monolithic 00:13:38.360 --> 00:13:41.949 align:start position:0% two peer groups have not monolithic categories<00:13:39.370> so<00:13:40.370> not<00:13:41.089> all<00:13:41.329> pairs<00:13:41.630> on<00:13:41.839> either 00:13:41.949 --> 00:13:41.959 align:start position:0% categories so not all pairs on either 00:13:41.959 --> 00:13:45.150 align:start position:0% categories so not all pairs on either side<00:13:42.939> there<00:13:43.939> are<00:13:43.970> multiple<00:13:44.779> ways 00:13:45.150 --> 00:13:45.160 align:start position:0% side there are multiple ways 00:13:45.160 --> 00:13:48.630 align:start position:0% side there are multiple ways as<00:13:45.250> well<00:13:45.820> so<00:13:46.650> not<00:13:47.650> all<00:13:47.830> diversity<00:13:48.490> for 00:13:48.630 --> 00:13:48.640 align:start position:0% as well so not all diversity for 00:13:48.640 --> 00:13:50.100 align:start position:0% as well so not all diversity for conditions<00:13:49.030> for<00:13:49.150> participation<00:13:49.690> may<00:13:49.960> be 00:13:50.100 --> 00:13:50.110 align:start position:0% conditions for participation may be 00:13:50.110 --> 00:13:52.590 align:start position:0% conditions for participation may be lacking<00:13:50.350> documentation<00:13:51.220> or<00:13:51.370> medica<00:13:51.790> so<00:13:52.450> many 00:13:52.590 --> 00:13:52.600 align:start position:0% lacking documentation or medica so many 00:13:52.600 --> 00:13:56.210 align:start position:0% lacking documentation or medica so many of<00:13:52.750> the<00:13:52.810> one<00:13:52.930> rely<00:13:53.230> on<00:13:53.260> various<00:13:54.210> vendors 00:13:56.210 --> 00:13:56.220 align:start position:0% of the one rely on various vendors 00:13:56.220 --> 00:13:58.419 align:start position:0% of the one rely on various vendors surrenders<00:13:57.220> are<00:13:57.370> a<00:13:57.400> second<00:13:57.730> floor 00:13:58.419 --> 00:13:58.429 align:start position:0% surrenders are a second floor 00:13:58.429 --> 00:14:02.809 align:start position:0% surrenders are a second floor and<00:13:59.429> they<00:13:59.910> allow<00:14:00.179> drivers<00:14:00.809> says<00:14:01.790> Arne<00:14:02.790> was 00:14:02.809 --> 00:14:02.819 align:start position:0% and they allow drivers says Arne was 00:14:02.819 --> 00:14:05.269 align:start position:0% and they allow drivers says Arne was registered<00:14:03.389> in<00:14:03.540> class<00:14:03.929> for<00:14:04.139> three<00:14:04.379> reasons<00:14:04.649> to 00:14:05.269 --> 00:14:05.279 align:start position:0% registered in class for three reasons to 00:14:05.279 --> 00:14:07.009 align:start position:0% registered in class for three reasons to get<00:14:05.549> access<00:14:05.759> to<00:14:06.179> an<00:14:06.299> online<00:14:06.419> account<00:14:06.929> Center 00:14:07.009 --> 00:14:07.019 align:start position:0% get access to an online account Center 00:14:07.019 --> 00:14:09.799 align:start position:0% get access to an online account Center and<00:14:07.379> one<00:14:08.160> weather<00:14:08.399> like<00:14:08.639> this<00:14:08.850> could<00:14:09.600> have<00:14:09.779> a 00:14:09.799 --> 00:14:09.809 align:start position:0% and one weather like this could have a 00:14:09.809 --> 00:14:11.960 align:start position:0% and one weather like this could have a suite<00:14:10.169> of<00:14:10.290> up<00:14:10.379> to<00:14:10.410> a<00:14:10.529> thousand<00:14:10.979> drivers<00:14:11.129> and 00:14:11.960 --> 00:14:11.970 align:start position:0% suite of up to a thousand drivers and 00:14:11.970 --> 00:14:14.030 align:start position:0% suite of up to a thousand drivers and they<00:14:12.089> take<00:14:12.299> it<00:14:12.419> coverage<00:14:12.899> we'd<00:14:13.079> find<00:14:13.319> a<00:14:13.439> 30% 00:14:14.030 --> 00:14:14.040 align:start position:0% they take it coverage we'd find a 30% 00:14:14.040 --> 00:14:16.009 align:start position:0% they take it coverage we'd find a 30% range<00:14:14.669> England<00:14:15.059> depending<00:14:15.569> on<00:14:15.660> what<00:14:15.749> kind<00:14:15.869> of 00:14:16.009 --> 00:14:16.019 align:start position:0% range England depending on what kind of 00:14:16.019 --> 00:14:16.609 align:start position:0% range England depending on what kind of interests 00:14:16.609 --> 00:14:16.619 align:start position:0% interests 00:14:16.619 --> 00:14:19.159 align:start position:0% interests they<00:14:17.309> also<00:14:17.459> store<00:14:17.879> all<00:14:18.179> tracker<00:14:18.600> data<00:14:18.869> in<00:14:19.079> an 00:14:19.159 --> 00:14:19.169 align:start position:0% they also store all tracker data in an 00:14:19.169 --> 00:14:21.349 align:start position:0% they also store all tracker data in an elaborate<00:14:19.499> spreadsheet<00:14:20.189> and<00:14:20.999> then<00:14:21.119> at<00:14:21.269> the 00:14:21.349 --> 00:14:21.359 align:start position:0% elaborate spreadsheet and then at the 00:14:21.359 --> 00:14:22.969 align:start position:0% elaborate spreadsheet and then at the end<00:14:21.449> of<00:14:21.600> the<00:14:21.689> day<00:14:21.839> manually<00:14:22.499> they<00:14:22.649> had<00:14:22.799> been 00:14:22.969 --> 00:14:22.979 align:start position:0% end of the day manually they had been 00:14:22.979 --> 00:14:24.349 align:start position:0% end of the day manually they had been transferred<00:14:23.459> from<00:14:23.519> that<00:14:23.789> it<00:14:23.879> comes<00:14:24.089> to<00:14:24.269> the 00:14:24.349 --> 00:14:24.359 align:start position:0% transferred from that it comes to the 00:14:24.359 --> 00:14:26.869 align:start position:0% transferred from that it comes to the driver's<00:14:24.660> bank<00:14:24.869> account<00:14:25.399> or<00:14:26.399> alternatively 00:14:26.869 --> 00:14:26.879 align:start position:0% driver's bank account or alternatively 00:14:26.879 --> 00:14:28.750 align:start position:0% driver's bank account or alternatively don't<00:14:27.329> come<00:14:27.479> back 00:14:28.750 --> 00:14:28.760 align:start position:0% don't come back 00:14:28.760 --> 00:14:30.970 align:start position:0% don't come back that<00:14:29.329> should<00:14:29.630> be<00:14:29.750> their<00:14:29.899> HP<00:14:30.170> are<00:14:30.320> some<00:14:30.620> of<00:14:30.860> you 00:14:30.970 --> 00:14:30.980 align:start position:0% that should be their HP are some of you 00:14:30.980 --> 00:14:34.990 align:start position:0% that should be their HP are some of you know<00:14:33.100> assignments<00:14:34.100> drivers<00:14:34.730> are<00:14:34.850> often 00:14:34.990 --> 00:14:35.000 align:start position:0% know assignments drivers are often 00:14:35.000 --> 00:14:36.970 align:start position:0% know assignments drivers are often members<00:14:35.389> and<00:14:35.570> communities<00:14:35.959> for<00:14:36.529> colonies 00:14:36.970 --> 00:14:36.980 align:start position:0% members and communities for colonies 00:14:36.980 --> 00:14:38.530 align:start position:0% members and communities for colonies which<00:14:37.160> facilitate<00:14:37.670> communication<00:14:38.329> about<00:14:38.480> how 00:14:38.530 --> 00:14:38.540 align:start position:0% which facilitate communication about how 00:14:38.540 --> 00:14:41.949 align:start position:0% which facilitate communication about how to<00:14:38.720> access<00:14:38.990> accounts<00:14:40.540> so<00:14:41.540> this<00:14:41.690> is<00:14:41.839> the 00:14:41.949 --> 00:14:41.959 align:start position:0% to access accounts so this is the 00:14:41.959 --> 00:14:43.660 align:start position:0% to access accounts so this is the business<00:14:42.230> t3<00:14:42.560> injunction<00:14:43.010> which<00:14:43.220> has<00:14:43.399> over<00:14:43.550> a 00:14:43.660 --> 00:14:43.670 align:start position:0% business t3 injunction which has over a 00:14:43.670 --> 00:14:45.850 align:start position:0% business t3 injunction which has over a thousand<00:14:44.060> members<00:14:44.180> and<00:14:45.079> here<00:14:45.290> you<00:14:45.410> can<00:14:45.560> do 00:14:45.850 --> 00:14:45.860 align:start position:0% thousand members and here you can do 00:14:45.860 --> 00:14:48.780 align:start position:0% thousand members and here you can do membership<00:14:46.250> singer<00:14:46.959> sometimes 00:14:48.780 --> 00:14:48.790 align:start position:0% membership singer sometimes 00:14:48.790 --> 00:14:50.730 align:start position:0% membership singer sometimes like<00:14:49.180> developing<00:14:49.810> projects<00:14:50.320> that<00:14:50.440> building 00:14:50.730 --> 00:14:50.740 align:start position:0% like developing projects that building 00:14:50.740 --> 00:14:52.560 align:start position:0% like developing projects that building is<00:14:50.860> base<00:14:51.070> camp<00:14:51.310> or<00:14:51.670> for<00:14:52.000> members<00:14:52.270> in<00:14:52.300> need 00:14:52.560 --> 00:14:52.570 align:start position:0% is base camp or for members in need 00:14:52.570 --> 00:14:54.750 align:start position:0% is base camp or for members in need which<00:14:52.870> normally<00:14:53.260> for<00:14:53.620> whatever<00:14:53.800> reason<00:14:54.190> they 00:14:54.750 --> 00:14:54.760 align:start position:0% which normally for whatever reason they 00:14:54.760 --> 00:14:57.210 align:start position:0% which normally for whatever reason they brokered<00:14:55.210> deals<00:14:55.480> between<00:14:55.930> driver<00:14:56.680> services 00:14:57.210 --> 00:14:57.220 align:start position:0% brokered deals between driver services 00:14:57.220 --> 00:14:58.830 align:start position:0% brokered deals between driver services such<00:14:57.370> as<00:14:57.400> our<00:14:57.730> repairs<00:14:58.090> that<00:14:58.300> are<00:14:58.360> going<00:14:58.780> to 00:14:58.830 --> 00:14:58.840 align:start position:0% such as our repairs that are going to 00:14:58.840 --> 00:15:00.810 align:start position:0% such as our repairs that are going to deal<00:14:59.050> with<00:14:59.080> amount<00:14:59.530> of<00:14:59.680> taxes<00:15:00.430> these<00:15:00.550> kind<00:15:00.760> of 00:15:00.810 --> 00:15:00.820 align:start position:0% deal with amount of taxes these kind of 00:15:00.820 --> 00:15:03.030 align:start position:0% deal with amount of taxes these kind of services<00:15:01.030> they<00:15:01.510> show<00:15:02.170> up<00:15:02.260> in<00:15:02.380> person 00:15:03.030 --> 00:15:03.040 align:start position:0% services they show up in person 00:15:03.040 --> 00:15:05.940 align:start position:0% services they show up in person talk<00:15:03.520> about<00:15:03.750> accidents<00:15:04.750> by<00:15:05.260> communicating 00:15:05.940 --> 00:15:05.950 align:start position:0% talk about accidents by communicating 00:15:05.950 --> 00:15:08.079 align:start position:0% talk about accidents by communicating excessively<00:15:06.400> through 00:15:08.079 --> 00:15:08.089 align:start position:0% excessively through 00:15:08.089 --> 00:15:10.900 align:start position:0% excessively through they<00:15:08.870> also<00:15:08.990> help<00:15:09.350> each<00:15:09.670> passenger<00:15:10.670> speak 00:15:10.900 --> 00:15:10.910 align:start position:0% they also help each passenger speak 00:15:10.910 --> 00:15:12.250 align:start position:0% they also help each passenger speak about<00:15:11.060> losing<00:15:11.450> cars<00:15:11.660> because<00:15:11.959> it<00:15:12.080> really 00:15:12.250 --> 00:15:12.260 align:start position:0% about losing cars because it really 00:15:12.260 --> 00:15:14.079 align:start position:0% about losing cars because it really afraid<00:15:12.440> opinion<00:15:12.890> about<00:15:13.130> reduce<00:15:13.490> without<00:15:14.000> the 00:15:14.079 --> 00:15:14.089 align:start position:0% afraid opinion about reduce without the 00:15:14.089 --> 00:15:16.630 align:start position:0% afraid opinion about reduce without the being<00:15:14.300> accused<00:15:14.600> of<00:15:14.720> stealing<00:15:14.930> something 00:15:16.630 --> 00:15:16.640 align:start position:0% being accused of stealing something 00:15:16.640 --> 00:15:18.160 align:start position:0% being accused of stealing something and<00:15:17.029> of<00:15:17.149> course<00:15:17.360> there<00:15:17.600> were<00:15:17.690> market<00:15:17.990> place 00:15:18.160 --> 00:15:18.170 align:start position:0% and of course there were market place 00:15:18.170 --> 00:15:20.590 align:start position:0% and of course there were market place for<00:15:18.410> a<00:15:18.470> country<00:15:18.950> and<00:15:19.149> even<00:15:20.149> though<00:15:20.450> they're 00:15:20.590 --> 00:15:20.600 align:start position:0% for a country and even though they're 00:15:20.600 --> 00:15:24.760 align:start position:0% for a country and even though they're voted<00:15:22.000> as<00:15:23.000> this<00:15:23.660> particular<00:15:24.260> ahead<00:15:24.500> of<00:15:24.620> this 00:15:24.760 --> 00:15:24.770 align:start position:0% voted as this particular ahead of this 00:15:24.770 --> 00:15:26.139 align:start position:0% voted as this particular ahead of this community<00:15:25.190> even<00:15:25.490> talk<00:15:25.670> to<00:15:25.700> me<00:15:25.850> about<00:15:25.940> me 00:15:26.139 --> 00:15:26.149 align:start position:0% community even talk to me about me 00:15:26.149 --> 00:15:27.699 align:start position:0% community even talk to me about me through<00:15:26.300> the<00:15:26.360> repayment<00:15:26.660> system<00:15:26.870> when<00:15:27.620> they 00:15:27.699 --> 00:15:27.709 align:start position:0% through the repayment system when they 00:15:27.709 --> 00:15:29.260 align:start position:0% through the repayment system when they eventually<00:15:27.860> operated<00:15:28.459> from<00:15:28.580> stickers<00:15:28.940> to 00:15:29.260 --> 00:15:29.270 align:start position:0% eventually operated from stickers to 00:15:29.270 --> 00:15:31.540 align:start position:0% eventually operated from stickers to membership<00:15:30.020> parts<00:15:30.470> so<00:15:31.010> that<00:15:31.040> they<00:15:31.250> be<00:15:31.310> able<00:15:31.459> to 00:15:31.540 --> 00:15:31.550 align:start position:0% membership parts so that they be able to 00:15:31.550 --> 00:15:32.949 align:start position:0% membership parts so that they be able to connect<00:15:31.880> all<00:15:32.029> these<00:15:32.180> services<00:15:32.630> that<00:15:32.839> they 00:15:32.949 --> 00:15:32.959 align:start position:0% connect all these services that they 00:15:32.959 --> 00:15:36.730 align:start position:0% connect all these services that they have<00:15:32.990> organized<00:15:33.529> themselves<00:15:35.380> the<00:15:36.380> picture 00:15:36.730 --> 00:15:36.740 align:start position:0% have organized themselves the picture 00:15:36.740 --> 00:15:38.350 align:start position:0% have organized themselves the picture get<00:15:36.890> somebody<00:15:37.190> even<00:15:37.459> further<00:15:37.700> another<00:15:38.060> site 00:15:38.350 --> 00:15:38.360 align:start position:0% get somebody even further another site 00:15:38.360 --> 00:15:40.840 align:start position:0% get somebody even further another site so<00:15:38.860> also<00:15:39.860> people<00:15:40.279> who<00:15:40.399> are<00:15:40.490> using<00:15:40.640> the 00:15:40.840 --> 00:15:40.850 align:start position:0% so also people who are using the 00:15:40.850 --> 00:15:44.050 align:start position:0% so also people who are using the services<00:15:41.350> the<00:15:42.350> other<00:15:42.470> apps<00:15:42.770> are<00:15:43.160> not<00:15:43.339> so 00:15:44.050 --> 00:15:44.060 align:start position:0% services the other apps are not so 00:15:44.060 --> 00:15:46.840 align:start position:0% services the other apps are not so people<00:15:44.420> won't<00:15:44.839> have<00:15:45.110> smartphones<00:15:45.850> or 00:15:46.840 --> 00:15:46.850 align:start position:0% people won't have smartphones or 00:15:46.850 --> 00:15:48.550 align:start position:0% people won't have smartphones or whatever<00:15:47.480> other<00:15:47.630> reasons<00:15:47.959> are<00:15:47.990> not<00:15:48.140> accessing 00:15:48.550 --> 00:15:48.560 align:start position:0% whatever other reasons are not accessing 00:15:48.560 --> 00:15:50.139 align:start position:0% whatever other reasons are not accessing this<00:15:48.680> counselor<00:15:49.160> will<00:15:49.339> have<00:15:49.610> family<00:15:50.029> or 00:15:50.139 --> 00:15:50.149 align:start position:0% this counselor will have family or 00:15:50.149 --> 00:15:51.699 align:start position:0% this counselor will have family or friends<00:15:50.480> estranged<00:15:50.810> to<00:15:51.020> provide<00:15:51.290> access<00:15:51.500> to 00:15:51.699 --> 00:15:51.709 align:start position:0% friends estranged to provide access to 00:15:51.709 --> 00:15:55.600 align:start position:0% friends estranged to provide access to the<00:15:51.860> platform<00:15:53.020> as<00:15:54.020> mentioned<00:15:54.529> not<00:15:55.310> everyone 00:15:55.600 --> 00:15:55.610 align:start position:0% the platform as mentioned not everyone 00:15:55.610 --> 00:15:59.140 align:start position:0% the platform as mentioned not everyone has<00:15:55.730> access<00:15:55.910> to<00:15:56.089> an<00:15:56.209> integer<00:15:56.360> sorting 00:15:59.140 --> 00:15:59.150 align:start position:0% 00:15:59.150 --> 00:16:02.890 align:start position:0% so<00:15:59.720> they<00:15:59.900> will<00:16:00.050> rely<00:16:00.320> on<00:16:00.670> going<00:16:01.670> to<00:16:01.940> public 00:16:02.890 --> 00:16:02.900 align:start position:0% so they will rely on going to public 00:16:02.900 --> 00:16:05.860 align:start position:0% so they will rely on going to public access<00:16:03.260> points<00:16:03.710> were<00:16:04.160> my<00:16:05.150> friends<00:16:05.450> and<00:16:05.780> they 00:16:05.860 --> 00:16:05.870 align:start position:0% access points were my friends and they 00:16:05.870 --> 00:16:07.810 align:start position:0% access points were my friends and they booked<00:16:06.050> a<00:16:06.170> mr.<00:16:06.470> also<00:16:06.770> to<00:16:06.890> recharging<00:16:07.430> stations 00:16:07.810 --> 00:16:07.820 align:start position:0% booked a mr. also to recharging stations 00:16:07.820 --> 00:16:10.330 align:start position:0% booked a mr. also to recharging stations such<00:16:08.000> as<00:16:08.090> this<00:16:08.210> one<00:16:08.420> and<00:16:08.690> many<00:16:09.560> my<00:16:09.800> informants 00:16:10.330 --> 00:16:10.340 align:start position:0% such as this one and many my informants 00:16:10.340 --> 00:16:12.520 align:start position:0% such as this one and many my informants who<00:16:10.490> will<00:16:10.910> share<00:16:11.240> their<00:16:11.450> phones<00:16:11.690> share<00:16:12.350> their 00:16:12.520 --> 00:16:12.530 align:start position:0% who will share their phones share their 00:16:12.530 --> 00:16:16.030 align:start position:0% who will share their phones share their accounts<00:16:13.010> their<00:16:13.880> cars<00:16:14.240> pins<00:16:14.960> and<00:16:15.440> other 00:16:16.030 --> 00:16:16.040 align:start position:0% accounts their cars pins and other 00:16:16.040 --> 00:16:17.110 align:start position:0% accounts their cars pins and other resources<00:16:16.520> that<00:16:16.550> they're<00:16:16.760> using<00:16:16.970> this 00:16:17.110 --> 00:16:17.120 align:start position:0% resources that they're using this 00:16:17.120 --> 00:16:20.860 align:start position:0% resources that they're using this absolute<00:16:17.690> X<00:16:17.990> us<00:16:18.200> an<00:16:18.470> example<00:16:19.780> happened<00:16:20.780> to 00:16:20.860 --> 00:16:20.870 align:start position:0% absolute X us an example happened to 00:16:20.870 --> 00:16:22.390 align:start position:0% absolute X us an example happened to myself<00:16:21.110> when<00:16:21.590> I<00:16:21.620> must<00:16:21.800> try<00:16:21.920> to<00:16:21.950> register<00:16:22.130> the 00:16:22.390 --> 00:16:22.400 align:start position:0% myself when I must try to register the 00:16:22.400 --> 00:16:23.950 align:start position:0% myself when I must try to register the information<00:16:22.520> I<00:16:22.880> just<00:16:22.910> chose<00:16:23.270> a<00:16:23.480> law<00:16:23.630> but<00:16:23.840> we 00:16:23.950 --> 00:16:23.960 align:start position:0% information I just chose a law but we 00:16:23.960 --> 00:16:25.780 align:start position:0% information I just chose a law but we can<00:16:24.080> get<00:16:24.200> a<00:16:24.230> Superman<00:16:24.830> so<00:16:24.980> I<00:16:25.040> found<00:16:25.280> myself<00:16:25.430> in 00:16:25.780 --> 00:16:25.790 align:start position:0% can get a Superman so I found myself in 00:16:25.790 --> 00:16:28.270 align:start position:0% can get a Superman so I found myself in a<00:16:25.910> really<00:16:26.090> frustrating<00:16:26.660> situation<00:16:27.110> of<00:16:28.040> not 00:16:28.270 --> 00:16:28.280 align:start position:0% a really frustrating situation of not 00:16:28.280 --> 00:16:29.740 align:start position:0% a really frustrating situation of not being<00:16:28.490> able<00:16:28.610> to<00:16:28.760> get<00:16:28.880> a<00:16:28.940> SIM<00:16:29.180> card<00:16:29.210> because 00:16:29.740 --> 00:16:29.750 align:start position:0% being able to get a SIM card because 00:16:29.750 --> 00:16:30.970 align:start position:0% being able to get a SIM card because they<00:16:29.840> only<00:16:29.960> had<00:16:30.110> a<00:16:30.170> passport<00:16:30.410> with<00:16:30.710> me<00:16:30.740> that 00:16:30.970 --> 00:16:30.980 align:start position:0% they only had a passport with me that 00:16:30.980 --> 00:16:35.050 align:start position:0% they only had a passport with me that was<00:16:31.100> formed<00:16:31.630> no<00:16:32.630> problem<00:16:33.080> since<00:16:33.650> the<00:16:34.060> register 00:16:35.050 --> 00:16:35.060 align:start position:0% was formed no problem since the register 00:16:35.060 --> 00:16:37.900 align:start position:0% was formed no problem since the register remaining<00:16:35.480> they'll<00:16:35.960> be<00:16:36.050> dealing<00:16:36.370> okay<00:16:37.370> so<00:16:37.460> I 00:16:37.900 --> 00:16:37.910 align:start position:0% remaining they'll be dealing okay so I 00:16:37.910 --> 00:16:39.280 align:start position:0% remaining they'll be dealing okay so I got<00:16:38.150> some<00:16:38.360> current<00:16:38.600> register<00:16:38.990> than<00:16:39.200> the 00:16:39.280 --> 00:16:39.290 align:start position:0% got some current register than the 00:16:39.290 --> 00:16:40.840 align:start position:0% got some current register than the stranger<00:16:39.710> whose<00:16:39.830> family<00:16:40.190> are<00:16:40.430> attending<00:16:40.610> is 00:16:40.840 --> 00:16:40.850 align:start position:0% stranger whose family are attending is 00:16:40.850 --> 00:16:43.100 align:start position:0% stranger whose family are attending is they<00:16:40.970> can<00:16:41.120> come<00:16:41.240> up<00:16:41.270> to<00:16:41.450> three<00:16:41.720> great<00:16:42.230> kids 00:16:43.100 --> 00:16:43.110 align:start position:0% they can come up to three great kids 00:16:43.110 --> 00:16:44.690 align:start position:0% they can come up to three great kids that's<00:16:43.350> a<00:16:43.470> lot<00:16:43.650> of<00:16:43.680> cards<00:16:44.070> in<00:16:44.250> register<00:16:44.670> 1 00:16:44.690 --> 00:16:44.700 align:start position:0% that's a lot of cards in register 1 00:16:44.700 --> 00:16:47.630 align:start position:0% that's a lot of cards in register 1 enough<00:16:45.690> months<00:16:45.960> later<00:16:46.140> my<00:16:46.410> access<00:16:46.830> completely 00:16:47.630 --> 00:16:47.640 align:start position:0% enough months later my access completely 00:16:47.640 --> 00:16:49.310 align:start position:0% enough months later my access completely denied<00:16:47.940> because<00:16:48.480> apparently<00:16:49.020> found 00:16:49.310 --> 00:16:49.320 align:start position:0% denied because apparently found 00:16:49.320 --> 00:16:53.840 align:start position:0% denied because apparently found something<00:16:49.560> else<00:16:49.680> to<00:16:50.550> do<00:16:50.730> but<00:16:50.850> number<00:16:51.150> 2<00:16:52.850> so 00:16:53.840 --> 00:16:53.850 align:start position:0% something else to do but number 2 so 00:16:53.850 --> 00:16:56.120 align:start position:0% something else to do but number 2 so both<00:16:54.600> service<00:16:54.990> users<00:16:55.320> and<00:16:55.380> service<00:16:55.680> providers 00:16:56.120 --> 00:16:56.130 align:start position:0% both service users and service providers 00:16:56.130 --> 00:16:58.430 align:start position:0% both service users and service providers remind<00:16:56.490> agents<00:16:57.030> to<00:16:57.150> facilitate<00:16:57.780> cashing<00:16:58.350> in 00:16:58.430 --> 00:16:58.440 align:start position:0% remind agents to facilitate cashing in 00:16:58.440 --> 00:17:02.870 align:start position:0% remind agents to facilitate cashing in and<00:16:58.560> cashing<00:16:58.950> out<00:17:00.530> so<00:17:01.530> agents<00:17:02.190> there<00:17:02.670> are<00:17:02.730> some 00:17:02.870 --> 00:17:02.880 align:start position:0% and cashing out so agents there are some 00:17:02.880 --> 00:17:04.790 align:start position:0% and cashing out so agents there are some ways<00:17:03.060> to<00:17:03.120> catch<00:17:03.480> an<00:17:03.600> amount<00:17:03.840> and<00:17:04.290> you<00:17:04.530> can<00:17:04.680> make 00:17:04.790 --> 00:17:04.800 align:start position:0% ways to catch an amount and you can make 00:17:04.800 --> 00:17:06.620 align:start position:0% ways to catch an amount and you can make a<00:17:04.830> transfer<00:17:05.310> in<00:17:05.370> ATM<00:17:05.820> if<00:17:06.060> you<00:17:06.150> connect<00:17:06.480> into 00:17:06.620 --> 00:17:06.630 align:start position:0% a transfer in ATM if you connect into 00:17:06.630 --> 00:17:08.449 align:start position:0% a transfer in ATM if you connect into account<00:17:06.930> to<00:17:06.990> the<00:17:07.050> bank<00:17:07.290> you<00:17:08.010> can<00:17:08.160> go<00:17:08.250> to<00:17:08.370> the 00:17:08.449 --> 00:17:08.459 align:start position:0% account to the bank you can go to the 00:17:08.459 --> 00:17:10.510 align:start position:0% account to the bank you can go to the local<00:17:08.580> mini-mart<00:17:09.060> and<00:17:09.270> pay<00:17:09.540> a<00:17:09.570> fee<00:17:09.810> and 00:17:10.510 --> 00:17:10.520 align:start position:0% local mini-mart and pay a fee and 00:17:10.520 --> 00:17:12.380 align:start position:0% local mini-mart and pay a fee and alternatively<00:17:11.520> the<00:17:11.730> drivers<00:17:12.270> themselves 00:17:12.380 --> 00:17:12.390 align:start position:0% alternatively the drivers themselves 00:17:12.390 --> 00:17:15.050 align:start position:0% alternatively the drivers themselves operate<00:17:13.290> as<00:17:13.500> agents<00:17:14.160> that<00:17:14.310> sell<00:17:14.550> the<00:17:14.730> digital 00:17:15.050 --> 00:17:15.060 align:start position:0% operate as agents that sell the digital 00:17:15.060 --> 00:17:18.650 align:start position:0% operate as agents that sell the digital balance<00:17:15.420> for<00:17:15.600> cash<00:17:16.520> and<00:17:17.520> might<00:17:18.060> either<00:17:18.209> as 00:17:18.650 --> 00:17:18.660 align:start position:0% balance for cash and might either as 00:17:18.660 --> 00:17:20.329 align:start position:0% balance for cash and might either as absurdly<00:17:19.140> than<00:17:19.380> according<00:17:19.860> to<00:17:19.950> the<00:17:20.010> innocence 00:17:20.329 --> 00:17:20.339 align:start position:0% absurdly than according to the innocence 00:17:20.339 --> 00:17:22.070 align:start position:0% absurdly than according to the innocence of<00:17:20.430> students<00:17:20.850> of<00:17:20.940> the<00:17:21.030> option<00:17:21.330> device<00:17:21.540> over<00:17:21.870> in 00:17:22.070 --> 00:17:22.080 align:start position:0% of students of the option device over in 00:17:22.080 --> 00:17:24.410 align:start position:0% of students of the option device over in one<00:17:22.320> model<00:17:22.680> go<00:17:22.830> check<00:17:23.070> drives<00:17:23.730> on<00:17:23.910> its<00:17:24.060> face 00:17:24.410 --> 00:17:24.420 align:start position:0% one model go check drives on its face 00:17:24.420 --> 00:17:26.270 align:start position:0% one model go check drives on its face all<00:17:24.600> hundred<00:17:24.959> thousand<00:17:25.200> rupiah<00:17:25.530> which<00:17:26.070> means 00:17:26.270 --> 00:17:26.280 align:start position:0% all hundred thousand rupiah which means 00:17:26.280 --> 00:17:27.829 align:start position:0% all hundred thousand rupiah which means they<00:17:26.370> have<00:17:26.550> a<00:17:26.760> minimum<00:17:27.000> two<00:17:27.209> hundred<00:17:27.480> thousand 00:17:27.829 --> 00:17:27.839 align:start position:0% they have a minimum two hundred thousand 00:17:27.839 --> 00:17:29.570 align:start position:0% they have a minimum two hundred thousand be<00:17:27.959> available<00:17:28.350> each<00:17:28.440> state<00:17:28.710> wants<00:17:29.010> me<00:17:29.250> my 00:17:29.570 --> 00:17:29.580 align:start position:0% be available each state wants me my 00:17:29.580 --> 00:17:32.390 align:start position:0% be available each state wants me my enviable<00:17:30.260> this<00:17:31.260> means<00:17:31.500> that<00:17:31.650> if<00:17:31.890> you<00:17:31.920> ask<00:17:32.190> for 00:17:32.390 --> 00:17:32.400 align:start position:0% enviable this means that if you ask for 00:17:32.400 --> 00:17:33.590 align:start position:0% enviable this means that if you ask for less<00:17:32.550> of<00:17:32.580> that<00:17:32.760> they're<00:17:33.060> probably<00:17:33.270> not<00:17:33.450> gonna 00:17:33.590 --> 00:17:33.600 align:start position:0% less of that they're probably not gonna 00:17:33.600 --> 00:17:36.140 align:start position:0% less of that they're probably not gonna sell<00:17:33.810> it<00:17:33.930> to<00:17:33.960> you<00:17:34.080> and<00:17:34.740> the<00:17:34.860> other<00:17:35.040> system 00:17:36.140 --> 00:17:36.150 align:start position:0% sell it to you and the other system 00:17:36.150 --> 00:17:39.470 align:start position:0% sell it to you and the other system a<00:17:36.470> 20%<00:17:37.470> cash<00:17:37.680> back<00:17:37.950> on<00:17:37.980> my<00:17:38.220> side 00:17:39.470 --> 00:17:39.480 align:start position:0% a 20% cash back on my side 00:17:39.480 --> 00:17:42.779 align:start position:0% a 20% cash back on my side you<00:17:40.480> really<00:17:40.690> can't<00:17:40.900> sleep<00:17:41.080> with<00:17:41.350> us<00:17:41.669> in<00:17:42.669> wish 00:17:42.779 --> 00:17:42.789 align:start position:0% you really can't sleep with us in wish 00:17:42.789 --> 00:17:45.630 align:start position:0% you really can't sleep with us in wish this<00:17:43.030> you<00:17:43.600> should<00:17:43.750> really<00:17:43.990> say<00:17:44.169> yes 00:17:45.630 --> 00:17:45.640 align:start position:0% this you should really say yes 00:17:45.640 --> 00:17:47.580 align:start position:0% this you should really say yes one<00:17:46.270> driver<00:17:46.450> also<00:17:46.780> showed<00:17:46.960> me<00:17:46.990> what<00:17:47.289> he<00:17:47.320> had 00:17:47.580 --> 00:17:47.590 align:start position:0% one driver also showed me what he had 00:17:47.590 --> 00:17:50.520 align:start position:0% one driver also showed me what he had managed<00:17:47.950> to<00:17:48.100> connect<00:17:48.820> his<00:17:49.150> mouth<00:17:49.870> without 00:17:50.520 --> 00:17:50.530 align:start position:0% managed to connect his mouth without 00:17:50.530 --> 00:17:52.680 align:start position:0% managed to connect his mouth without using<00:17:51.280> this<00:17:51.370> we<00:17:51.580> call<00:17:51.820> this<00:17:51.940> digital<00:17:52.330> token 00:17:52.680 --> 00:17:52.690 align:start position:0% using this we call this digital token 00:17:52.690 --> 00:17:55.169 align:start position:0% using this we call this digital token but<00:17:53.440> basically<00:17:53.830> what<00:17:54.070> he<00:17:54.159> had<00:17:54.280> done<00:17:54.460> and<00:17:55.000> in 00:17:55.169 --> 00:17:55.179 align:start position:0% but basically what he had done and in 00:17:55.179 --> 00:17:57.330 align:start position:0% but basically what he had done and in himself<00:17:55.480> to<00:17:55.870> always<00:17:56.320> have<00:17:56.500> access<00:17:56.650> to<00:17:57.130> money 00:17:57.330 --> 00:17:57.340 align:start position:0% himself to always have access to money 00:17:57.340 --> 00:17:58.169 align:start position:0% himself to always have access to money on<00:17:57.549> his<00:17:57.669> phone 00:17:58.169 --> 00:17:58.179 align:start position:0% on his phone 00:17:58.179 --> 00:18:00.120 align:start position:0% on his phone meaning<00:17:58.720> he<00:17:58.900> had<00:17:59.020> converted<00:17:59.380> himself<00:17:59.679> into 00:18:00.120 --> 00:18:00.130 align:start position:0% meaning he had converted himself into 00:18:00.130 --> 00:18:01.649 align:start position:0% meaning he had converted himself into sort<00:18:00.309> of<00:18:00.340> a<00:18:00.460> poem<00:18:00.610> about<00:18:00.700> the<00:18:01.000> joy<00:18:01.179> needs<00:18:01.390> them 00:18:01.649 --> 00:18:01.659 align:start position:0% sort of a poem about the joy needs them 00:18:01.659 --> 00:18:04.529 align:start position:0% sort of a poem about the joy needs them for<00:18:01.929> users<00:18:02.650> but<00:18:03.220> also<00:18:03.490> he<00:18:04.030> converted<00:18:04.450> his 00:18:04.529 --> 00:18:04.539 align:start position:0% for users but also he converted his 00:18:04.539 --> 00:18:06.419 align:start position:0% for users but also he converted his customers<00:18:05.169> into<00:18:05.470> compassionate<00:18:06.039> allowance 00:18:06.419 --> 00:18:06.429 align:start position:0% customers into compassionate allowance 00:18:06.429 --> 00:18:09.120 align:start position:0% customers into compassionate allowance for<00:18:06.549> himself<00:18:06.970> because<00:18:07.600> drivers<00:18:08.409> need<00:18:08.740> cash<00:18:09.100> to 00:18:09.120 --> 00:18:09.130 align:start position:0% for himself because drivers need cash to 00:18:09.130 --> 00:18:11.430 align:start position:0% for himself because drivers need cash to pay<00:18:09.580> for<00:18:09.789> fuel<00:18:10.030> and<00:18:10.299> for<00:18:10.510> food<00:18:10.780> and<00:18:11.230> all<00:18:11.409> the 00:18:11.430 --> 00:18:11.440 align:start position:0% pay for fuel and for food and all the 00:18:11.440 --> 00:18:13.529 align:start position:0% pay for fuel and for food and all the other<00:18:11.590> things<00:18:11.860> that<00:18:12.039> these<00:18:12.159> products<00:18:13.150> don't 00:18:13.529 --> 00:18:13.539 align:start position:0% other things that these products don't 00:18:13.539 --> 00:18:19.409 align:start position:0% other things that these products don't actually<00:18:13.809> give<00:18:14.140> him<00:18:14.260> access<00:18:14.409> to<00:18:16.559> so<00:18:18.120> all<00:18:19.120> this 00:18:19.409 --> 00:18:19.419 align:start position:0% actually give him access to so all this 00:18:19.419 --> 00:18:22.110 align:start position:0% actually give him access to so all this and<00:18:19.750> PC<00:18:20.049> transactions<00:18:20.830> on<00:18:21.520> the<00:18:21.700> surface 00:18:22.110 --> 00:18:22.120 align:start position:0% and PC transactions on the surface 00:18:22.120 --> 00:18:24.720 align:start position:0% and PC transactions on the surface digital<00:18:23.080> transactions<00:18:23.799> transactions<00:18:24.610> that 00:18:24.720 --> 00:18:24.730 align:start position:0% digital transactions transactions that 00:18:24.730 --> 00:18:26.580 align:start position:0% digital transactions transactions that I've<00:18:24.880> seen<00:18:25.090> ones<00:18:25.270> with<00:18:25.480> streamlined<00:18:26.080> or<00:18:26.260> clean 00:18:26.580 --> 00:18:26.590 align:start position:0% I've seen ones with streamlined or clean 00:18:26.590 --> 00:18:28.620 align:start position:0% I've seen ones with streamlined or clean the<00:18:27.220> messiness<00:18:27.640> of<00:18:27.789> the<00:18:27.940> Cape's<00:18:28.150> exchange 00:18:28.620 --> 00:18:28.630 align:start position:0% the messiness of the Cape's exchange 00:18:28.630 --> 00:18:30.840 align:start position:0% the messiness of the Cape's exchange replaced<00:18:29.049> confined<00:18:29.710> to<00:18:29.890> the<00:18:30.010> affordances<00:18:30.610> of 00:18:30.840 --> 00:18:30.850 align:start position:0% replaced confined to the affordances of 00:18:30.850 --> 00:18:32.909 align:start position:0% replaced confined to the affordances of the<00:18:31.270> user<00:18:31.419> interface<00:18:31.929> and<00:18:32.200> the<00:18:32.530> terms 00:18:32.909 --> 00:18:32.919 align:start position:0% the user interface and the terms 00:18:32.919 --> 00:18:34.409 align:start position:0% the user interface and the terms conditions<00:18:33.220> set<00:18:33.760> by<00:18:33.789> the<00:18:33.940> companies 00:18:34.409 --> 00:18:34.419 align:start position:0% conditions set by the companies 00:18:34.419 --> 00:18:37.049 align:start position:0% conditions set by the companies providing<00:18:34.690> the<00:18:35.110> pop<00:18:35.289> world<00:18:35.500> however<00:18:36.309> the 00:18:37.049 --> 00:18:37.059 align:start position:0% providing the pop world however the 00:18:37.059 --> 00:18:38.970 align:start position:0% providing the pop world however the exchange<00:18:37.419> of<00:18:37.510> digital<00:18:37.809> money<00:18:38.020> is<00:18:38.200> what<00:18:38.380> farmer 00:18:38.970 --> 00:18:38.980 align:start position:0% exchange of digital money is what farmer 00:18:38.980 --> 00:18:41.159 align:start position:0% exchange of digital money is what farmer the<00:18:39.340> financial<00:18:39.820> transaction<00:18:40.390> itself<00:18:40.630> it 00:18:41.159 --> 00:18:41.169 align:start position:0% the financial transaction itself it 00:18:41.169 --> 00:18:44.250 align:start position:0% the financial transaction itself it contains 00:18:44.250 --> 00:18:44.260 align:start position:0% 00:18:44.260 --> 00:18:46.440 align:start position:0% this<00:18:44.830> raises<00:18:45.040> questions<00:18:45.220> about<00:18:45.760> how<00:18:46.150> all<00:18:46.420> of 00:18:46.440 --> 00:18:46.450 align:start position:0% this raises questions about how all of 00:18:46.450 --> 00:18:48.630 align:start position:0% this raises questions about how all of that<00:18:46.600> current<00:18:47.230> residents<00:18:47.740> who<00:18:48.340> fit<00:18:48.610> into 00:18:48.630 --> 00:18:48.640 align:start position:0% that current residents who fit into 00:18:48.640 --> 00:18:50.700 align:start position:0% that current residents who fit into seamless<00:18:49.179> ideas<00:18:49.570> about<00:18:49.900> new<00:18:50.200> religious 00:18:50.700 --> 00:18:50.710 align:start position:0% seamless ideas about new religious 00:18:50.710 --> 00:18:53.610 align:start position:0% seamless ideas about new religious decision<00:18:51.280> mediation<00:18:52.000> trust<00:18:52.330> business<00:18:52.510> all<00:18:53.380> of 00:18:53.610 --> 00:18:53.620 align:start position:0% decision mediation trust business all of 00:18:53.620 --> 00:18:57.770 align:start position:0% decision mediation trust business all of which<00:18:53.770> are<00:18:54.750> heavily<00:18:55.750> part<00:18:56.140> of<00:18:56.260> this 00:18:57.770 --> 00:18:57.780 align:start position:0% which are heavily part of this 00:18:57.780 --> 00:19:01.740 align:start position:0% which are heavily part of this to<00:18:58.780> summarize<00:18:59.200> we<00:18:59.410> presently<00:19:00.250> include<00:19:01.059> a<00:19:01.360> few 00:19:01.740 --> 00:19:01.750 align:start position:0% to summarize we presently include a few 00:19:01.750 --> 00:19:05.220 align:start position:0% to summarize we presently include a few key<00:19:01.929> takeaways<00:19:03.270> intermediaries<00:19:04.270> configure 00:19:05.220 --> 00:19:05.230 align:start position:0% key takeaways intermediaries configure 00:19:05.230 --> 00:19:07.020 align:start position:0% key takeaways intermediaries configure the<00:19:05.410> relationships<00:19:06.010> between<00:19:06.160> users<00:19:06.640> so 00:19:07.020 --> 00:19:07.030 align:start position:0% the relationships between users so 00:19:07.030 --> 00:19:12.060 align:start position:0% the relationships between users so configured<00:19:07.660> for<00:19:07.840> human<00:19:10.620> access<00:19:11.620> it's<00:19:11.890> not<00:19:12.040> a 00:19:12.060 --> 00:19:12.070 align:start position:0% configured for human access it's not a 00:19:12.070 --> 00:19:15.360 align:start position:0% configured for human access it's not a binary<00:19:12.340> or<00:19:12.850> a<00:19:13.090> static<00:19:13.630> I<00:19:13.870> agree<00:19:14.380> so<00:19:14.710> contexts 00:19:15.360 --> 00:19:15.370 align:start position:0% binary or a static I agree so contexts 00:19:15.370 --> 00:19:17.130 align:start position:0% binary or a static I agree so contexts are<00:19:15.490> not<00:19:15.700> universal<00:19:16.360> so<00:19:16.840> you<00:19:16.900> have<00:19:17.020> to 00:19:17.130 --> 00:19:17.140 align:start position:0% are not universal so you have to 00:19:17.140 --> 00:19:18.930 align:start position:0% are not universal so you have to consider<00:19:17.500> what<00:19:17.799> experiences<00:19:18.370> we<00:19:18.820> are 00:19:18.930 --> 00:19:18.940 align:start position:0% consider what experiences we are 00:19:18.940 --> 00:19:22.770 align:start position:0% consider what experiences we are building<00:19:19.240> for<00:19:19.270> people<00:19:20.970> will<00:19:21.970> find<00:19:22.299> ways<00:19:22.570> to 00:19:22.770 --> 00:19:22.780 align:start position:0% building for people will find ways to 00:19:22.780 --> 00:19:25.320 align:start position:0% building for people will find ways to access<00:19:22.960> the<00:19:23.260> things<00:19:23.620> that<00:19:23.799> they<00:19:23.950> need<00:19:24.330> however 00:19:25.320 --> 00:19:25.330 align:start position:0% access the things that they need however 00:19:25.330 --> 00:19:29.280 align:start position:0% access the things that they need however many<00:19:25.690> intermediaries<00:19:26.200> is<00:19:26.440> limited<00:19:28.290> so 00:19:29.280 --> 00:19:29.290 align:start position:0% many intermediaries is limited so 00:19:29.290 --> 00:19:31.140 align:start position:0% many intermediaries is limited so success<00:19:30.100> should<00:19:30.250> be<00:19:30.370> defined<00:19:30.669> in<00:19:30.880> terms<00:19:30.910> of 00:19:31.140 --> 00:19:31.150 align:start position:0% success should be defined in terms of 00:19:31.150 --> 00:19:33.270 align:start position:0% success should be defined in terms of people's<00:19:31.570> actual<00:19:31.750> news<00:19:32.230> not<00:19:32.559> designers 00:19:33.270 --> 00:19:33.280 align:start position:0% people's actual news not designers 00:19:33.280 --> 00:19:34.890 align:start position:0% people's actual news not designers attacks<00:19:33.640> so<00:19:34.000> technologies<00:19:34.540> that<00:19:34.660> don't 00:19:34.890 --> 00:19:34.900 align:start position:0% attacks so technologies that don't 00:19:34.900 --> 00:19:36.200 align:start position:0% attacks so technologies that don't [Music] 00:19:36.200 --> 00:19:36.210 align:start position:0% [Music] 00:19:36.210 --> 00:19:38.060 align:start position:0% [Music] structure<00:19:36.570> will<00:19:37.170> be<00:19:37.200> repurposed<00:19:37.890> and 00:19:38.060 --> 00:19:38.070 align:start position:0% structure will be repurposed and 00:19:38.070 --> 00:19:39.560 align:start position:0% structure will be repurposed and appropriate<00:19:38.610> it's<00:19:38.730> need<00:19:38.970> the<00:19:39.120> real<00:19:39.270> news 00:19:39.560 --> 00:19:39.570 align:start position:0% appropriate it's need the real news 00:19:39.570 --> 00:19:41.690 align:start position:0% appropriate it's need the real news abusers<00:19:40.050> to<00:19:40.620> address<00:19:40.920> the<00:19:41.130> problem<00:19:41.550> to 00:19:41.690 --> 00:19:41.700 align:start position:0% abusers to address the problem to 00:19:41.700 --> 00:19:45.590 align:start position:0% abusers to address the problem to themselves<00:19:42.270> define<00:19:43.550> it<00:19:44.550> slightly<00:19:44.790> didn't<00:19:45.450> all 00:19:45.590 --> 00:19:45.600 align:start position:0% themselves define it slightly didn't all 00:19:45.600 --> 00:19:48.350 align:start position:0% themselves define it slightly didn't all of<00:19:45.720> that<00:19:46.370> the<00:19:47.370> thing<00:19:47.550> though<00:19:47.670> he<00:19:47.880> was<00:19:48.030> pretty 00:19:48.350 --> 00:19:48.360 align:start position:0% of that the thing though he was pretty 00:19:48.360 --> 00:19:49.710 align:start position:0% of that the thing though he was pretty people 00:19:49.710 --> 00:19:49.720 align:start position:0% people 00:19:49.720 --> 00:19:51.970 align:start position:0% people support<00:19:50.720> the<00:19:50.840> flexible<00:19:51.290> transition<00:19:51.830> between 00:19:51.970 --> 00:19:51.980 align:start position:0% support the flexible transition between 00:19:51.980 --> 00:19:53.710 align:start position:0% support the flexible transition between digital<00:19:52.400> and<00:19:52.670> pension<00:19:53.090> funds<00:19:53.360> of<00:19:53.540> money 00:19:53.710 --> 00:19:53.720 align:start position:0% digital and pension funds of money 00:19:53.720 --> 00:19:55.720 align:start position:0% digital and pension funds of money rather<00:19:54.380> than<00:19:54.530> necessarily<00:19:54.710> talking<00:19:55.340> about 00:19:55.720 --> 00:19:55.730 align:start position:0% rather than necessarily talking about 00:19:55.730 --> 00:20:00.820 align:start position:0% rather than necessarily talking about the<00:19:56.630> illumination<00:19:57.410> of<00:19:57.440> cash<00:19:57.770> or<00:19:59.530> deal<00:20:00.530> with<00:20:00.710> it 00:20:00.820 --> 00:20:00.830 align:start position:0% the illumination of cash or deal with it 00:20:00.830 --> 00:20:03.900 align:start position:0% the illumination of cash or deal with it in<00:20:00.890> a<00:20:00.950> cashless<00:20:01.220> society 00:20:03.900 --> 00:20:03.910 align:start position:0% 00:20:03.910 --> 00:20:06.670 align:start position:0% that's<00:20:04.910> my<00:20:05.030> 20<00:20:05.300> minutes<00:20:05.540> this<00:20:06.320> was<00:20:06.500> a<00:20:06.560> very 00:20:06.670 --> 00:20:06.680 align:start position:0% that's my 20 minutes this was a very 00:20:06.680 --> 00:20:08.480 align:start position:0% that's my 20 minutes this was a very brief<00:20:06.950> for<00:20:07.190> presentation 00:20:08.480 --> 00:20:08.490 align:start position:0% brief for presentation 00:20:08.490 --> 00:20:11.870 align:start position:0% brief for presentation talk<00:20:09.090> to<00:20:09.240> me 00:20:11.870 --> 00:20:11.880 align:start position:0% 00:20:11.880 --> 00:20:16.680 align:start position:0% [Music] 00:20:16.680 --> 00:20:16.690 align:start position:0% 00:20:16.690 --> 00:20:21.140 align:start position:0% [Applause]